Affordable Housing and Circular Economy for Middle Income Group (M40) in Malaysia

2019 ◽  
pp. 102-118
Author(s):  
Mohd Zairul
Keyword(s):  
Affordable Housing ◽  
Circular Economy ◽  
Income Group ◽  
Middle Income ◽  
Middle Income Group

scholarly journals Affordable Housing For the Middle-Income Group in Malaysia

2021 ◽  
Vol 685 (1) ◽  
pp. 012019
Author(s):  
Yusfida Ayu Abdullah ◽  
Nor Baizura Jamaluddin ◽  
Hamizah Yakob ◽  
Marlyana Azyyati Marzukhi ◽  
Zulkifli Ahmad Zaki
Keyword(s):  
Affordable Housing ◽  
Income Group ◽  
Middle Income ◽  
Middle Income Group

A Study on Affordable Housing Issues Among Middle-Income Groups (M40) in Malaysia

2021 ◽  
Vol 8 ◽  
pp. 73-90
Author(s):  
Muhammad Azwan Sulaiman ◽  
Adilah Binti Yusof ◽  
Muhammad Nazim Alias ◽  
Mohamad Isa Abdullah
Keyword(s):  
Affordable Housing ◽  
Past Research ◽  
Income Group ◽  
Survey Questionnaire ◽  
Middle Income ◽  
Housing Systems ◽  
Income Groups ◽  
Study Results ◽  
Middle Income Group ◽  
Fundamental Needs

Owning a house is an essential part of a human’s fundamental needs. The establishment of affordable housing that is adequate in number and fulfills liveable home standards is the major challenge in housing issues. Previous studies have found that the current interventions are insufficient in allowing average Malaysians to buy a home. The affordable housing-related issues that arise in Malaysia are not about the number of affordable houses in the market; however, it is about the availability of these houses for the middle-income groups. This study aims to investigate the issues and challenges faced by the middle-income group in dealing with affordable housing issues. This study is based on data from a survey questionnaire adapted from a past research which was similar in terms of affordable housing issues among middle-income earners. The data were analyzed and evaluated to rank the issues and provide recommendations. The findings suggest the establishment of an affordable housing agency to track and process affordable housing applications and approvals. The study results also suggest revising and improving the current affordable housing systems to help the middle-income groups to eventually own their first home. It is anticipated that the study can unravel the problems with affordable housing in this country.

scholarly journals Factors Influencing the Purchase Decision of Affordable Housing Among Middle Income Earner: A Case Study of School teachers in Malaysia

2021 ◽  
Author(s):  
Shahrina Ismail ◽  
Sharifah Fairuz Syed Mohamad
Keyword(s):  
Affordable Housing ◽  
House Prices ◽  
Income Group ◽  
Purchase Decision ◽  
School Teachers ◽  
Middle Income ◽  
Income Groups ◽  
Factors Influencing ◽  
Housing Scheme ◽  
Middle Income Group

Affordable housing is a significant issue that has been a concern among Malaysians nowadays, especially in the middle-income group. The demand for housing has been increasing, and thus, the preferences of this group must be taken into consideration. The focus of this study is to identify the factors influencing house buyers in purchasing affordable housing among middle-income groups. The data was collected through a questionnaire survey distributed among school teachers in Malaysia. Two hundred twenty-five respondents returned the questionnaire, which was used for data analysis. Descriptive and statistical analysis was performed to analyze the data collected using Minitab software, Microsoft Excel, and Statistical Package for Social Science (SPSS). It revealed that house prices, location, and structure of housing had a significant relationship with the purchase decision of affordable housing among the middle-income group. In contrast, the neighbourhood factor had an insignificant relationship. It is also found that middle-income groups are aware of Malaysia’s affordable housing scheme and have a chance to be exposed to the scheme. Thus, this research will help the developers in developing housing schemes based on consumer’s orientation for future demand in Malaysia.

Middle Income Group and Debt Fund

2011 ◽  
Vol 2 (3) ◽  
pp. 43-43
Author(s):  
Dr. Shakti Kumar ◽  
Keyword(s):  
Income Group ◽  
Middle Income ◽  
Middle Income Group

THE LOW-MIDDLE INCOME HOUSING CHALLENGES IN MALAYSIA

2020 ◽  
Vol 18 (11) ◽  
Author(s):  
Ernawati Mustafa Kamal ◽  
Kong Seng Lai ◽  
Nor Aini Yusof
Keyword(s):  
Housing Policy ◽  
State Government ◽  
Affordable Housing ◽  
Public Awareness ◽  
Income Group ◽  
Middle Income ◽  
Human Needs ◽  
Urban Rural ◽  
One Stop ◽  
Group Interviews

