Health Insurance and Consumption: Evidence from China’s New Cooperative Medical Scheme

2011 ◽  
Author(s):  
Chong-En Bai ◽  
Binzhen Wu
Keyword(s):  
Health Insurance ◽  
New Cooperative Medical Scheme ◽  
Cooperative Medical Scheme

scholarly journals Urban-rural differences in healthcare utilization among beneficiaries in China’s new cooperative medical scheme

2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Dian Luo ◽  
Jing Deng ◽  
Edmund R. Becker
Keyword(s):  
Health Insurance ◽  
Healthcare Utilization ◽  
Social Health Insurance ◽  
Patient Characteristics ◽  
New Cooperative Medical Scheme ◽  
Outpatient Visits ◽  
Urban Rural ◽  
Cooperative Medical Scheme ◽  
Outpatient Utilization ◽  
Rural Patients

Abstract Background The New Cooperative Medical Scheme (NCMS) is a voluntary social health insurance program launched in 2002 for rural Chinese residents where 80% of people were without health insurance of any kind. Over time, several concerns about this program have been raised related to healthcare utilization disparities for NCMS participants in urban versus rural regions. Our study uses 2015 national survey data to evaluate the extent of these urban and rural disparities among NCMS beneficiaries. Methods Data for our study are based on the Chinese Health and Retirement Longitudinal Study (CHARLS) for 2015. Our 12,190-patient sample are urban and rural patients insured by NCMS. We use logistic regression analyses to compare the extent of disparities for urban and rural residence of NCMS beneficiaries in (1) whether individuals received any inpatient or outpatient care during 2015 and (2) for those individuals that did receive care, the extent of the variation in the number of inpatient and outpatient visits among each group. Results Our regression results reveal that for urban and rural NCMS patients in 2015, there were no significant differences in inpatient or outpatient utilization for either of the dependent variables – 1) whether or not the patient had a visit during the last year, or 2) for those that had a visit, the number of visits they had. Patient characteristics: age, sex, employment, health status, chronic conditions, and per capita annual expenditures – all had significant impacts on whether or not there was an inpatient or outpatient visit but less influence on the number of inpatient or outpatient visits. Conclusions For both access to inpatient and outpatient facilities and the level of utilization of these facilities, our results reveal that both urban and rural NCMS patients have similar levels of resource utilization. These results from 2015 indicate that utilization angst about urban and rural disparities in NCMS patients do not appear to be a significant concern.

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