scholarly journals AN UNFORTUNATE EFFECT OF RISING TUITION COSTS: SOARING DEBT FOR VULNERABLE STUDENTS

Author(s):  
Harriet Stranahan ◽  
Mary Beal ◽  
Mary Borg
Keyword(s):  
Author(s):  
Theodore Sawruk

This reflection utilizes Kevin Casey’s 2007 article, Truth without Action, as a springboard to address contemporary issues related to autonomy, accountability and accreditation in higher-education. With escalating costs, rising unemployment and deepening consumer debt, it is natural for government officials to seek out a cause, or more accurately, a scape-goat for the evolving crisis. Over the last few decades, starting with A Time for Results in 1980, following with The State Post-secondary Review Entities (SPREs) in 1992; and continuing with the Spellings Commission on the Future of Higher Education Report in 2006, federal agents have politicized American education and issued indictments against higher-education. Tuition costs are too high, graduation rates are too low and student learning-outcomes remain ineffable. With the recent re-election of President Obama, “the Education Department will continue to play an active role in regulating and attempting to influence colleges and universities.” (Nelson, 2012) Amy Laitinen, deputy director for higher-education at the New America Foundation and former Education Department policy advisor, recently stated, “The President himself, not just his advisors, is very interested in the college cost and the college outcome issue.” (Nelson, 2012)


Analisis ◽  
2020 ◽  
Vol 10 (2) ◽  
pp. 104-117
Author(s):  
Yosafat Kristianus Bao ◽  
Maria Helena Carolinda Dua Mea

The decision to study in a major is a big challenge among most students. They will consider the existing conditions or circumstances. If the circumstances or conditions seem not in accordance with what is expected, there will be doubts which result in the decision not to choose the expected study program. Although in making a decision to take education in a study program, a consideration is needed, however, students of the Management study program have not conducted an analysis of the study program they are taking. The research approach used is a quantitative approach. From the calculation, the t-count value is 19.794 with a significance level of 0.000 or a sig value <0.05, the first hypothesis which states "the reputation of the university affects the student's decision to choose Management Study Program at the University of Flores" is accepted. From the calculation results, the t-count value is 0.887 with a significance level of 0.377 or sig> 0.05, thus the second hypothesis which states "tuition costs affect students' decisions to choose Management Study Program at the University of Flores" is rejected. From the calculation results, it is obtained that the t-count value is 5.295 with a significance level of 0.000 or a sig value <0.05, the third hypothesis which states "lecture facilities affect the student's decision to choose Management Study Program at the University of Flores" is accepted.


Author(s):  
Jessica D. Johnson

HBCU's were founded to address the needs of low income, first generation college students. However, rising tuition costs, tighter loan restrictions and poor institutional financial aid planning tools are hindering students from matriculating within the HBCU system. Radical solutions such as pre-financial aid debt tracking programs aimed at entering freshman, federal loan modification options, and a pro-active shift of equipping students are needed to adequately address these issues. This chapter will discuss the most prevalent financial aid issues facing HBCU students, as well as present viable debt reduction solutions.


Author(s):  
David Starr-Glass

The Great Recession of 2008 focused minds on many issues of the economy and of society generally. It also focused considerable attention on the workings and results of higher education. Students were faced with spiraling tuition costs, while graduates were looking at burgeoning debt and the diminishing life-long financial returns on their degree investment. These prompted a reconsideration of the economic value of the college degree and of graduate employability. This chapter examines graduate employability from a perspective of what has been called new vocationalism. The challenges and potential of new vocationalism are explored against the framework of students who wish to enter employment and who believe that it is their best interests, and in the best interests of future employers and of society at large, if they are better prepared for transition to the workplace. The chapter argues for a reconsideration of vocationalism and suggests ways in which a closer and more authentic connection can be made between what is learned and what is needed to empower new graduates in the work-world.


