scholarly journals A Didactic Engineering for the development of the Amortization System theme using the HP 12C Calculator Emulator

2020 ◽  
Vol 21 (6) ◽  
pp. 173-191
Author(s):  
Tatiana Lemes Martin ◽  
Clarissa De Assis Olgin
Keyword(s):  
Higher Education ◽  
Real Estate ◽  
Financial Institutions ◽  
Mathematical Knowledge ◽  
Methodological Approach ◽  
Financial Mathematics ◽  
Mathematical Content ◽  
Didactic Engineering ◽  
Real Estate Financing

This article is an excerpt from the master's research related to a Didactic Engineering with the theme of Constant Amortization System and French Amortization System for the development of didactic situations related to the content of Higher Education Financial Mathematics, and which allows the use of the HP 12C financial calculator emulator. Currently, these amortization systems are being used by Brazilian financial institutions for real estate financing. The objective was to investigate how students of Administration and Accounting apply the mathematical knowledge of amortization in situations by using financial calculators. The methodological approach followed the Didactic Engineering steps, both for the construction of the didactic sequence and for its application and validation. The results indicate that the elaborated didactic sequence contributed to the development of the proposed mathematical content, as well as handling and the ways of dealing with the financial calculators in situations involving the amortization calculations.

scholarly journals A influência do conhecimento matemático do professor na seleção de recursos para estudantes autistas

2020 ◽  
Vol 9 (2) ◽  
Author(s):  
ELTON DE ANDRADE VIANA ◽  
ANA LÚCIA MANRIQUE
Keyword(s):  
Special Education ◽  
Mathematics Education ◽  
Mathematical Knowledge ◽  
Participant Observation ◽  
Methodological Approach ◽  
Teaching Material ◽  
Mathematical Content ◽  
The Relationship ◽  
Didactic Planning ◽  
Selection Of

ResumoO artigo tem como tema o conhecimento matemático dos professores que lidam com estudantes autistas. Com os objetivos de identificar a forma como o conhecimento matemático é compreendido por professores em um momento de articulação e planejamento didático, e observar a relação existente entre esse conhecimento e a seleção de recursos que serão utilizados como material didático, este artigo adota como questão norteadora: como o conhecimento matemático é compreendido por um grupo de professores no momento de seleção de recursos para a proposição de uma atividade envolvendo conteúdos matemáticos fundamentada na perspectiva inclusiva? A abordagem metodológica é a observação participante de um grupo de professores e o referencial teórico assumido considera as diferentes visões sobre a natureza do conhecimento matemático. Os resultados indicam que o conhecimento matemático dos professores se aproxima mais de uma visão tradicional, bem como a seleção de recursos efetivada por professores é influenciada por tal visão. Palavras-chave: Autismo; Educação Especial; Educação Matemática; Inclusão; TEA.AbstractThe article has as its subject the mathematical knowledge of teachers who deal with autistic students. In order to identify how mathematical knowledge is understood by teachers at a time of articulation and didactic planning, and to observe the relationship between this knowledge and the selection of resources that will be used as teaching material, this article adopts as a guiding question : how is mathematical knowledge understood by a group of teachers when selecting resources for proposing an activity involving mathematical content based on an inclusive perspective? The methodological approach is the participant observation of a group of teachers and the assumed theoretical framework considers the different views on the nature of mathematical knowledge. The results indicate that the mathematical knowledge of teachers is closer to a traditional view, as well as the selection of resources made by teachers is influenced by such view.Keywords: Autism; Special Education; Mathematics Education; Inclusion, ASD.       

The Use of Benchmarks for Real Estate Portfolio Performance by UK Financial Institutions

2019 ◽  
Author(s):  
Edward Trevillion ◽  
Colin Jones ◽  
Alan Gardner ◽  
Stewart Cowe
Keyword(s):  
Real Estate ◽  
Financial Institutions ◽  
Portfolio Performance

The Use of Benchmarks for Real Estate Portfolio Performance by U.K. Financial Institutions

2020 ◽  
Vol 26 (2) ◽  
pp. 118-131
Author(s):  
Edward Trevillion ◽  
Alan Gardner ◽  
Stewart Cowe ◽  
Colin Jones
Keyword(s):  
Real Estate ◽  
Financial Institutions ◽  
Portfolio Performance

scholarly journals Characterizing Mathematics Learning in Colombian Higher Distance Education

Mathematics ◽  
2021 ◽  
Vol 9 (15) ◽  
pp. 1740
Author(s):  
Elizabeth Martinez-Villarraga ◽  
Isabel Lopez-Cobo ◽  
David Becerra-Alonso ◽  
Francisco Fernández-Navarro
Keyword(s):  
Higher Education ◽  
Learning Strategies ◽  
Cultural Context ◽  
Mathematical Knowledge ◽  
Mixed Methods Research ◽  
Mathematics Learning ◽  
Sequential Design ◽  
Education Students ◽  
Approach To Learning ◽  
Conditional Knowledge

The aim of this work is to characterize the process of constructing mathematical knowledge by higher education students in a distance learning course. This was done as part of an algebra course within engineering degrees in a Colombian university. The study used a Transformative Sequential Design in mixed methods research. The analysis also determined the kinds of mathematical knowledge attained by the students and its relationship to the Colombian social and cultural context. The students acquired declarative, procedural, and conditional knowledge, while the learning strategies were often superficial. In a context where power is distant, students take on a passive approach to learning despite being highly respectful towards the educator. Thus, the educational system has the educator at the center.

