The Italian Mortgage Market: Characteristics, Evolution and Regional Differences - Evidence from a Bank Survey

2008 ◽  
Author(s):  
Paola Rossi
Keyword(s):  
Regional Differences ◽  
Mortgage Market

Identifying Regional Differences in the Spanish Mortgage Market with Sheaf Methodology

2013 ◽  
Vol 44 (3) ◽  
Author(s):  
Magdalena Ferrán Aranaz ◽  
Juan Antonio Márquez García
Keyword(s):  
Time Series ◽  
Interest Rates ◽  
Financial Institutions ◽  
Regional Differences ◽  
Regional Analysis ◽  
Mortgage Market ◽  
Statistical Graphics ◽  
Mortgage Credit ◽  
Geographic Time Series ◽  
Strong Expansion

The strong expansion of mortgage credit in Spain during the second half of the nineties was due to a decline in interest rates (a reduction that was greater in Spain than elsewhere in Europe) and also to a tremendous competition between financial institutions to increase market share. This expansive phase lasted until 2006, followed by a sharp turnaround in 2007. The aim of this paper is to illustrate the evolution of the mortgage market in different Spanish provinces. We have performed a comparative analysis of different regional trajectories using statistics on the number of monthly housing loans for the period between late 1995 and early 2012, applying sheaf methodology for the visual comparison of geographic time series. We conclude that the provinces that have been hit the hardest by the recent recession are those that reached the higher peaks during the expansionary cycle. Keywords: Loan market, regional analysis, geographic time series, statistical graphics, interest rates, sheaf methodology.

Some comparative aspects of a longitudinal growth study in normal spanish children and other longitudinal studies

1986 ◽  
Vol 113 (4_Suppl) ◽  
pp. S93-S97 ◽  
Author(s):  
A. FERRANDEZ ◽  
E. MAYAYO ◽  
M. RODRIGUEZ ◽  
J.M. ARNAL ◽  
J. CARO ◽  
...  
Keyword(s):  
Longitudinal Studies ◽  
Environmental Conditions ◽  
Regional Differences ◽  
Longitudinal Growth ◽  
Growth Study ◽  
Growth Studies ◽  
Different Populations ◽  
Catch Up

Abstract The differences existing among some european longitudinal growth studies make it necessary to be cautious in the use of standards constructed on different populations. The improvement of the environmental conditions during the last 20 years is probably the most important cause of the "catch-up" phenomenon of the spanish stature. It is probable that racial characteristics also play a role, even in the same country as can be appreciated on comparing two spanish longitudinal studies based on children originary from different regions. All of wich indicates the need to use own standards in those countries wich, like ours, have lived through a period of intenses changes. Even exploratory studies of regional differences in the same country seem necesary.

Regional differences in antioxidative response of rat brain after cranial irradiation

2006 ◽  
Vol 93 (4) ◽  
pp. 341-346 ◽  
Author(s):  
A Todorović ◽  
A Todorović ◽  
A Todorović ◽  
S Pejić ◽  
S Pejić ◽  
...  
Keyword(s):  
Rat Brain ◽  
Regional Differences ◽  
Cranial Irradiation ◽  
Antioxidative Response
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