Homeownership is recognised as one of human needs. However, in the 21st century, homeownership remained as one of the greatest challenges in most developing countries, and Malaysia is no exception. Housing for everyone remained an issue in Malaysia. Homeownership for the low to medium income group (LMIG) is getting difficult overtime. Questions raised on the competency of the existing housing policy in catering the uprising needs to house the LMIG. This study aims to explore the challenges within the housing policy and its implementation, and to identify ways to overcome those challenges. Opinions from four major stakeholders in the housing sector; the federal government, the state government, non-governmental organisations, and academicians were solicit using focus group interviews protocol. The results point-out three major concerns- 1) loose connection between the federal and state government, 2) mismatched of housing policy, and 3) inadequacy of financial system and poor demographic profile. Subsequently, four alternatives were proposed to address the issues raised- 1) one-stop center that operates above the differences between the governments, 2) establishes the social infrastructures before Affordable Housing in sub-urban/rural area is approved, 3) government’s active interventions on affordable house pricing, and 4) public awareness on homeownership through education.

scholarly journals Attributes of childhood Cancer among the patients attending specialized hospitals in Bangladesh

2015 ◽  
Vol 14 (2) ◽  
pp. 173-178
Author(s):  
Syeda Musleha Ahmed ◽  
Md Ziaul Islam
Keyword(s):  
Acute Lymphoblastic Leukaemia ◽  
Childhood Cancer ◽  
Urban Communities ◽  
Lymphoblastic Leukaemia ◽  
Child Death ◽  
Income Group ◽  
Middle Income ◽  
Female Ratio ◽  
Middle Income Group ◽  
Structured Questionnaire

Background: Childhood cancer is an emerging health problem worldwide. It is the second common cause of child death. Epidemiological and clinical attributes of childhood cancer are not properly documented in Bangladesh. This study was designed to reveal the attributes of childhood cancer among the patients attended specialized hospitals in Dhaka city.Objective: To determine the epidemiological and clinical attributes of childhood cancer.Materials and Methods: The cross-sectional study was conducted among 99 under 18 years old children suffering from cancer, who were included considering specific selection criteria. Data were collected by face to face interview using a semi-structured questionnaire with the help of a semi-structured questionnaire and checklist. Data were analyzed by using SPSS software.Results: Of all the children, majority (40.4%) was in age group of 6-10 years and their mean (±SD) age was 7.48 (±3.70) years. Male to female ratio was 1.9:1.6 and majority (48.5%) was in middle income group. Major part (42.4%) of the children was from sub-urban followed by 30.3% rural and 27.2% from urban communities. Major types of childhood cancer comprised acute lymphoblastic leukaemia (37.4%), retinoblastoma (14.1%), neuroblastoma (10.1%), and Wilm’stumour (10.1%). Less common cancers included non-Hodgekin’s lymphoma (7.1%), Hodgekin’s lymphoma (5.1%), osteosercoma (5.1%), nasopharyngeal carcinoma (4.0%), germ cell tumour (3.0%), acute myeloid leukaemia (3.0%) and Ewing’s tumour (1.0%). Majority (35.1%) of acute lymphoblastic leukaemia patients were from urban while most (85.7%) of retinoblastoma patients from sub-urban, 50.0% of neuroblastoma cases from rural, and 40.0% of Wilm’s tumour from sub-urban communities, this geographical variation of childhood cancer was statistically significant [?2(33)=56.46, p=0.01]. In poor and middle income group, most of the children (91.8%) were detected in stage II while among the higher income group, most (88.9%) of the cancer were detected in stage-I and this variation was statistically significant [?2(9)=16.77, p=0.05]. Family history was strongly related with childhood cancer [?2(20)=32.81, p=0.04].Conclusion: Cancer was more prevalent among male children with poor socio-economic condition residing in sub-urban communities. The study recommends specific measures to detect childhood cancer and related risk factors at early stage to prevention and control.Bangladesh Journal of Medical Science Vol.14(2) 2015 p.173-178

An Empirical Investigation of the income share of the middle class

2019 ◽  
pp. 50-65
Author(s):  
Francesco Farina ◽  
Chiara Assunta Ricci
Keyword(s):  
Middle Class ◽  
Income Distribution ◽  
Income Group ◽  
Reverse Causality ◽  
Middle Income ◽  
Income Share ◽  
Redistributive Policies ◽  
Directional Relation ◽  
Middle Income Group ◽  
Income Dispersion

The scientific evaluation of the relationship between growth, redistribution, and the income share of the middle class is still in its infancy. This article aims to investigate how the drivers of economic growth impinge on market income distribution and how the middle class has a role in deciding the level of redistribution. Our strategy is to dodge the reverse causality problem, stemming from the bi-directional relation between income distribution and growth, by exploiting the peculiar feature of different indicators of income dispersion focused on the middle income group. The findings reveal that market forces and redistributive policies are both pivotal in shaping the evolution of income dispersion and in particular the income share of the middle class, over the growth process. The ability of redistributive policies to counteract the ongoing increase in income inequality seems to depend not only on the political pressure exerted by an impoverishing median voter but also on the expansion of fiscal revenues after sustained Gross Domestic Product (GDP) growth.

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