ASSESSMENT OF THE POSSIBILITIES FOR PLACEMENT OF POPULATION’S MONEY

Author(s):  
Anastasija Jeršova

The income of inhabitants can be not only consumed but also deposited or diverted to investments which can be made by using one or several money placement possibilities. This article deals with four money placement possibilities: deposits offered by banks, transactions with financial instruments, financing platforms and transactions with cryptocurrency. During the research was investigated how to calculate the amount of the provisional income, thus clarifying which placement possibilities are worth to choose for getting the maximum benefit in the future. The provisional amount of the income depends on the influence of the several factors; if an investor foresees them he will get the maximum level of the benefit in the future.

2017 ◽  
Vol 10 (3) ◽  
pp. 229-236 ◽  
Author(s):  
P. Bosio ◽  
I. Siciliano ◽  
G. Gilardi ◽  
M.L. Gullino ◽  
A. Garibaldi

The behaviour of Myrothecium roridum, artificially inoculated on cultivated rocket (Eruca sativa), has been evaluated under eight different temperature and CO2 concentration combinations (from 14-18 °C to 26-30 °C and with 400-450 or 800-850 ppm of CO2). The pathogen isolate used for this study was inoculated on rocket and disease severity increased with high temperatures for both CO2 levels. Verrucarin A and roridin E mycotoxins were produced under all the tested temperatures at high CO2 conditions. The maximum level of verrucarin A was found at 14-18 °C and 800-850 ppm of CO2, and the maximum roridin E production was detected at 26-30 °C with 800-850 ppm of CO2. The results obtained in this study show that both the CO2 concentration and the temperature influence disease severity and mycotoxin production in different ways. An increase in temperature, which is favourable for attacks of the pathogen, could induce the spread of M. roridum in temperate regions, and this pathogen could take on even greater importance in the future, considering its ability to produce mycotoxins.


2018 ◽  
Vol 49 (4) ◽  
pp. 9-21
Author(s):  
Piotr Masiukiewicz

For efficient recovery of an enterprise in crisis good regulations and financial leverage are necessary. Enterprises and banks in Poland received new efficient law and financial instruments for restructuration in the Restructuring Law. In the future, the priority will be the recovery of enterprises. Banks and saving and loan associations and guarantee funds may play an important role in the recovery processes for enterprises in crisis. The article presents the functions and instruments of banks, including the application of mezzanine capital. Without the provision of “survival capital” by banks or associations, in many situations the restructuring will not be possible. The way in which enterprises see the contemporary support of the banks for restructuration processes is presented in the study conducted under the leadership of the author. In the last years, though, barriers to restructuration existed, e.g. in banks they include risk regulations, capital adequacy and banking tax.


2018 ◽  
Vol 13 (4) ◽  
pp. 137-151
Author(s):  
Shno Mustafa Ali ◽  
Ako Rashed Hama ◽  
Younis Mustafa Ali

This study is an approach to assign the land area of  Kirkuk city [ a city located in the northern of Iraq, 236 kilometers north of  Baghdad  and 83 kilometers  south of  Erbil [ Climatic atlas of  Iraq, 1941-1970  ]  into different  multi zones by using Satellite image and Arc Map10.3,  zones of different traffic noise pollutions. Land zonings process like what achieved in this paper will help and of it’s of a high interest point for the future of Kirkuk city especially urban planning and economic issues of the city. Also, it may be considered as a reference in solving the traffic jam problems in the city. Transportations and sounds of horn of vehicles are the major sources of traffic noise pollutions .Vehicular traffic noise problems are contributed by various types of vehicles such as heavy and medium trucks or buses or automobiles. During this study, six major regions within the city were selected (Governorate region, Baghdad road, Al Wasti, Al Askary, Al Nasir and North garage). A survey for all those six regions were taken place  and noise measurements  were captured at points  or  near to the  intersections  for a duration of three different periods days per a week  [  Sunday 3rd , Monday 4th , and  Tuesday 5th] of January 2016. The results showed  a  high level of noise pollution and super passing on many occasions to the prescribed levels by Central Pollution Control Board (CPCB) , maximum level noise pollution  value was 94.6 dB(A) in AlWasti region near to the road that leading to Kirkuk university , while minimum level noise pollution  value was 48 dB(A) in AlNasir region. As a result, a noise map zoning was prepared for Kirkuk City for top peak working three days. The prepared noise distribution map will help and could be used as a considerable point for the future during designing projects related to transportations. Also in another hand, the map reflected indirectly the amount of regional air pollutions. High distributed noise pollution zones means a zone of a high air pollutions levels specially Cox and Nox gaseous pollutions.  


