Institutional Arrangements to Determine Loan Repayment in Chile

The paper is dedicated to the New Institutional and Post Keynesian perspectives on institutions and their relation to economic stability. Embeddedness, institutional environment, and institutional arrangements are considered. Within these institutions conventional expectations, the economic policy and forward contracts are analyzed. Upon these perspectives the author shows a contradictory relation between institutions and the order and develops an institutional theory of business cycles.

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Determinant Factors of Student's Perception Toward Educational Loan Repayment

The Journal of Muamalat and Islamic Finance Research ◽

10.33102/jmifr.v15i1.102 ◽

2018 ◽

Vol 15 (1) ◽

pp. 73-83

Author(s):

Siti Zulaika Zolkeplee ◽

Abu Bakar Hamed ◽

Ahamad Faosiy Ogunbado

Keyword(s):

Parental Influence ◽

Student Loan ◽

Influential Factors ◽

Ministry Of Education ◽

Loan Repayment ◽

Education Fund ◽

Relationship Of ◽

The Relationship ◽

Universiti Utara Malaysia ◽

Survey Approach

The issue of unpayable educational loan that lead to student’s defaults has become a worrying trend all over the world. This research aims to examine the relationship of anxiety, parental influence, media awareness, and religiosity on student’s perception on educational loan repayment. A survey approach has been adopted to investigate student’s perception on educational loan repayment in Universiti Utara Malaysia. The data for this study were collected via structured questionnaires which were completed by 359 undergraduate Muslim’s students who acquire their financial loan from National Higher Education Fund Corporation (NHEFC). The data were then quantitatively analyzed using SPSS program. The findings of Pearson’s correlation showed a positive correlation between student’s perception towards educational loan repayment and religiosity, parental influence, media awareness, and anxiety. Further analysis using a multiple regression indicated that all independent variables explained 32.9 per cent of student’s perception on educational loan repayment. The result again indicated that religiosity and parent’s influence are most influential factors on student’s perception towards educational loan repayment. Whilst, media awareness slightly contributed to student’s perception towards educational loan repayment and anxiety gave no impact. The result implied that the Ministry of Education may design the syllabus in school and university curricular by adding the value of responsibility in loan repayment especially in religious and moral subjects. Besides, the Ministry Education of Malaysia are also urged to use media to disseminate the information regarding the importance for students to make loan repayment to parents as well as students. The collection of student loan then can be used for the next generation in financing their study which could result the prosperity of nation.

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THE EVOLUTION OF INSTITUTIONAL ARRANGEMENTS TO SUPPORT THE INTERNATIONALISATION OF REAL ESTATE MARKET ACTIVITIES: SOME EVIDENCE FROM EUROPE

10.15396/eres2008_128 ◽

2008 ◽

Cited By ~ 1

Keyword(s):

Real Estate ◽

Real Estate Market ◽

Institutional Arrangements

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Domestic Tourism in Nepal: Issues and Challenges

Tourism Review International ◽

10.3727/154427220x15791346544770 ◽

2020 ◽

Vol 24 (1) ◽

pp. 37-49

Author(s):

Sandeep Basnyat ◽

Suryakiran Shrestha ◽

Bijita Shakya ◽

Reeja Byanjankar ◽

Shubhashree Basnyat

Keyword(s):

Developing Countries ◽

South Asian ◽

Business Environment ◽

Institutional Arrangements ◽

Tourism Industry ◽

International Tourism ◽

Tourism Research ◽

Semistructured Interviews ◽

Domestic Tourism ◽

The Government

Compared to international tourism, domestic tourism is less susceptible to external changes and provides a more stable business environment for industry stakeholders. Traditionally, the focus of a majority of tourism research has been international tourism. Existing domestic tourism literature predominantly focuses on the potential of domestic tourism and the measurement of its demands, but greatly ignores the issues and challenges in the domestic tourism industry. This article fills this gap and examines the issues and challenges the domestic tourism industry is facing with a focus on Nepal, a South Asian developing country. The data for this study were collected through semistructured interviews with 20 tourism industry practitioners. The findings of this study demonstrate how uncertainties created by the lack of institutional arrangements and prioritization, and confusion around the appropriate ways and means of managing domestic tourism have contributed to the chaos in the private sector tourism industry in Nepal. Implications for the government and other stakeholders in Nepal and other developing countries have been discussed.

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