Model Framework and Design Implementation of Intelligent Credit Evaluation System

Finance ◽  
2019 ◽  
Vol 09 (05) ◽  
pp. 461-465
Author(s):  
诗颖 陆
Keyword(s):  
Evaluation System ◽  
Model Framework ◽  
Credit Evaluation ◽  
Credit Evaluation System

Research on Credit Evaluation System of Electricity Retail Companies

2021 ◽  
Author(s):  
Zhiwei Ying ◽  
Tao Yu ◽  
Yupeng Huang ◽  
Hanfu Wang ◽  
Dunnan Liu ◽  
...  
Keyword(s):  
Evaluation System ◽  
Credit Evaluation ◽  
Credit Evaluation System

Credit Risk Management for College Students: An Analysis of Influencing Factors Based on 5C Approach

2021 ◽  
Vol 12 (1) ◽  
pp. 105-105
Author(s):  
Xiang Zou ◽  
Jinting Zhao ◽  
Yun Tong
Keyword(s):  
College Students ◽  
Risk Management ◽  
Credit Risk ◽  
Evaluation System ◽  
Least Squares Method ◽  
Credit Risk Management ◽  
Credit Evaluation ◽  
Personal Credit ◽  
Depth Analysis ◽  
Credit Evaluation System

This paper focuses on the construction of college students' credit evaluation system and credit risk management under the background of big data. Firstly, based on the 5C approach, this paper evaluates the personal credit of college students from 5 dimensions and 24 indicators, which finally contribute to the establishment of the credit evaluation system for college students. Then, the partial least squares method is used to build the structural equation model to evaluate the effectiveness of the credit evaluation system for college students. According to the in-depth analysis of PSL-SEM, the factors that affect the credit risk of college students are effectively evaluated, and it has contributed to the establishment and improvement of the credit system of college students. Keywords: Personal Credit, Credit Evaluation, Credit Risk, 5C Approach, PLS-SEM.

The Optimized Evaluating Model and Method of Transaction Credit for E-Commerce

2014 ◽  
Vol 989-994 ◽  
pp. 4980-4984
Author(s):  
Xi Kun Liang ◽  
Li Min Tao
Keyword(s):  
Evaluation System ◽  
Rating Scales ◽  
Credit Evaluation ◽  
Advantages And Disadvantages ◽  
Credit Evaluation System ◽  
Product Rating ◽  
Evaluating Method

Based on the brief introduction of the credit evaluation system for the primary e-commerce platforms, the advantages and disadvantages of the existing systems were analyzed in details. Moreover, some important problems of e-commerce credit evaluation were systematically discussed, which include the uniform standard of rating scales and marks, the pattern of product rating, the evaluating model and algorithm of sellers and customers credit, etc. A complete credit evaluating model was constructed and an effective credit evaluating method was given. They can be selected as the reference for the practice of credit evaluation for e-commerce.

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