scholarly journals Research on Supply Chain Financial Risk Assessment Based on Blockchain and Fuzzy Neural Networks

2021 ◽  
Vol 2021 ◽  
pp. 1-8
Author(s):  
Yijie Wang
Keyword(s):  
Neural Network ◽  
Risk Assessment ◽  
Supply Chain ◽  
Credit Risk ◽  
Fuzzy Neural Network ◽  
Financial System ◽  
Fuzzy Neural Networks ◽  
Machine Learning Algorithms ◽  
Supply Chain Finance ◽  
Fuzzy Neural

With the development of supply chain finance, the credit risk of small- and medium-sized financing enterprises from the perspective of supply chain finance has arisen. Risk management is one of the key tasks of the credit business of banks and other financial institutions, which runs through all aspects of the credit business before, during, and after the loan. This article combines blockchain and fuzzy neural network algorithms to study the credit risk of SME financing from the perspective of supply chain finance. This article builds a supply chain financial system through blockchain technology and integrates supply chain financial information into blocks. The fuzzy neural network algorithm is used for financial data processing and risk assessment, effectively solving and improving the risk processing level of the supply chain. Through further simulation, the application effect of blockchain and machine learning algorithms in the supply chain financial system was verified.

Design of Credit Risk Evaluation System Based on the Fuzzy Neural Network and Expert System

2014 ◽  
Vol 543-547 ◽  
pp. 4523-4527
Author(s):  
Hong Min Zhang
Keyword(s):  
Neural Network ◽  
Risk Factors ◽  
Expert System ◽  
Credit Risk ◽  
Index System ◽  
Evaluation System ◽  
Fuzzy Neural Network ◽  
Enterprise Risk ◽  
Fuzzy Neural ◽  
Set Up

Credit risk is the main risk that Chinese commercial banks are facing. Taking into account three categories of risk factors, namely risk factors of enterprise, risk factors of commercial bank and risk factors of macroscopic economy, an index system was set up. Then, according to the index system and the characteristics of fuzzy neural network and expert system, a credit risk rating system based on fuzzy neural network and expert system was proposed.

scholarly journals Optimization of parameters of neuro-fuzzy model

2020 ◽  
Vol 17 (3) ◽  
pp. 1206
Author(s):  
Lyalya Bakievna Khuzyatova ◽  
Lenar Ajratovich Galiullin
Keyword(s):  
Neural Network ◽  
Decision Support ◽  
Decision Support Systems ◽  
Fuzzy Neural Network ◽  
Support Systems ◽  
Fuzzy Model ◽  
Knowledge Bases ◽  
Fuzzy Neural Networks ◽  
Neural Network Models ◽  
Fuzzy Neural

<p>The questions and problems of the formation of knowledge bases of intelligent man-machine decision support systems are considered. The neuron-fuzzy model used in the work is described. The need for increasing the efficiency of the neuron-fuzzy model in the formation of knowledge bases is being updated. The task is to develop methods and algorithms for presetting and optimizing the parameters of a fuzzy neural network. To solve difficult formalized tasks, it is necessary to develop decision support systems - expert systems based on a knowledge base. ES developers are constantly faced with the problems of “extraction” and formalization of knowledge, as well as the search for new ways to obtain it. To do this, use the extraction, acquisition and formation of knowledge. Currently, the formation of knowledge bases is relevant for the creation of hybrid technologies - fuzzy neural networks that combine the advantages of neural network models and fuzzy systems. The analysis of the efficiency of the fuzzy neural network carried out in the work showed that the quality of training of the NN largely depends on the choice of the number of fuzzy granules for input drugs. In addition, to use fuzzy information formalized by the mathematical apparatus of fuzzy logic, procedures are required for selecting optimal forms and presetting the parameters of the corresponding membership functions (MF).</p>

scholarly journals Supply chain finance credit risk assessment using support vector machine–based ensemble improved with noise elimination

