scholarly journals MEMBERSHIP SATISFACTION AND THE COST OF MEMBERSHIP – THE CASE OF DANISH UNEMPLOYMENT INSURANCE FUNDS

2011 ◽  
Vol 2 (1) ◽  
Author(s):  
Jacob Eskildsen ◽  
Kai Kristensen
2013 ◽  
Vol 58 (2) ◽  
pp. 247-284 ◽  
Author(s):  
Marcel Hoogenboom

AbstractIn the early twentieth century, like many of their European counterparts, labour unions in the Netherlands established mutual unemployment insurance funds for their members. Various funds made agreements with labour unions in a number of European countries to recognize each other's insurance schemes, enabling union members to work in the Netherlands without losing their entitlement to benefits accumulated in their home countries, and vice versa. Whereas up until the 1930s some of the alliances between Dutch and foreign funds had flourished, in the 1930s the number of non-Dutch workers in the Netherlands making use of such agreements decreased drastically. This article analyses those transnational alliances and explores various causes for their demise, concluding that in the 1930s formal regulation of foreign labour by the Dutch government substantially reduced the number of potential foreign members of insurance funds while government interference in unemployment insurance abroad, and especially in Germany, made the transnational agreements effectively void.


2007 ◽  
Vol 13 (4) ◽  
pp. 653-670 ◽  
Author(s):  
Kristine Nergaard ◽  
Torgeir Aarvaag Stokke

The level of union density in Norway is medium high, in contrast to the other Nordic countries where high density levels are supported by unemployment insurance funds. Developments in union density over time are stable in Norway, contrary to developments in most western European countries outside the Nordic region. This article traces the effects of unemployment insurance funds by comparing density levels in Norway with those in Finland and Sweden. In addition, the stability witnessed in union density in Norway over time is a particularly puzzling phenomenon, and the authors seek to explain it on the basis of specific institutional and labour market factors.


2020 ◽  
Vol 44 (3) ◽  
pp. 347
Author(s):  
Kelsey Chalmers ◽  
Adam G. Elshaug ◽  
Shaun Larkin

Objective The aims of this study were to compare and contrast the information three Australian private health insurance funds (HCF, Bupa and Medibank) have provided on their online out-of-pocket cost tools and to consider the implications this has for price transparency in Australia. Methods Website data were downloaded from HCF, Bupa and Medibank on 18 February 2019. The information and statistics provided on these pages were reviewed, and the procedures compared across funds if their pages had referred to the same Medicare Benefits Schedule (MBS) item(s). Information was extracted regarding descriptions of the claims data used, the types of statistics provided, the out-of-pocket estimates, the total procedure cost, the MBS items referenced and the assumptions the funds described on their pages. Results HCF specified the MBS items used to select the claims data for their estimates, whereas Bupa and Medibank only referred to common MBS items associated with the procedures. On average, HCF had 1.44 more MBS items listed than Bupa and 2.08 more than Medibank. The funds organised procedures differently, such as HCF providing separate cost estimates for vaginal, abdominal and keyhole hysterectomy compared with Medibank’s single estimate for hysterectomy costs. Conclusions These funds have started to address the need for transparent out-of-pocket cost information, but the differences across these pages demonstrate complexities and the potential obfuscation of cost data. What is known about the topic? Out-of-pocket costs are highly variable and patient ‘bill shock’ is an increasing concern in Australia. Private insurance funds have created online tools to share procedure cost estimates based on their claims data. What does this paper add? This is the first review of Australian insurance funds’ price transparency tools. The cost information is difficult to interpret both within funds (for members) and across funds (for the system). What are the implications for practitioners? Policy makers will need to consider the complexities and presentation options for cost estimates within the health system if they move ahead with a public price transparency tool. There is still a requirement for cost information that can facilitate price shopping across providers and funders.


