scholarly journals Just Social Risk Imposition and the Demand for Fair Risk Sharing

2021 ◽  
pp. 1-26
Author(s):  
Yunmeng Cai
Keyword(s):  
Risk Sharing ◽  
Social Insurance ◽  
The State ◽  
Social Risk ◽  
Social Risks ◽  
Compensation Principle ◽  
Institutional Choices

Abstract Existing accounts of social insurance tend to treat social risks as given and ask whether it is justified for the state to deal with these risks for its citizens. They ignore that many common risks are in fact imposed on citizens as a byproduct of the institutional choices of the society, which call for justification in the first place. In this paper, I use the Scanlonian contractualist framework to develop an account of just social risk imposition which implies a demand for fair risk sharing by all members of a society. In particular, I defend a compensation principle which requires that compensation be paid to victims of risk materialisation. This duty of paying should be shared by all those who benefit from the imposition of the relevant risk. I suggest that this provides a case for social insurance as a way of fairly sharing the burden of social risks.

SOCIAL INSURANCE IN RUSSIA: STATE, CURRENT CHALLENGES AND RESPONSES TO THEM

2020 ◽  
pp. 75-95
Author(s):  
Lyudmila A. Migranova ◽  
◽  
Valentin D. Roik ◽  
Keyword(s):  
Social Insurance ◽  
Pension Fund ◽  
The State ◽  
Insurance Fund ◽  
Social Risks ◽  
Social Insurance Fund ◽  
Subsistence Minimum ◽  
The Social ◽  
Mandatory Health Insurance ◽  
Insurance Funds

The article deals with the issues of functioning of the social insurance institution, the organizational-legal and financial forms of which are presented by the state extrabudgetary social funds - Pension Fund of Russia, Mandatory Social Insurance Fund and Mandatory Health Insurance Fund. It considers the main characteristics of social insurance: a) scope of covering the employed population by insurance protection; b) contribution rates as related to wages; c) level of protection of population incomes (pensions and benefits as related to wages and subsistence minimum); d) availability of quality medical assistance and rehabilitation services. There are analyzed the present social risks and problems of the RF insurance system. The main problem is that the amount of financial expenditures on all types of social insurance per beneficiary is about half that of most developed and developing countries. The primary cause is lacking motivation of both employees and employers to participate in the mandatory social insurance and to legalize their earnings. In the conclusion there are formulated a number of proposals for improvement of the institution of social insurance in Russia. It is proposed to expand the range of insurance cases concerning unemployment insurance and care for elderly people, to increase the total amount of compulsory contributions to extrabudgetary insurance funds from 30.2% up to 42.5% from three sources - employees, employers and the state.

scholarly journals TRANSFORMATION OF THE SOCIAL FUNCTION OF THE STATE: CONCEPTUAL APPROACHES

2021 ◽  
Vol 06 (04(01)) ◽  
pp. 72-77
Author(s):  
Iryna Kolosovska Iryna Kolosovska ◽  
Radosław Zagórski Radosław Zagórski
Keyword(s):  
Social Justice ◽  
Cultural Context ◽  
Social Function ◽  
The State ◽  
Practical Implementation ◽  
Social Risk ◽  
Social Functions ◽  
Social Risks ◽  
Role Of The State ◽  
The Social

This article conceptualizes modern approaches to the transformation of the social function of the state in the context of the influence of globalization processes, the ambiguity of the formation of the socio-cultural context, the actualization of the latest risks and threats associated with the spread of the COVID-19 pandemic. We accentuate the inconsistencies and contradictions between the declared social priorities and the inefficiency of the management mechanisms of their practical implementation. The article substantiates the priority directions of the regulatory role of the state in the context of social risk management, formation of social security, adherence to the principle of social justice, and harmonization of interests of representatives of various social groups. Key words: public administration, state, social functions, governance mechanisms, globalization, social risks, COVID-19 pandemic, social justice.

scholarly journals The Scope of Protection and Financing of Social Risk in Poland on the Example of the Social Security Administration

2019 ◽  
Vol 1 (1) ◽  
pp. 835-842
Author(s):  
Roman Garbiec
Keyword(s):  
Social Security ◽  
Social Life ◽  
Social Insurance ◽  
Social Risk ◽  
Social Security Administration ◽  
Social Insurance System ◽  
Radical Reform ◽  
Social Risks ◽  
The Social ◽  
Scope Of Protection

AbstractSocial risks are an unusual type of risks occurring in insurance. Their specific feature is the implementation of risk in the sphere of social life of a person with special regard to the work environment. Social risks are an element of research in economics and law and in social policy. The author of the paper shows that the structure of the Polish social insurance system is not optimal and requires radical reform. This paper contains, among others, characteristics of the scope of protection of social risks identified in Poland by Social Security Administration and the basis for financing benefits from this system. The summary of the paper presents opinions on improving the financial efficiency of this system.