2011 ◽  
pp. 41-47
Author(s):  
Helen Mitchell

Technology, having made rapid and extensive advances particularly in the area of communications, has opened opportunities for the gathering of information and providing a means through which knowledge can be shared. Organisations are recognising that information and knowledge will have an important bearing on where they are going in the future. While technologies are a means to link functional areas providing effective conduit for information and the sharing of knowledge, people within the organisation must be well trained in the use and understanding of technology for maximum benefit to be gained. Referred to frequently as just being an enabler, technology does add value. Without technology, organisations would find it very difficult to access the vast amount of information that is available in the external environment. They would not be able to link people both internally and externally for the sharing of knowledge and it is through sharing of ideas that new innovations emerge. While technology can be identified as an enabler it also adds considerable value to the management and operation of organisations.


Balance Sheet ◽  
2000 ◽  
Vol 8 (5) ◽  
pp. 10-13 ◽  
Author(s):  
Patricia Jackson ◽  
David Lodge

2003 ◽  
pp. 66-78 ◽  
Author(s):  
Helen J. Mitchell

Technology, having made rapid and extensive advances particularly in the area of communications, has opened opportunities for the gathering of information and providing a means through which knowledge can be shared. Organisations are recognising that information and knowledge will have an important bearing on where they are going in the future. While technologies are a means to link functional areas providing effective conduit for information and the sharing of knowledge, people within the organisation must be well trained in the use and understanding of technology for maximum benefit to be gained. Referred to frequently as just being an enabler, technology does add value. Without technology, organisations would find it very difficult to access the vast amount of information that is available in the external environment. They would not be able to link people both internally and externally for the sharing of knowledge and it is through sharing of ideas that new innovations emerge. While technology can be identified as an enabler it also adds considerable value to the management and operation of organisations.


Author(s):  
Begoña Guirao ◽  
José Manía Menéndez ◽  
Ana Rivas

Over the past decades, bimodal operation of conventional rail lines-the use of a rail line to carry both passengers and goods-has been studied and put into practice in railway engineering and planning efforts. However, the growing construction of high-speed rail lines in Europe has sparked serious controversy about the possibility of introducing bimodal services on this type of track. This controversy encompasses not only technical issue but also acceptability and economic issues. So far, little has been published about it. Bimodal use of high-speed rail lines is now practically nonexistent in Europe, and national governments do not have the necessary information on the feasibility of the system. The first Spanish high-speed railway started to run in April 1992 between Madrid and Seville and, until now, has been used to transport only passengers. The future Spanish high-speed network will be centered in Madrid and will cover more than 2,000 km over the next 15 years. Its operation with bimodal criteria is starting to be discussed as a way to reap maximum benefit from the high investment costs. This paper presents and analyzes the results of the first study on the acceptability of and the potential demand for bimodal use of a Spanish high-speed rail line. The term “acceptability” is used to describe the prospective judgment of measures to be introduced in the future. The target group for the study was a sample of users of the corridor of this high-speed rail line. As part of the study, more than 3,000 valid questionnaires were collected, and more than 50 companies interviewed.


2018 ◽  
Vol 6 (2) ◽  
pp. 274-282
Author(s):  
Disha Gupta ◽  
Priyanka Mokshmar

Investment is referred as an activity on commitment on the funds available at present in any non-financial and financial instruments so as to receive the profitable return in the future. An investment is always done with particular objectives. As a matter of fact in investor who does not possess investment knowledge is only subconsciously allowed about the investment objective.  This implies that there are a number of factors that affect the perception of investors towards investment.  The perception of investor with respect to the decision about investment avenues is different in is dependent upon major demographic factors like income, age, social needs and experience.  This paper aims to analyse the factors that affect the perception of investors towards equity and derivatives in Indore city.  The study employs primary data in a number of factors affecting the perception of investors towards equity and derivatives are revealed.


2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Aldi Khusmufa Nur Iman ◽  
Faridatun Najiyah ◽  
Munji Asshiddiqi

Indonesia is a country with the largest Muslim population in the world. The potential of Islamic financial instruments for the welfare of the people grows in society, one of which is cash waqf and shares. Most Islamic scholars allow cash and shares to be used as objects of waqf. Both cash and stock endowments can be implemented into two models. Cash waqf can be implemented as mutual funds or converted into other fixed assets. Meanwhile, the implementation of share waqf can be done through corporate waqf and individual share waqf. Individual share waqf is applied with two models, namely waqf from the profit of shares and waqf in the form of per-lot Sharia shares. The purpose of this study is to determine the concepts, opportunities and challenges of share waqf in Indonesia. Based on the research, it was found that share waqf has a great opportunity in Indonesia, considering that the majority of the population is Muslim. However, the implementation of the share waqf program in Indonesia in the future face various challenges that must be resolved in order for the share waqf to develop in Indonesia.


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