2017 ◽  
Vol 23 (4) ◽  
pp. 365-380 ◽  
Author(s):  
Laust Høgedahl ◽  
Kristian Kongshøj

Unemployment insurance funds (the ‘Ghent system’), subsidized by the state and controlled by the labour movement, have contributed to high trade union densities in the Nordic countries. However, dependence on these funds as a recruiting mechanism makes trade union membership sensitive to institutional changes to unemployment insurance benefits and the institutional set-up surrounding and regulating them. In this article, we investigate recent institutional changes in the three Nordic countries following the Ghent model, Finland, Sweden and Denmark, and analyse the consequences for union and fund membership. These countries have witnessed different combinations of two types of reform, less attractive unemployment benefits plus new institutional alternatives to the traditional union-run funds, and this has led to different outcomes in each country. Benefit retrenchment and increased contributions led to a sharp decline in fund membership in Sweden, whereas this trend is less pronounced in Finland and Denmark. Instead, the main trend here has been a shift from union-led to alternative forms of fund membership, but in different ways.


2012 ◽  
Vol 48 (No. 8) ◽  
pp. 359-363
Author(s):  
J. Bojňanský

The author deals with the influence of cost taxes on the development of agriculture, mainly those taxes, which have an important impact from the point of view of forming an entrepreneurial environment in agriculture. Among the cost taxes, the impact of land tax, building tax, road tax and income tax is most important. The analysis also deals with the contribution to the insurance funds related to employees. This contribution can also be considered as a taxation. The article also gives a prediction of the expected development of the consequences of the accepted tax law changes.


ILR Review ◽  
1982 ◽  
Vol 35 (3) ◽  
pp. 319-329 ◽  
Author(s):  
Frank Reid

This study describes and analyzes an experimental program established in Canada in 1977 under which layoffs were avoided in twenty-four firms by reducing the hours worked of all employees and taking advantage of a temporary modification of unemployment insurance legislation that allowed workers to receive UI benefits for the day or so each week that they no longer worked. Employees generally favored the plan because, in the typical case of a 20 percent work reduction, they received an extra day of leisure per week while experiencing only a 5 percent reduction in after-tax income. Most employers also favored the plan because they avoided several costs of layoffs, such as the cost of hiring and training replacements for laid-off workers who do not respond to recall. For various reasons the federal government did not continue the program when the experiment ended in 1979, but in January 1982 the government again implemented the program on a temporary basis. The author argues that UI-assisted worksharing is more efficient and more equitable because it can greatly reduce the distributional inequities of unemployment.


Author(s):  
Alexey Dubrovsky ◽  
Tamara Vereshchaka ◽  
Pavel Batin ◽  
Olesya Malygina

The article presents the results of studies on the adjustment of cadastral value using a new factor-the probability of an emergency or natural disaster. A new term, emergency geospatial, has been introduced for the spatial definition of an emergency. The analysis of the legal regime of lands subject to emergency situations is carried out. Conclusions are drawn about the legal definition of the geospatial boundary of the emergency situation and the impact of emergencies on real estate. The characteristic of emergency situations, as well as the probability of their occurrence is given. The connection between the emergency situation and the cadastral value of real estate is shown. The dependence of the value of real estate on their location in the geospatial probable emergency. The technological scheme of determination of cadastral value of real estate objects in the zone of manifestation of an emergency situation is developed. A geoinformation project was carried out on the territory of the city of Novosibirsk. The most probable emergencies are taken into account. The map of zones of possible manifestation of emergency situations is made. The comparison of the cost of real estate in emergency zones, with objects analogues, located outside the emergency zone. The values of the correction factor for adjusting the cadastral value are proposed. The map of distribution of correction factors for adjustment of cadastral value of real estate objects in zones of possible manifestation of emergency situations is made. Work on the adjustment of the cadastral value of real estate located in the areas of possible manifestations of emergency situations is promising. First, the zones must be taken into account in modern urban policy and as much as possible to protect real estate and the population from the manifestation of emergency situations. Secondly, the reduction of cadastral value and taxes will allow owners to invest in insurance funds and insure real estate.


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