Crawford Development Co. and Southeast Bank of Texas

2007 ◽  
pp. 1-10
Author(s):  
Anton Ovchinnikov ◽  
Elena Loutskina ◽  
Casey Lichtendahl ◽  
Jayson Lipsey ◽  
Brian Burke
Keyword(s):  
Interest Rate ◽  
Real Estate ◽  
Financial Crises ◽  
Mortgage Market ◽  
Commercial Development ◽  
Residential Market ◽  
The Interest Rate ◽  
To Receive ◽  
Real Estate Financing

In the early months of the 2007-08 financial crises, a loan manager faces a real estate financing decision. Should he approve a bullet structure three-year loan to a longstanding client, a legendary Texan developer? The developer, who near retirement downsized his business, is seeking financing for his only project: residential or commercial development on an attractive piece of land in suburban Houston. The loan manager considers the decision in light of the mortgage market turmoil, seeing commercial projects as safer, but also factoring that the residential market could bring higher returns if the market stabilizes soon. The manager collects the data and asks an analyst to assess the risks; that ultimately requires assessing the economics of both projects from both the bank’s and the developer’s perspectives. The bank could still change the interest rate on the loan to receive adequate compensation for the risk it carries, but the loan manager knows that doing so will change their long-term client willingness to take on the loan.

Second Mortgages and Land Contracts in Real Estate Financing

1929 ◽  
Vol 29 (7) ◽  
pp. 1036
Author(s):  
Sanford D. Levy ◽  
Samuel N. Reep
Keyword(s):  
Real Estate ◽  
Real Estate Financing

scholarly journals Limits of exercising the rights to leasing out property by public institutions of higher education

2020 ◽  
pp. 7-12
Author(s):  
Mykola Moroz
Keyword(s):  
Higher Education ◽  
Real Estate ◽  
Educational Institution ◽  
Public Institutions ◽  
Educational Institutions ◽  
Institutions Of Higher Education ◽  
Higher Educational Institutions ◽  
The Public ◽  
Higher Educational ◽  
The Right

Problem setting. Leasing out property that is involved in educational, academic, training and production, scientific activities by the public institutions of higher education often leads to violation of the rights of other participants in educational activities. They are sure to be a result of violating the limits, established by the current legislation, of exercising the rights to leasing out property by the public institutions of higher educational. Analysis of recent researches and publications. The issues of state property lease have been studied by many scholars. Basic research in this area has been conducted by I. Spasibo-Fatieieva, O. Lipetsker, Ye.Kazarenko, V. Steshenko, M. Pronina, S. Puhinsky, T. Potapenkova, Yu.Basin, D. levenson, N. Khashchivska, N. Milovska and other scientists. Target of research. The aim of the paper is a comprehensive study and analysis of the limits of exercising the rights by the public institutions of higher education to leasing out their own property. To achieve this goal the following tasks should be solved: 1) to define the limits of exercising the rights by the public institutions of higher education to leasing out their own property; 2) to determine the legal consequences of concluding lease agreements by the public higher educational institutions in violation of current legislation. Article’s main body. The article conducts a general study and analysis of the right of the public institutions of higher education to lease property. The author emphasizes that public higher educational institutions have the right to lease out only real estate and other individually identified property. The legal consequences of concluding lease agreements by public higher educational institutions in violation of the current legislation have been studied. Conclusions and prospects for the development. Summarizing the results of the study we can formulate the following conclusions. The public institutions of higher education have the right to lease out real estate and other individually determined property in the manner prescribed by law and subject to statutory restrictions (without the right of redemption and sublease, when it does not worsen the social and living conditions of persons studying or working in the educational institution). While leasing the property, the public higher educational institution realizes primarily their own property interests, at the same time, indirectly realizing the property interests of the state. If the lease agreement of real estate and other individually determined property of higher educational institutions is recognized as invalid, it may be recognized as invalid only for the future.

scholarly journals ISLAMIC BANKING AND INVESTMENT FINANCING: A CASE OF ISLAMIC BANKING IN KENYA

2017 ◽  
Vol 2 (1) ◽  
pp. 66
Author(s):  
Abbas Said Abubakar ◽  
Dr. Josiah Aduda
Keyword(s):  
Real Estate ◽  
Motor Vehicle ◽  
Survey Design ◽  
Banking System ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Investment Financing ◽  
Trade Financing ◽  
Real Estate Financing ◽  
Sme Financing

Purpose: The purpose of this study was to establish the effect of Islamic banking on investment financing in Islamic banks in Kenya.Methodology: This study employed descriptive survey design. The population of this research consisted of 8 commercial banks offering Shariah compliant products. The study used secondary data for the period 2009 to 2012. Data was analyzed using Statistical Package for Social Sciences (SPSS) and results were presented in frequency tables and figures. The data was then analyzed in terms of descriptive statistics like frequencies, means and percentages.Results: The study findings indicated that there were various Islamic banking products that Islamic banks used to finance their investments. This included motor vehicle financing, mortgage financing, asset financing, real estate financing, trade financing and SME financing. The study also indicated that there were various modes of financing used by Islamic banking such as profit and loss sharing, Ijara and murahaba. Regression results revealed that motor vehicle financing was statistically significant in explaining loans advanced to customers in Islamic banks.  However mortgage financing, asset financing, real estate financing, trade financing and SME financing were not statistically significant in explaining loans advanced to customers in Islamic banks but they were positively correlated.Unique contribution to theory, practice and policy: The study recommends that the management of the banks to get well equipped and competent employees on Islamic banking products as most Islamic banks are currently managed by people who have been educated and trained in the conventional banking system. Thus, more time may be required for the unique characteristics of Islamic financial instruments to be completely accepted and understood by both bank personnel and customers. It is also recommended that the terms and conditions of acquiring a loan be made more appealing and considerate for more investors to approach the banks for assistance as the Shari`ah restricts the type of businesses for which Islamic banks can provide financing.

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