scholarly journals Household Savings in Germany

2000 ◽  
Author(s):  
Axel H. Börsch-Supan ◽  
Anette Reil-Held ◽  
Ralf Rodepeter ◽  
Reinhold Schnabel ◽  
Joachim K. Winter
Keyword(s):  
Household Savings

scholarly journals Spousal Control and Intra-Household Decision Making: An Experimental Study in the Philippines

2009 ◽  
Vol 99 (4) ◽  
pp. 1245-1277 ◽  
Author(s):  
Nava Ashraf
Keyword(s):  
Experimental Study ◽  
The Philippines ◽  
Causal Effects ◽  
Household Savings ◽  
Household Decision ◽  
Household Decision Making ◽  
Information And Communication ◽  
Married Individuals ◽  
Personal Accounts ◽  
Gender Specific

I elicit causal effects of spousal observability and communication on financial choices of married individuals in the Philippines. When choices are private, men put money into their personal accounts. When choices are observable, men commit money to consumption for their own benefit. When required to communicate, men put money into their wives' account. These strong treatment effects on men, but not women, appear related more to control than to gender: men whose wives control household savings respond more strongly to the treatment and women whose husbands control savings exhibit the same response. Changes in information and communication interact with underlying control to produce mutable gender-specific outcomes. (JEL D13, D14, J12, J16, O15)

SOCIAL SECURITY AND HOUSEHOLD SAVINGS: ASIAN EXPERIENCE

1981 ◽  
Vol 19 (2) ◽  
pp. 143-160 ◽  
Author(s):  
Gautam DATTA ◽  
Parthasarathi SHOME
Keyword(s):  
Social Security ◽  
Household Savings

scholarly journals Risk, opportunities and reasons of the household debt changes: The case of an emerging economy

2016 ◽  
Vol 14 (1) ◽  
pp. 476-484
Author(s):  
Sisimogang Tracy Seane ◽  
Gisele Mah ◽  
Paul Saah
Keyword(s):  
South Africa ◽  
Interest Rate ◽  
Price Index ◽  
Consumer Price Index ◽  
Debt Service ◽  
Disposable Income ◽  
Household Debt ◽  
Household Savings ◽  
Income Household ◽  
Household Disposable Income

In the past decades, household debt in both developed and developing countries have been increasing. With an increase in the standard of living, household debt is also bound to increase. This paper examines the cointegration and causal link among household disposable income, household savings, and debt service ratio, lending interest rate, consumer price index and household debt in South Africa. An Autoregressive Distributed Lag and Granger causality techniques was used to analyse data collected from the South African Reserve Bank and Quantec from 1984 to 2014. The results of Autoregressive Distributed Lag test revealed cointegrating relationships between household debt and debt service ratio as well as household debt and lending interest rate. However, there is no long run cointegrating relationship between household disposable income, household savings and consumer price index with household debt. The Granger causality results revealed that household disposable income, household savings, debt service ratio, lending interest rate, consumer price index do Granger cause household debt in South Africa. Policy makers should thus target these variables in order to reduce household debt in South Africa.

scholarly journals Household Financial Situation during the COVID-19 Pandemic with Particular Emphasis on Savings—An Evidence from Poland Compared to Other CEE States

Risks ◽  
2021 ◽  
Vol 9 (9) ◽  
pp. 166
Author(s):  
Grażyna Szustak ◽  
Witold Gradoń ◽  
Łukasz Szewczyk
Keyword(s):  
Well Being ◽  
Regression Method ◽  
Linear Regression Method ◽  
Household Savings ◽  
Main Aspect ◽  
Financial Decisions ◽  
Econometric Methods ◽  
Multiple Linear Regression Method ◽  
The Impact ◽  
Research Show

The aim of this article is to analyze and assess the impact of the pandemic on the finances of households in Poland, compared to other CEE countries (including Czech Republic, Slovakia and Hungary), with particular emphasis on changes in the level of their savings, which are considered to be the foundation for the development of the indicated research group. There is no doubt that the pandemic had an impact on the situation of households, which is mainly visible in the labor market (rising unemployment), and thus the question arises to what extent have the households’ approaches to financial decisions changed because of this situation? The propensity to save was taken into account as a main aspect of this problem, because it has, among others, a big impact on the financial well-being (in a broader sense). Using the multiple linear regression method, the factors that influence the level of household savings were determined. The results of the research show that these factors are different in the analyzed countries and have a different impact on the level of the explained variable, which is the gross saving rate. The research should also be treated as a preliminary one. It constitutes a contribution to in-depth research with the use of more sophisticated statistical and econometric methods, which will allow for the better assessment of the examined issue.

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