Automated teller machine and mobile phone interface in a developing banking system

E-Business and E-Commerce are currently the vogue in transacting business globally. The mode of transacting business with this modern approach is so simple that, it is likely a huge number of the global population are already there. Ghana, an emerging market in Africa and the globe, has the attractiveness to join this craze. The current government has been able to eliminate the quack financial institutions from the banking system, and technologically established and launched the infrastructure for Ghana’s Interbank Payment and Settlement Systems (GhIPSS). This is an internet payment gateway to enable holders of domestic Automated Teller Machine (ATM) cards to make payments and purchases online. Most of the Banks in Ghana have also come out with perks to customers who would adopt the online purchasing approach, and even use their ATM cards for their transactions. The enticement is seriously catching on, and there is the hope that the citizenry would listen to the advice of the government for all to join the digital transformation currently going on in Ghana.

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Biometric Security Transaction in Banking System: The Automated Teller Machine (ATMs) in View

International Journal of Science and Research (IJSR) ◽

10.21275/art20175653 ◽

2017 ◽

Vol 6 (7) ◽

pp. 1704-1708

Keyword(s):

Banking System ◽

Biometric Security ◽

Automated Teller Machine

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User Authentication Model based on Mobile Phone IMEI Number: A Proposed Method Application for Online Banking System

10.1109/icsecs52883.2021.00081 ◽

2021 ◽

Author(s):

Waleed A. Hammood ◽

Ruzaini Abdullah Arshah ◽

Salwana Mohamad Asmara ◽

Omar A. Hammood

Keyword(s):

Mobile Phone ◽

User Authentication ◽

Banking System ◽

Online Banking ◽

Model Based

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Feasibility of Integrating Agriculture and Nutrition Behavior Change Interventions with Cash Transfers in Rural Bangladesh: A Mixed-methods Assessment (P10-126-19)

Current Developments in Nutrition ◽

10.1093/cdn/nzz034.p10-126-19 ◽

2019 ◽

Vol 3 (Supplement_1) ◽

Author(s):

Ashraful Alam ◽

Wajiha Khatun ◽

Mansura Khanam ◽

Gulshan Ara ◽

Mu Li ◽

...

Keyword(s):

Mobile Phone ◽

Low Income ◽

Banking System ◽

Cash Transfers ◽

Cash Transfer ◽

Mobile Banking ◽

Nutrition Counseling ◽

Rural Bangladesh ◽

Behavior Change Interventions ◽

Nutrition Sensitive

Abstract Objectives The study aims to assess the feasibility and acceptability of an intervention package that combines nutrition-specific (nutrition counseling) and nutrition-sensitive (counseling and support for agriculture and unconditional cash transfers) interventions delivered on a mobile phone platform for improving maternal and child nutrition behaviors among low-income families in rural Bangladesh. Methods The intervention included counseling on homestead gardening techniques and infant feeding by community level agriculture and nutrition workers using smartphone apps. Women received weekly individual counseling at home and group counselling fortnightly. Each participating woman received a monthly unconditional cash transfer of BDT 1200 through a mobile banking system (bKash) for six months. We collect data through in-depth interviews and a cross sectional survey of the participants and their family members. Results The women were interested in both agriculture and nutrition counseling and understood the messages. They established homestead gardens of seasonal vegetables successfully that included preparing beds, planting seedlings, nurturing the plans and harvesting. Seasonal rainfall and damage by hens and ducks were major challenges but most of the families were able to find a solution. Many women preferred to consume the vegetables they produced and spent the cash provided on purchasing other nutritious foods such as fruits, egg and milk for their children as advised in the counseling. The project implementation staff and the bKash agent did not report any difficulties in using the mobile banking system for cash transfer. Conclusions Combining nutrition-specific and nutrition-sensitive interventions is a feasible and acceptable approach to the community. Using mobile phone technologies can provide additional benefits for the intervention to reach the disadvantage families in rural settings of Bangladesh. Funding Sources Leveraging Agriculture for Nutrition in South Asia (LANSA).

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Abstract #224: A Randomized Controlled Trial of Mobile Phone Intervention to Improve Diabetes Care in Rural Areas

Endocrine Practice ◽

10.1016/s1530-891x(20)42530-3 ◽

2015 ◽

Vol 21 ◽

pp. 35

Author(s):

Muhammad Shahid ◽

Saeed Mahar ◽

Shiraz Shaikh ◽

Zuhaib-u-ddin Shaikh

Keyword(s):

Randomized Controlled Trial ◽

Mobile Phone ◽

Diabetes Care ◽

Rural Areas ◽

Controlled Trial ◽

Randomized Controlled ◽

Improve Diabetes Care

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Correlating Personality and Actual Phone Usage

Journal of Individual Differences ◽

10.1027/1614-0001/a000139 ◽

2014 ◽

Vol 35 (3) ◽

pp. 158-165 ◽

Cited By ~ 38

Author(s):

Christian Montag ◽

Konrad Błaszkiewicz ◽

Bernd Lachmann ◽

Ionut Andone ◽

Rayna Sariyska ◽

...

Keyword(s):

Big Data ◽

Social Network ◽

Mobile Phone ◽

Mobile Phones ◽

Self Report ◽

Psychological Variables ◽

New Approach ◽

Report Data ◽

Self Report Data ◽

Voice Calls

In the present study we link self-report-data on personality to behavior recorded on the mobile phone. This new approach from Psychoinformatics collects data from humans in everyday life. It demonstrates the fruitful collaboration between psychology and computer science, combining Big Data with psychological variables. Given the large number of variables, which can be tracked on a smartphone, the present study focuses on the traditional features of mobile phones – namely incoming and outgoing calls and SMS. We observed N = 49 participants with respect to the telephone/SMS usage via our custom developed mobile phone app for 5 weeks. Extraversion was positively associated with nearly all related telephone call variables. In particular, Extraverts directly reach out to their social network via voice calls.

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