The changing nature of consolidation in the US banking industry - 1980 to the present

2013 ◽  
Vol 15 (1) ◽  
pp. 28
Author(s):  
Joseph N. Heiney
Keyword(s):  
Banking Industry ◽  
The Us

The Wealth and Risk Effects of the Gramm-Leach-Bliley Act (GLBA) on the US Banking Industry

2005 ◽  
Vol 32 (1-2) ◽  
pp. 351-388 ◽  
Author(s):  
Abdullah Mamun ◽  
M. Kabir Hassan ◽  
Neal Maroney
Keyword(s):  
Banking Industry ◽  
Risk Effects ◽  
The Us

Spillover Effects of US Monetary Policy on Banking Development: Evidence from the Asian Region

2019 ◽  
pp. 097215091985748 ◽  
Author(s):  
Hamed Ahmad Almahadin
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Banking Sector ◽  
Banking Industry ◽  
Spillover Effects ◽  
Interest Rate Risk ◽  
Asian Countries ◽  
Interest Rate Volatility ◽  
The Us ◽  
Banking Development

This study investigates the dynamic impacts of local interest rate volatility and the spillover effects of the US policy rate on the banking development of Asian countries from 1980 to 2015. Bounds testing within the autoregressive distributed lag (ARDL) framework is employed to explore the long-term and short-term impacts. In addition, the study adopts a principal components analysis to create a comprehensive index for banking development to capture the major dimensions of the banking development concept. The empirical findings indicate that local interest rate volatility has negative impacts on the banking industry of Asian countries. Moreover, the existence of the negative spillover impact of the US policy rate on the banking development proxy is revealed in the sampled countries. These impacts continue to play a significant role in dampening the path of banking sector development. Therefore, the banking industry of Asian countries seems to be vulnerable to interest rate risk. The results could provide important implications for policymakers to improve the banking systems of Asian economies. Bankers must consider the impacts of local interest rate policies, as well as the role of US interest rates.

An Analysis of Large Bank Corporate Governance and Litigation Expenses

2018 ◽  
Keyword(s):  
Corporate Governance ◽  
Banking Industry ◽  
The Past ◽  
Good Corporate Governance ◽  
Total Capital ◽  
The Us ◽  
European Banking ◽  
Banking Institutions ◽  
European Banks ◽  
Legal Costs

Over the past decade, the banking industry has incurred over $300 billion in litigation and related legal costs. We analyzed the litigation expense data and corporate governance data of seven US and six European banking institutions. The 13 banking intuitions incurred nearly $200 billion in litigation expenses, roughly two-thirds of the total litigation expense incurred by the entire banking industry. We compared corporate governance metrics to the litigation expenses for the same 13 banking institutions. There are four main findings: First, litigation expenses of large banks have been on the decline since 2015; second, although the US banks incurred much greater litigation expenses during the 2010–2014 period, their litigation expenses have declined much more quickly than those of the European banks during the 2015–2017 period; third, litigation expenses incurred by European banks have been much higher than those of US banks when compared with bank total revenues and total capital; fourth, for US banks there is a strong correlation between improved corporate governance and lower litigation costs. However, for European banks it appears that the comply-or-explain approach to corporate governance muddies the link between good corporate governance and lower litigation costs.

Millenial Disruptive Technology: An Assessment on Disrupted Banking Industry

2017 ◽  
Vol 4 (1) ◽  
pp. 34-40
Author(s):  
Anis Choirunnisa ◽  
Mohammad A. Amin Soetomo ◽  
Heru Purnomo Ipung
Keyword(s):  
Digital Technology ◽  
Banking Industry ◽  
Current Level ◽  
Disruptive Technology ◽  
Banking Services ◽  
The Past ◽  
Catching Up ◽  
The Us ◽  
New Generation ◽  
The Way

Millennial are new generation that demand a new kind of market expectation and seeks new value on how industry interact with its customer. Among assessed industries in the US, Banks are the most vulnerable industry that millennial demands new kind of approach to conduct banking in the past three years facilitated by the increasing influence of digital technology in everyday life. Millennial are the generation that born in 80s and 90s where they see the dying relevant of bank [1]. The survey sees that in US 68% of them think that the way we access our money will be totally different, 70% said that the way we pay for things will be totally different, and even 33% believe that bank will not be needed at all in the next 5 year. However, the key question is what is millennial really needs on the banking services in Indonesia? Is the trend in the US and Europe is catching up soon? Is Indonesia Banks ready from the eyes of Millennial? This research focuses on current level of digital banking experiences of Indonesia Banking Millennial where assess the current satisfaction of the current banking services in Indonesia and the expected digital banking of Indonesia Banking Millennial, current and the future.

Internet Recruiting in the Banking Industry

2001 ◽  
Vol 64 (1) ◽  
pp. 9-18 ◽  
Author(s):  
C. Glenn Pearce ◽  
Tracy L. Tuten
Keyword(s):  
Job Search ◽  
Commercial Banks ◽  
Banking Industry ◽  
The Internet ◽  
Application Process ◽  
Corporate Website ◽  
Diversity Programs ◽  
The Us ◽  
Job Site ◽  
Internet Recruiting

The Internet has brought about changes in the job search and application process. For this article, recruiters at several large commercial banks in the US were inter viewed on the usage of Internet recruiting tools. The interviews identified a number of trends that are fairly uniform across these banks, including the following: 1. Recruiters are using the Internet at an increasing rate. 2. While job site services are popular, most recruiters we interviewed preferred using the corporate Website. 3. The percentage of Internet-recruited applicants actually hired varies widely and is still a small percentage of the whole. 4. Diversity programs are not hampered by Internet recruiting.

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