Central Bank Reserve Management Practices

The aim of the article is to analyze the foreign exchange reserves of the European Central Bank and the methods of their modern management. As a result of the study, it was proven that when implementing foreign reserve management policy, the European Central Bank and national central banks should pursue the objectives of the current monetary policy for future generations. Foreign exchange reserves are a special good that only the current generation and the current government cannot use. The character of the article implies different research methods: analysis of the sources of law, legal dogmatic, comparative dogmatic method. The analysis carried out as part of the study indicates that management of foreign exchange reserves of ECB has an impact on intergenerational justice.

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Trade Invoicing, Bank Funding, and Central Bank Reserve Holdings

AEA Papers and Proceedings ◽

10.1257/pandp.20181065 ◽

2018 ◽

Vol 108 ◽

pp. 542-546 ◽

Cited By ~ 3

Author(s):

Gita Gopinath ◽

Jeremy C. Stein

Keyword(s):

Central Bank ◽

Exchange Rates ◽

Foreign Exchange ◽

Banking System ◽

Foreign Exchange Reserves ◽

Reserve Currency ◽

Bank Funding ◽

Cross Country ◽

Currency Composition ◽

Bank Reserve

We develop a model that shows how the currency denomination of a country's imports influences the funding structure of its banking system, and in turn, the currency composition of its central bank's reserve holdings. The link between the dollar's role in bank funding and its role as a central bank reserve currency is stronger when the country's fiscal capacity is limited, and when exchange rates are volatile. In the data, there is a pronounced cross-country relationship between the fraction of imports that are dollar invoiced, and the fraction of central-bank foreign-exchange reserves that are held in dollars.

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Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria

American International Journal of Business and Management Studies ◽

10.46545/aijbms.v1i2.82 ◽

2019 ◽

Vol 1 (2) ◽

pp. 1-9

Author(s):

Okoh Gabriel ◽

Inim Ekemini Victor ◽

Idachaba Odekina Innocent

Keyword(s):

Risk Management ◽

Central Bank ◽

Financial Performance ◽

Commercial Banks ◽

Deposit Insurance ◽

Management Practices ◽

Regression Techniques ◽

High Level ◽

Reserve Ratio ◽

Analyze Data

The study examined the effect of Non-Performing Loans on the financial performance of commercial banks in Nigeria between the periods of 1985 to 2016. The study employed the multiple regression techniques to analyze data collated from the Central Bank of Nigeria (CBN) statistical bulletin and Nigeria Deposit Insurance Corporation (NDIC) publications for various years. The result of the study shows that Non-Performing Loans to Total Loans ratio (NPL/TLR) and Cash Reserve Ratio (CRR) had statistically negative significant effect on Return on Asset (ROA). These result shows that a high level of non-performing loans would reduce the financial performance of commercial banks in Nigeria. Consequently, the study recommends that the regulatory authorities in Nigeria should create and support an environment where commercial banks in Nigeria can have a strong risk management practices.

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