Author(s):  
Andres Bernasconi

Students in Chile have led a major student activist movement focusing on issues of tuition costs, debts, and higher education policy. This article analyzes the causes for the activism and what has happened to the movement in recent months.


Author(s):  
Henriquez Carlos ◽  
Sánchez-Torres German ◽  
Salcedo Dixon

The number of AI applications in education is growing every day. One recent AI application in the educational sector is Chatbot technology, which is used to support teaching and administrative tasks. This document presents the design and implementation of a Chatbot called Tashi-Bot that helps applicants and university students to obtain information from an educational institution about certain academic and administrative processes. Among these are processes related to well-being, tuition, costs, admission, and other services. In order to design the Chatbot, an analysis of the state of the art, methodologies, and suitable tools was carried out, and a survey was conducted to discover the needs of users and their preferences in the use of a Chatbot for this specific purpose. Tashi-Bot was implemented on the SnatchBot platform and later deployed on a Telegram channel. In its evaluation, a final survey was carried out to check on the satisfaction of the users. The results suggest that Tashi-Bot could help applicants and university students to find information on academic and administrative processes with great certainty and without the need for human interaction. Tashi-Bot can be found at: https://web.telegram.org/#/im?p=@TashiE_Bot..


2020 ◽  
Vol 2 (1) ◽  
pp. 57-83
Author(s):  
Brook Redmon Dickison

The purpose of this nonexperimental quantitative correlational study was to examine the relationships between state appropriation decreases and the deregulated tuition cost increases in Texas public four-year higher education institutions.  State appropriation decreases are those decreases in the state’s financial investment in higher education.  Deregulated tuition is the tuition rate set by higher education institutions that is not regulated by the Texas Legislature.  By studying the decreases in state appropriations and the increases in institution tuition rates, an understanding can take shape of what impact, if any, the disinvestment by state legislatures has caused to the operations of higher education institutions. Findings from this study showed no evidence of a correlation existing between the decrease in state appropriations and the increase of Texas public higher education institution tuition costs, when the analysis reviewed the timeframe from fiscal years 2003 to 2016.


1998 ◽  
Vol 28 (1) ◽  
pp. 41-75
Author(s):  
L. C. McDonough ◽  
R. E. Wright

This study proposes and analyses the feasibility of a private sector ICR in which investments in human capital are accorded the tax treatment typical of fixed capital investments. Under this proposal, income-contingent repayment loans issued and administered by the private sector would cover both the full tuition costs and living expenses of students attending Postsecondary Education (PSE) institutions. The public sector would guarantee the loans, as well as provide relevant information to the private sector lenders as required. Simulations suggest that the student and public sector shares in the proposed full fee and expense plan would be approximately the same as those under the current financing system with students' fees set at 50% of full tuition. The proposed plan promises to eliminate virtually all accessibility problems related to financial constraints. Moreover, the incentive structures attendant to the proposed ICR are consistent with the "coherent learning system" advocated by the Economic Council of Canada.


2012 ◽  
Vol 40 (1) ◽  
pp. 41-44 ◽  
Author(s):  
Glendon L. Moriarty

This paper evaluates the clinical psychology integration system from a strategic perspective. The integration system is defined as a loose organizational body comprised of academic institutions, journals, publishers, educators, clinicians, and students. Next, the SWOT analysis tool is used to understand the integration system's strengths, weaknesses, opportunities, and threats. The chief strength is the integration system's financial model and flexibility that allows it to consolidate resources and gradually grow into other domains. The primary weakness is limited diversity especially with regards to age and minority representation. Central opportunities include globalization and technology Threats consist of alternative models of integrating spirituality and psychology that may minimize an authentic Christian voice. Another notable threat includes high tuition costs or what might be more broadly understood as the education bubble. Finally, goals and objectives are outlined that focus on leveraging the integration system's strengths to overcome weaknesses and capitalize on opportunities. Goals primarily focus on making the integration system more diverse and global.


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