scholarly journals The development of the Welfare State in Portugal: trends in social expenditure between 1938 and 2003

2010 ◽  
Vol 28 (3) ◽  
pp. 469-501 ◽  
Author(s):  
Daniel Fernando Carolo ◽  
José António Pereirinha
Keyword(s):  
Welfare State ◽  
Social Insurance ◽  
Data Series ◽  
Social Risk ◽  
Social Expenditure ◽  
Social Risks ◽  
Institutional Structures ◽  
Risk Protection ◽  
The Impact ◽  
The Welfare State

AbstractThis paper presents a data series on social expenditure in Portugal for the period 1938-2003. The series was built with the aim of identifying and characterizing the most significant phases in the process leading up to the current welfare state system in this country. The establishment of a social insurance (Previdência) in 1935 was one of the founding pillars of the Estado Novo (New State). Reforms to Social Welfare (Previdência Social) in 1962, while in the full throes of the New State, policy measures taken after the revolution of 1974 and a new orientation for social policy following the accession of Portugal to the European Economic Community (EEC) in the mid-1980s brought about significant transformations in the institutional organizational structure that provided welfare and conferred social rights in Portugal. To understand this process, knowledge is needed of the transformations to the institutional structures governing the organizations that provided welfare, welfare coverage in terms of the type of benefit and the population entitled to social risk protection, the magnitude of spending on benefits associated with these risks, as well as how benefits were allocated between the institutions. We built a data series for the period 1938-1980, which can then be matched to data already published in the OECD Social Expenditure Database from 1980 onwards. As a result, a consistent series for social expenditure from 1938 to 2003 was obtained. The methodology used to create the series enabled us to measure the impact of the variation in population coverage for social risks and the average generosity of benefits on the relative share of social expenditure in GDP. We present an interpretive reading for the full period, covering the New State and the Democracy from 1974, of the process of building the welfare state in Portugal.

scholarly journals SYSTEM OF STATE SOCIAL INSURANCE: EXPERIENCE OF UKRAINE AND GERMANY

2018 ◽  
pp. 67-77 ◽  
Author(s):  
Svitlana KOVAL
Keyword(s):  
Social Insurance ◽  
Social Protection ◽  
Medical Insurance ◽  
The State ◽  
Social Production ◽  
Economic Relations ◽  
Social Risks ◽  
State Health Insurance ◽  
The Social ◽  
The Individual

Introduction. Social protection of the population is one of the state functions The implementation of a socially oriented state policy involves solving the problems of social protection and is aimed at creating the proper conditions for a decent standard of living and free development of the individual. The emergence and functioning of social insurance is conditioned by the presence of various social risks and the need to retain citizens who can not take an active part in the process of social production. Purpose. The purpose of the article is to study the practical principles of the functioning of the system of state social insurance of Ukraine and Germany and to develop, on this basis, practical recommendations aimed at improving the social insurance of Ukraine in the context of the borrowing of progressive experience in Germany. Results. Approaches to the treatment of social insurance are considered: as a system of economic relations, as an element of the social policy of the state, as a component of social protection of the population. A comparative analysis of forms of social insurance and sources of financing payments in Ukraine and Germany has been carried out. The practical aspects of functioning of compulsory medical insurance in Germany are investigated, its positive features are revealed. Conclusion. It is revealed that the forms and sources of state social insurance of Ukraine and Germany are similar. The exception is the state health insurance, which in Ukraine is in the stage of implementation. The necessity to restore the payment of a single social contribution by hired workers in the conditions of a shortage of financial resources in the sphere of social insurance of Ukraine is substantiated. It is proposed to apply in the domestic practice the mechanism of functioning of the state medical insurance of Germany, which excludes the possibility of abuses by medical workers in the context of the appointment of unnecessary medical examinations and procedures.

scholarly journals Przedmiot prawa ubezpieczeń społecznych

2019 ◽  
Vol 16 (3) ◽  
pp. 21-33
Author(s):  
Radosław Pacud
Keyword(s):  
Social Insurance ◽  
Social Risk ◽  
Social Security Systems ◽  
Security Systems ◽  
Insurance Law ◽  
Social Risks ◽  
The Social ◽  
The Subject ◽  
Definition Of

The subject of social insurance law has a thematic scope, which can be variously defined and thus not uniformly used in jurisprudence. The subject of social insurance law should be distinguished from the subject of social insurance. In the definition of the subject of social insurance law, the role of contributions that distinguish insurance systems from social security systems needs to be taken into account. Apart from the contributions, the number of subjects in the social insurance law equates with the number of legally defined benefits. The thematic scope of the subject of social insurance law should be determined according to the catalog of social risks secured by social insurance law. While noting the subject of insurance law in the context of diversified rights of certain categories of entities, the subject of social insurance law should be combined with the subject of abstractive legal relations in the field of social insurance. Therefore, the subject of social insurance law is the corresponding contributory obligation and protection obligations in the scope of social risk defined by this branch of law.

