Loan Officer Incentives in Microfinance Institutions

2019 ◽  
Author(s):  
Ben Roth
Keyword(s):  
Microfinance Institutions ◽  
Loan Officer

scholarly journals An Evaluation Study of Efficiency of Microfinance Institutions in Yemen

2018 ◽  
Vol 4 (2) ◽  
pp. 51
Author(s):  
Eissa Hasan AboHulaika
Keyword(s):  
Secondary Data ◽  
Evaluation Study ◽  
Empirical Method ◽  
Annual Reports ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Self Sufficiency ◽  
Social Fund ◽  
Loan Officer

This paper is intended to evaluate the efficiency of microfinance institutions in Yemen in terms of loan officer productivity and operational self-sufficiency. This study is based on empirical method. The population of this study were 11 Microfinance Institutions operating in Yemen. The data collected was based on both primary and secondary data. The primary data was collected using questionnaire, open-end interviews, while the secondary data was collected from books, Microfinance Institutions Websites, annual reports, Social Fund for Development (SFD) annual reports, Yemen Microfinance Network (YMN), etc. The main findings of the study were that most microfinance institutions in Yemen are inefficient in terms of loan officer productivity and operational self-sufficiency. The study presented valuable recommendations and suggestions based on the findings of the study to strengthen, enhance & improve the efficiency of microfinance institutions in Yemen.

scholarly journals Performance of Microfinance Institutions in Ethiopia: Integrating Financial and Social Metrics

2019 ◽  
Vol 8 (4) ◽  
pp. 117 ◽  
Author(s):  
Solomon Bizuayehu Wassie ◽  
Hitoshi Kusakari ◽  
Masahiro Sumimoto
Keyword(s):  
Financial Performance ◽  
Performance Metrics ◽  
Random Effect ◽  
Seemingly Unrelated Regression ◽  
Sub Saharan Africa ◽  
Microfinance Institutions ◽  
Mission Drift ◽  
Loan Officer ◽  
Sub Saharan ◽  
Loan Officers

Since their inception in the 1970s, microfinance institutions (MFIs) have received increasing attention both from policymakers and academic circles. Using unbalanced panel data (2000–2017) from Ethiopia, in this paper, we investigated the performance of MFIs and its determinants on the one hand and whether or not mission drift exists on the other hand. To this end, we employed seemingly unrelated regression (SUR) and fixed/random effect panel models. The results indicate that, based on different outreach and financial performance metrics, the MFIs in Ethiopia have good performance compared with those of the 10 biggest economies in Sub-Saharan Africa (SSA). The econometric estimation results show that asset holding and the yield on gross portfolio have a positive and significant effect on the social and financial performances of MFIs in Ethiopia. Furthermore, the number of loan officers, loan officer productivity, and personnel productivity have a positive and significant impact on the financial performance of MFIs. Our results also suggest that the null hypothesis—that MFIs are not shifting away from poorer clients—cannot be rejected, implying that there is no mission drift by MFIs in Ethiopia.

Upscaling with a focus on microfinance institutions' largest market: women entrepreneurs

2014 ◽  
Vol 25 (3) ◽  
pp. 201-210
Author(s):  
Tetsuro Narita ◽  
Francisco Rojo ◽  
Luis Eduardo Marquez
Keyword(s):  
Women Entrepreneurs ◽  
Microfinance Institutions ◽  
Market Women

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

Transforming Microfinance Institutions

2006 ◽  
Author(s):  
Joanna Ledgerwood ◽  
Victoria White
Keyword(s):  
Microfinance Institutions

ANALISIS DETERMINASI PENGHAMBAT PELAPORAN AKUNTANSI SUMBER DAYA MANUSIA

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Amir Hamzah
Keyword(s):  
Human Resources ◽  
Human Resource ◽  
Variable Cost ◽  
Significant Positive Effect ◽  
Microfinance Institutions ◽  
Sample Number ◽  
Human Resource Accounting ◽  
Resource Accounting ◽  
Accounting Report ◽  
Positive Effect

This study aims to analyze the determination of inhibiting reporting of human resource accounting at Shariah microfinance institutions in Kuningan Regency, with the sample number of 70 respondents of shariah microfinance institutions.��������� This study used a qualitative descriptive research method and verification with interview or questionnaire technique. Research data were tested using instrument test, classical assumption test, multiple regression test.��������� The results showed partially variable cost of human resources have a significant positive effect on human resources accounting report, variable measurement of human resources value has a significant positive effect on the human resources accounting report and together show that the variable cost of human resources and measurement value human resources to the accounting reports of human resources.�Keywords: Human Resource Cost, Human Resource Measurement Value, Human Resource Accounting Report

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