scholarly journals Asset Allocation in Private Wealth Management: Theory Versus Practice

2013 ◽  
Author(s):  
David Schröder
Author(s):  
Jason J. Fichtner ◽  
Jason S. Seligman

The current retirement environment presents challenges, not only over the period for which interest rates remain low, but also once interest rates appreciably increase. This chapter addresses two related questions: first, how have households responded to the current low interest rate environment, and second, are there alternative responses or investments which households might do well to consider? We employ the Health and Retirement Study to first investigate impacts of the low interest rate on savings, wealth, and asset allocation. We also report on a subset of households who were relatively successful at building and preserving wealth over this period. Following this, we consider alternative portfolio and wealth management strategies targeting increases in equities and delayed claiming of Social Security in terms of their potential to add value in persistent low return environments.


2021 ◽  
Vol 235 ◽  
pp. 03021
Author(s):  
Bowen Jin

The personal wealth management products of commercial banks have promoted the transformation of people’s asset allocation methods. The personal wealth management business of China’s commercial banks is still in the stage of exploration and expansion. It has established a sound and reasonable operation and sales model, and continuously improved the innovative capabilities of commercial bank personal wealth management products.


2020 ◽  
Vol 5 (1) ◽  
pp. 4
Author(s):  
Aidalina Mahmud ◽  
Zaahirah Mohammad ◽  
Khairul Anuar Abdullah

Leaders should be competent in managing disaster situations to minimize the damage of the events. However, when disaster strikes these leadership competencies may not always come into play. This paper aims to identify the incongruence between what leaders should do and what leaders do when managing real disasters and what can be learned from it. This paper reviews the Aceh Earthquake and Tsunami disaster in 2004 and the Fukushima Nuclear Disaster in 2011, as case studies. Published and grey literatures relating to these events were searched from online sources. Two major mismatches between leadership theory and reality were noted: effective communication and ability to co-ordinate resources at all levels. To improve leadership in disaster management, mitigation measures, preparedness and skills in crisis communication must be top-notch, communication disruption must be overcomed as soon as possible; and all entities involved in disaster management must know their roles. 


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