scholarly journals Bank Regulatory Capital Adjustment and Ultimate Ownership Structure: Evidence from European Commercial Banks

2012 ◽  
Author(s):  
Nadia Zedek ◽  
Laetitia Lepetit ◽  
Amine Tarazi
Keyword(s):  
Ownership Structure ◽  
Commercial Banks ◽  
Regulatory Capital ◽  
Ultimate Ownership ◽  
Capital Adjustment

A Positive Study of Risk Behavior Based on Dynamic Panel Data

2014 ◽  
Vol 522-524 ◽  
pp. 887-891
Author(s):  
Kai Qiao Liang
Keyword(s):  
Risk Behavior ◽  
Commercial Banks ◽  
Dynamic Panel Data ◽  
Capital Adequacy ◽  
Fine Tuning ◽  
Regulatory Capital ◽  
Regulatory Requirement ◽  
Positive Study ◽  
Capital Adjustment ◽  
Capital Adequacy Ratio

The paper studies risk behavior and capital buffers of Chinas commercial banks under capital regulatory whose core is capital adequacy ratio. We find that the regulatory pressure doesnt significantly affect the risk behavior of commercial banks. It doesnt affect the capital adjustment of commercial banks which have already violated regulatory capital requirement. Whereas, commercial bank which doesnt violate the regulatory requirement but approaching the threshold, will react to this pressure by fine-tuning of supplementary capital to increase its capital adequacy ratio.

Does Ownership Structure Influence Bank Performance?: Evidence from an Emerging Economy

2018 ◽  
Vol 17 (2_suppl) ◽  
pp. S282-S297 ◽  
Author(s):  
Brijesh K Mishra ◽  
L. V. Ramana
Keyword(s):  
Data Analysis ◽  
Panel Data ◽  
Ownership Structure ◽  
Commercial Banks ◽  
Panel Data Analysis ◽  
Emerging Economy ◽  
Bank Performance ◽  
Return On Assets ◽  
Net Interest Margin ◽  
Interest Margin

Banks’ ownership and their performance form two important dimensions of the entire gamut of banking function. This article strives to establish a link between the two by studying commercial banks in India. Conducting a panel data analysis of 89 commercial banks over the period from 2008–2009 to 2012–2013, one could observe that ownership indeed mattered when net interest margin (NIM) or per-employee profitability was considered, but when return on assets (ROA) was considered, there was not much of a difference among banks when differentiated on ownership basis.

scholarly journals Ownership Structure and Corporate Performance from the Perspective of Ultimate Ownership: Evidence from Chinese State-owned Listed Enterprises

2016 ◽  
Vol 10 (1) ◽  
pp. 34 ◽  
Author(s):  
Qianguang Xia ◽  
Yong Cheng
Keyword(s):  
Significant Influence ◽  
Ownership Structure ◽  
Corporate Performance ◽  
Institutional Environment ◽  
Stock Exchange ◽  
Ultimate Ownership ◽  
Chinese State ◽  
The Impact

This paper selects 850 state-owned listed enterprises from 2009 to 2014 in China's Shanghai and Shenzhen Stock Exchange to explore the impact of ownership structure on corporate performance from the perspective of ultimate ownership, and takes the endogeneity of ownership structure into deeper consideration. The study finds that ultimate ownership has no significant influence on corporate performance in state-owned enterprises. The separation of two rights and corporate performance shows a significant inverse U-shaped relationship. Taking the institutional environment into account, the inverse U-shaped relationship only exists in areas with poor institutional environment. To a certain degree, there exists the endogeneity of ownership structure.

Linking bank regulatory capital buffer to business cycle fluctuations

2018 ◽  
Vol 45 (3) ◽  
pp. 565-585 ◽  
Author(s):  
Kolade Sunday Adesina ◽  
John Muteba Mwamba
Keyword(s):  
Panel Data ◽  
Market Power ◽  
Commercial Banks ◽  
Basel Iii ◽  
Regulatory Capital ◽  
Revenue Diversification ◽  
African Countries ◽  
Data Set ◽  
Content Type ◽  
Cyclical Behavior

Purpose The purpose of this paper is to assist bank regulators in Africa who are currently considering the implementation of Basel III countercyclical capital buffer (CCB) requirement. Design/methodology/approach Using a panel data set of 129 commercial banks operating in 14 African countries over the period 2004–2014, this paper estimates the system generalized method of moments regression to examine the impact of business cycle on banks’ regulatory capital buffers and attempts to identify the influence of bank revenue diversification, market power and cost of funding (CF) on bank regulatory capital buffers. It further carries out some robustness analyses using a panel data set of 257 commercial banks in 23 African countries over the period 2004–2014. Findings The results show that higher regulatory capital buffers are associated with higher market power, higher revenue diversification and higher CF. Additionally, the results show significant evidence of procyclical behavior of bank capital buffers (BUFs) in the sampled countries. Practical implications The results of this study suggest that African banking systems are not exposed to contagion and systemic risks arising from countercyclical movements of BUFs to the real economy. Therefore, this study does not support the implementation of the Basel III CCB requirement in the sampled African countries. Originality/value Considering that the results of existing studies on the cyclical behavior of BUFs are inconclusive, there is value in studying the cyclical movements of bank regulatory capital buffers in a set of countries that has not been analyzed before. Toward this direction, this is the first empirical study focusing on the cyclical behavior of bank regulatory capital buffers in Africa. Besides examining the cyclical behavior of bank regulatory capital buffers, this paper further investigates the effects of bank revenue diversification, market power and CF on bank regulatory capital buffers.

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