2020 ◽  
Vol 16 (1) ◽  
pp. 155014772090363 ◽  
Author(s):  
Ying Liu ◽  
Lihua Huang
Keyword(s):  
Risk Assessment ◽  
Support Vector Machine ◽  
Supply Chain ◽  
Credit Risk ◽  
Financial Analysis ◽  
Learning Algorithm ◽  
Principal Component ◽  
Support Vector ◽  
Machine Model ◽  
Supply Chain Finance

Recently, support vector machines, a supervised learning algorithm, have been widely used in the scope of credit risk management. However, noise may increase the complexity of the algorithm building and destroy the performance of classifier. In our work, we propose an ensemble support vector machine model to solve the risk assessment of supply chain finance, combined with reducing noises method. The main characteristics of this approach include that (1) a novel noise filtering scheme that avoids the noisy examples based on fuzzy clustering and principal component analysis algorithm is proposed to remove both attribute noise and class noise to achieve an optimal clean set, and (2) support vector machine classifiers, based on the improved particle swarm optimization algorithm, are seen as component classifiers. Then, we obtained the final classification results by combining finally individual prediction through AdaBoosting algorithm on the new sample set. Some experiments are applied on supply chain financial analysis of China’s listed companies. Results indicate that the credit assessment accuracy can be increased by applying this approach.

Dynamic Controller Based on Ying Learning Algorithm for Medical Temperature System

2011 ◽  
Vol 187 ◽  
pp. 371-376
Author(s):  
Ping Zhang ◽  
Xiao Hong Hao ◽  
Heng Jie Li
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Fuzzy Neural Network ◽  
Learning Algorithm ◽  
Fuzzy Neural Networks ◽  
The Novel ◽  
Fuzzy Neural ◽  
Learning Set ◽  
And Training ◽  
Novel Algorithm

In order to avoid the over fitting and training and solve the knowledge extraction problem in fuzzy neural networks system. Ying Learning Dynamic Fuzzy Neural Network (YL-DFNN) algorithm is proposed. The Learning Set based on K-VNN is constituted from message. Then the framework of is designed and its stability is proved. Finally, Simulation indicates that the novel algorithm is fast, compact, and capable in generalization.

scholarly journals Multiview Graph Learning for Small- and Medium-Sized Enterprises’ Credit Risk Assessment in Supply Chain Finance

Complexity ◽  
2021 ◽  
Vol 2021 ◽  
pp. 1-13
Author(s):  
Cong Wang ◽  
Fangyue Yu ◽  
Zaixu Zhang ◽  
Jian Zhang
Keyword(s):  
Risk Assessment ◽  
Supply Chain ◽  
Credit Risk ◽  
Quantitative Result ◽  
Small Sample ◽  
Graph Learning ◽  
Credit Risk Assessment ◽  
Risk Assessment Models ◽  
Supply Chain Finance ◽  
Index Systems

In recent years, supply chain finance (SCF) is exploited to solve the financing difficulties of small- and medium-sized enterprises (SMEs). SME credit risk assessment is a critical part in the SCF system. The diffusion of SME credit risk may cause serious consequences, leading the whole supply chain finance system unstable and insecure. Compared with traditional credit risk assessment models, the supply chain relationship, credit condition of SME, and core enterprises should all be considered to rate SME credit risk in SCF. Traditional methods mix all indicators from different index systems. They cannot give a quantitative result on how these index systems work. Furthermore, traditional credit risk assessment models are heavily dependent on the number of annotated SME data. However, it is implausible to accumulate enough credit risky SMEs in advance. In this paper, we propose an adaptive heterogenous multiview graph learning method to tackle the small sample size problem for SMEs’ credit risk forecasting. Three graphs are constructed by using indicators from supply chain operation, SME financial indicator, and nonfinancial indicator individually. All the graphs are integrated in an adaptive manner, providing a quantitative explanation on how the three parts cooperate. The experimental analysis shows that the proposed method has good performance for determining whether SME is risky or nonrisky in SCF. From the perspective of SCF, SME financing ability is still the main factor to determine the credit risk of SME.

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