Upfront capital costs of complete retrofits in terms of monthly household disposable income of property owners in Israel (by income decile)

2020 ◽  
Keyword(s):  
Disposable Income ◽  
Capital Costs ◽  
Property Owners ◽  
Household Disposable Income ◽  
Income Decile

scholarly journals Risk, opportunities and reasons of the household debt changes: The case of an emerging economy

2016 ◽  
Vol 14 (1) ◽  
pp. 476-484
Author(s):  
Sisimogang Tracy Seane ◽  
Gisele Mah ◽  
Paul Saah
Keyword(s):  
South Africa ◽  
Interest Rate ◽  
Price Index ◽  
Consumer Price Index ◽  
Debt Service ◽  
Disposable Income ◽  
Household Debt ◽  
Household Savings ◽  
Income Household ◽  
Household Disposable Income

In the past decades, household debt in both developed and developing countries have been increasing. With an increase in the standard of living, household debt is also bound to increase. This paper examines the cointegration and causal link among household disposable income, household savings, and debt service ratio, lending interest rate, consumer price index and household debt in South Africa. An Autoregressive Distributed Lag and Granger causality techniques was used to analyse data collected from the South African Reserve Bank and Quantec from 1984 to 2014. The results of Autoregressive Distributed Lag test revealed cointegrating relationships between household debt and debt service ratio as well as household debt and lending interest rate. However, there is no long run cointegrating relationship between household disposable income, household savings and consumer price index with household debt. The Granger causality results revealed that household disposable income, household savings, debt service ratio, lending interest rate, consumer price index do Granger cause household debt in South Africa. Policy makers should thus target these variables in order to reduce household debt in South Africa.

scholarly journals Association of socioeconomic and lifestyle-related risk factors with mental health conditions: a cross-sectional study

2019 ◽  
Vol 19 (1) ◽  
Author(s):  
Miwako Nagasu ◽  
Kazutaka Kogi ◽  
Isamu Yamamoto
Keyword(s):  
Mental Health ◽  
Cross Sectional Study ◽  
Lifestyle Factors ◽  
Poor Mental Health ◽  
Disposable Income ◽  
Health Conditions ◽  
Unhealthy Lifestyle ◽  
Cross Sectional ◽  
Mental Health Conditions ◽  
Household Disposable Income

Abstract Background There is rising public concern over the widening health inequalities in many countries. The aim of this study was to clarify the associations of socioeconomic status (SES)-related variables, such as levels of household disposable income and employment status, and lifestyle factors with mental health conditions among Japanese adults aged 40 to 69. Methods A cross-sectional study of 3085 participants (1527 males and 1558 females) was undertaken by using a self-administered questionnaire that included the Japanese version of the 12-item General Health Questionnaire (GHQ-12) and questions related to socioeconomic and lifestyle factors. Results The prevalence of poor mental health conditions, represented by a GHQ-12 score of 4 or more, was 33.4% among males and 40.4% among females. Males whose annual household disposable income was less than 2 million yen had significantly higher GHQ-12 scores than those with an annual household disposable income above 2 million yen. As per binary logistic regression analyses, short sleep duration and the absence of physical exercise were significantly related to poor mental health conditions among both males and females. Among females, a household disposable income of less than 2 million yen could be a risk factor for poor mental health conditions. Age and habitual drinking were inversely associated with poor mental health conditions. Conclusions Low levels of household disposable income and unhealthy lifestyle factors were significantly associated with mental health conditions. These results suggest the importance of improving unhealthy lifestyle behaviours and developing effective health promotion programmes. In addition, there is a need for social security systems for people from different socioeconomic backgrounds.

scholarly journals The role of automatic stabilizers and emergency tax–benefit policies during the COVID-19 pandemic in Ecuador

2021 ◽  
Author(s):  
H. Xavier Jara ◽  
Lourdes Montesdeoca ◽  
Iva Tasseva
Keyword(s):  
Poverty Line ◽  
Poverty Rate ◽  
Income Poverty ◽  
Economic Shocks ◽  
New Family ◽  
Poverty And Inequality ◽  
Household Disposable Income ◽  
Household Incomes ◽  
Income Decile

This paper makes use of tax–benefit microsimulation techniques to quantify the distributional effects of COVID-19 in Ecuador and the role of tax–benefit policies in mitigating the immediate impact of the economic shocks. Our results show a dramatic increase in income poverty and inequality between December 2019 and June 2020. The poverty rate, measured with the national poverty line, goes up from 25.7 to 58.2 per cent over this period and extreme poverty increases from 9.2 to 38.6 per cent. Inequality measured by the Gini coefficient increases substantially from 0.461 to 0.592. On average, household disposable income drops by 41 per cent. The new Family Protection Grant provides income protection for the poorest income decile. However, overall tax–benefit policies do little to mitigate the losses in household incomes due to the pandemic.

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