IDENTIFICATION OF THE MINIMUM LEVEL OF KNOWLEDGE ON SOCIAL INSURANCE

2021 ◽  
Vol 562 (1) ◽  
pp. 12-18
Author(s):  
Robert Marczak
Keyword(s):  
Social Security ◽  
Citizen Participation ◽  
Social Insurance ◽  
Insurance Coverage ◽  
The State ◽  
Social Insurance System ◽  
Insurance System ◽  
Social Risks ◽  
The Social ◽  
The Individual

The Polish social insurance system is a part of the social security scheme. The Constitution of the Republic of Poland imposes on the state an obligation to create such system and to fulfill social security guarantees for every citizen. Participation in the social insurance system, and thus insurance coverage in the field of the consequences of social risks, is strictly dependent on the fact of performing a gainful activity on the principles set out in the social insurance act (among others: work under a contract of employment or under a civil law contract and conducting business). The legality of employment and the employer fairness on the one hand, and the effectiveness of control authorities of state institutions on the other hand, are two driving engines of the insurance guarantee. Responsibility for providing such insurance protection lies between the institutional activities of the state and the individual foresight of the citizen. It is on his/her side that knowledge about social insurance plays a very important role as an element of risk awareness. The act on the social insurance system imposes on the Polish executive institution in the area of social insurance (the Polish social insurance institution, ZUS) the obligation to popularize this knowledge. The purpose of the article is the attempt to indicate the scope of a minimum knowledge of social insurance, which will allow a citizen to make a conscious participation in the system, i.e. effective protection against the results of the possible risks.

Towards Employment Insurance?

2017 ◽  
Author(s):  
Günther Schmid
Keyword(s):  
Life Course ◽  
Social Insurance ◽  
Market Work ◽  
Income Volatility ◽  
Family Work ◽  
Life Course Transitions ◽  
Social Risks ◽  
Employment Insurance ◽  
Labour Division ◽  
The Life Course

New social risks have arisen due to the deepening of global labour division and the invasion of digital technologies into the production of goods and the delivery of services, but also due to changing preferences and individual work capacities over the life course. As these risks are not only connected with unemployment but also with income volatility due to critical life-course transitions (in particular, between family work and labour-market work, lifelong learning and employment), the need to extend unemployment insurance (UI) towards a system of employment insurance becomes evident. This argument is developed by focusing on the investment character of social insurance against the mainstream view of moral hazard related to any insurance, and by providing good practices or opportunities from various European member states.

Social versus Private Insurance

2018 ◽  
Author(s):  
Pierre Pestieau ◽  
Mathieu Lefebvre
Keyword(s):  
Social Insurance ◽  
Private Insurance ◽  
Population Ageing ◽  
Fiscal Competition ◽  
Public Insurance ◽  
The Public ◽  
Social Risks ◽  
The Family ◽  
Private And Public

This chapter looks at the role of the public versus the private sector in the provision of insurance against social risks. After having discussed the evolution of the role of the family as support in the first place, the specificity of social insurance is emphasized in opposition to private insurance. Figures show the extent of spending on both private and public insurance and the chapter presents economic reasons to why the latter is more developed than the former. Issues related to moral hazard and adverse selection are addressed. The chapter also discusses somewhat more general arguments supporting social insurance such as population ageing, unemployment, fiscal competition and social dumping.

scholarly journals The origins of the state: technology, cooperation and institutions

2020 ◽  
pp. 1-15
Author(s):  
Giacomo Benati ◽  
Carmine Guerriero
Keyword(s):  
Bronze Age ◽  
State Formation ◽  
Risk Sharing ◽  
Group Formation ◽  
Public Spending ◽  
Stable State ◽  
The State ◽  
State Institutions ◽  
Production Conditions ◽  
Alternative Theories

Abstract We develop a theory of state formation shedding light on the rise of the first stable state institutions in Bronze Age Mesopotamia. Our analysis suggests that the mix of adverse production conditions and unforeseen innovations pushed groups favored by old technologies to establish the state by granting political and property rights to powerless individuals endowed with new and complementary skills. Through these reforms, the elite convinced the nonelite that a sufficient part of the returns on joint investments would be shared via public spending and, thus, to cooperate and accumulate a culture of cooperation. Different from the main alternative theories, we stress that: (1) group formation is heavily shaped by unforeseen shocks to the returns on both risk-sharing and innovation; (2) complementarity in group-specific skills, and not violence, is key determinant of state formation; (3) military, merchant and, especially, religious ranks favored state formation and culture accumulation.

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