Small Business Credit Scoring and Its Pitfalls: Evidence from Japan

Ryo Hasumi; Hideaki Hirata

doi:10.1111/jsbm.12049

Small Business Credit Scoring and Its Pitfalls: Evidence from Japan

Journal of Small Business Management ◽

10.1111/jsbm.12049 ◽

2013 ◽

Vol 52 (3) ◽

pp. 555-568 ◽

Cited By ~ 5

Author(s):

Ryo Hasumi ◽

Hideaki Hirata

Keyword(s):

Small Business ◽

Credit Scoring

Download Full-text

Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans

SSRN Electronic Journal ◽

10.2139/ssrn.888576 ◽

2006 ◽

Cited By ~ 16

Author(s):

Robert DeYoung ◽

Dennis Glennon ◽

Peter J. Nigro

Keyword(s):

Small Business ◽

Credit Scoring ◽

Small Business Loans

Download Full-text

The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas

SSRN Electronic Journal ◽

10.2139/ssrn.267532 ◽

2001 ◽

Cited By ~ 9

Author(s):

W. Scott Frame ◽

Michael Padhi ◽

Lynn W. Woosley

Keyword(s):

Small Business ◽

Credit Scoring ◽

Small Business Lending

Download Full-text

The Diffusion of Financial Innovations: An Examination of the Adoption of Small Business Credit Scoring by Large Banking Organizations

SSRN Electronic Journal ◽

10.2139/ssrn.267681 ◽

2001 ◽

Cited By ~ 20

Author(s):

Jalal D. Akhavein ◽

W. Scott Frame ◽

Lawrence J. White

Keyword(s):

Small Business ◽

Credit Scoring ◽

Financial Innovations

Download Full-text

Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers

Journal of Financial Intermediation ◽

10.1016/j.jfi.2007.07.002 ◽

2008 ◽

Vol 17 (1) ◽

pp. 113-143 ◽

Cited By ~ 142

Author(s):

Robert DeYoung ◽

Dennis Glennon ◽

Peter Nigro

Keyword(s):

Small Business ◽

Credit Scoring

Download Full-text

Credit Scoring and the Availability of Small Business Credit in Low‐ and Moderate‐Income Areas

Financial Review ◽

10.1111/j.0732-8516.2004.00066.x ◽

2004 ◽

Vol 39 (1) ◽

pp. 35-54 ◽

Cited By ~ 65

Author(s):

W. Scott Frame ◽

Lynn Woosley

Keyword(s):

Small Business ◽

Credit Scoring

Download Full-text

The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability, Risk, and Profitability

Journal of Financial Services Research ◽

10.1007/s10693-010-0088-1 ◽

2010 ◽

Vol 39 (1-2) ◽

pp. 1-17 ◽

Cited By ~ 45

Author(s):

Allen N. Berger ◽

Adrian M. Cowan ◽

W. Scott Frame

Keyword(s):

Small Business ◽

Credit Scoring ◽

Community Banks ◽

Small Business Lending ◽

Credit Availability

Download Full-text

Modelling small-business credit scoring by using logistic regression, neural networks and decision trees

Intelligent Systems in Accounting Finance & Management ◽

10.1002/isaf.261 ◽

2005 ◽

Vol 13 (3) ◽

pp. 133-150 ◽

Cited By ~ 45

Author(s):

Mirta Bensic ◽

Natasa Sarlija ◽

Marijana Zekic-Susac

Keyword(s):

Neural Networks ◽

Logistic Regression ◽

Small Business ◽

Decision Trees ◽

Credit Scoring

Download Full-text

Credit Scoring and the Availability, Price, and Risk of Small Business Credit

Finance and Economics Discussion Series ◽

10.17016/feds.2002.26 ◽

2002 ◽

Vol 2002 (26) ◽

pp. 1-39 ◽

Cited By ~ 2

Author(s):

Allen N. Berger ◽

◽

W. Scott Frame ◽

Nathan H. Miller

Keyword(s):

Small Business ◽

Credit Scoring

Download Full-text

Differentiated use of small business credit scoring by relationship lenders and transactional lenders: Evidence from firm–bank matched data in Japan

Journal of Banking & Finance ◽

10.1016/j.jbankfin.2014.02.009 ◽

2014 ◽

Vol 42 ◽

pp. 371-380 ◽

Cited By ~ 14

Author(s):

Arito Ono ◽

Ryo Hasumi ◽

Hideaki Hirata

Keyword(s):

Small Business ◽

Credit Scoring ◽

Matched Data

Download Full-text

Credit-scoring models for the evaluation of small-business loan applications

IMA Journal of Management Mathematics ◽

10.1093/imaman/4.1.89 ◽

1992 ◽

Vol 4 (1) ◽

pp. 89-95 ◽

Cited By ~ 2

Author(s):

KEVIN J. LEONARD

Keyword(s):

Small Business ◽

Credit Scoring ◽

Business Loan

Download Full-text