What Factors Are Important in Aversion to Education Debt?

2019 ◽  
Vol 48 (1) ◽  
pp. 5-21 ◽  
Author(s):  
HanNa Lim ◽  
Jae Min Lee ◽  
Kyoung Tae Kim
Keyword(s):  
Education Debt

scholarly journals Distribution of Medical Education Debt by Specialty, 2010-2016

2017 ◽  
Vol 177 (10) ◽  
pp. 1532 ◽  
Author(s):  
Justin Grischkan ◽  
Benjamin P. George ◽  
Krisda Chaiyachati ◽  
Ari B. Friedman ◽  
E. Ray Dorsey ◽  
...  
Keyword(s):  
Medical Education ◽  
Education Debt

How Physician Compensation and Education Debt Impacts Financial Stress and Burnout: A Survey Study of Women in Physical Medicine and Rehabilitation

PM&R ◽  
2020 ◽  
Author(s):  
Monica Verduzco‐Gutierrez ◽  
Allison R. Larson ◽  
Allison N. Capizzi ◽  
Allison C. Bean ◽  
Ross D. Zafonte ◽  
...  
Keyword(s):  
Financial Stress ◽  
Survey Study ◽  
Physical Medicine ◽  
Physical Medicine And Rehabilitation ◽  
Physician Compensation ◽  
Education Debt

Education Debt Owed by Older Families in the 2016 Survey of Consumer Finances

FEDS Notes ◽  
2018 ◽  
Vol 2018 (2292) ◽  
Author(s):  
Jesse Bricker ◽  
◽  
Elizabeth Llanes ◽  
Alice Volz ◽  
◽  
...  
Keyword(s):  
Survey Of Consumer Finances ◽  
Consumer Finances ◽  
Older Families ◽  
Education Debt

Analysis of 2011 physician assistant education debt load

2017 ◽  
Vol 30 (3) ◽  
pp. 37-43 ◽  
Author(s):  
Miranda A. Moore ◽  
Megan Coffman ◽  
James F. Cawley ◽  
Diana Crowley ◽  
Anthony Miller ◽  
...  
Keyword(s):  
Physician Assistant ◽  
Physician Assistant Education ◽  
Education Debt

scholarly journals Predatory Inclusion and Education Debt: Rethinking the Racial Wealth Gap

2019 ◽  
Author(s):  
Louise Seamster ◽  
Raphaël Charron-Chénier
Keyword(s):  
Racial Inequality ◽  
Wealth Inequality ◽  
Racial Groups ◽  
Survey Of Consumer Finances ◽  
Racial Wealth Gap ◽  
Consumer Finances ◽  
Educational Debt ◽  
Blacks And Whites ◽  
Education Debt

Analyses of the recent surge in racial wealth inequality have tended to focus on changes in asset holdings. Debt patterns, by contrast, have remained relatively unexplored. Using 2001-2013 data from the Survey of Consumer Finances (SCF), we show that after peaking in 2007, debt levels for most debt types had returned to pre-financial crisis levels for blacks and whites by 2013. The primary exception to this is education debt, on which this paper focuses. We show that educational debt has increased substantially for blacks relative to whites in the past decade. We also show that this increase in debt is not attributable to differences in educational attainment across racial groups. These trends, we argue, reflect a process of predatory inclusion, where lenders and financial actors offer needed services to black households, but on exploitative terms that limit or eliminate their long-term benefits. Predatory inclusion, we propose, is one of the mechanisms behind the persistence of racial inequality in contemporary markets.

Doing More With Less: A Survey of Economic Precarity, Financial Strain, Burnout, and Secondary Traumatic Stress in Philadelphia’s Public Mental Health System

2021 ◽  
Author(s):  
Briana Shiri Last ◽  
Simone H. Schriger ◽  
Emily M. Becker-Haimes ◽  
Sara Fernandez-Marcote ◽  
Natalie Dallard ◽  
...  
Keyword(s):  
Mental Health ◽  
Health System ◽  
Traumatic Stress ◽  
Mental Health System ◽  
Secondary Traumatic Stress ◽  
Public Mental Health ◽  
Financial Strain ◽  
Public Mental Health System ◽  
Mental Health Funding ◽  
Education Debt

Background: Efforts to increase the implementation of evidence-based interventions come at a time of rising inequality and cuts to public mental health funding. Clinicians in publicly funded mental health clinics face increased demands, work long hours, experience financial stress, and treat clinically severe, under-resourced patients. A detailed understanding of clinicians' economic precarity, financial strain, and job-related stressors, and an understanding of how these factors relate to treatment delivery, is needed. Methods: In July 2020, we surveyed 49 clinicians working in Philadelphia’s public mental health system who participated in a large-scale trauma-focused cognitive behavioral therapy (TF-CBT) training initiative. Respondents reported on professional burnout, economic precarity, financial strain, secondary traumatic stress, and self-reported use of TF-CBT. We examined associations between clinicians’ economic precarity, job-related stressors, and their TF-CBT use with mixed models. We used content coding to organize open-ended responses into themes.Results: Economic precarity, financial strain, burnout, and secondary traumatic stress among respondents was high. Thirty-seven percent of clinicians were independent contractors, and of those, 44% reported desiring a salaried position. Most clinicians (76%) had outstanding education loans, and of those, 38% reported over $100,000 in education debt. In the last year, 29% of clinicians went without personal mental healthcare due to cost. Most clinicians (73%) endorsed at least one symptom of secondary traumatic stress, with 22% scoring above the clinical cutoff. Education debt was negatively associated with TF-CBT use (p<0.001). Secondary traumatic stress, measured continuously and categorically, was associated with burnout (ps<0.05).Discussion: Clinicians in Philadelphia’s public mental health system experience burnout, economic precarity, financial strain, and secondary traumatic stress, which were associated with TF-CBT use. The economic strain and stress of providing care in under-resourced clinical settings may interfere with ongoing efforts to integrate scientific evidence into mental health services. Financial investment in the mental health workforce is essential.

scholarly journals Opinion and Special Articles: Loan forgiveness options for young neurologists

Neurology ◽  
2017 ◽  
Vol 88 (15) ◽  
pp. e153-e156
Author(s):  
Benjamin P. George ◽  
E. Ray Dorsey ◽  
Justin A. Grischkan
Keyword(s):  
Public Service ◽  
Academic Career ◽  
Practice Location ◽  
Loan Forgiveness ◽  
Education Debt

Increasing education debt has led to the availability of a variety of loan forgiveness options including the Department of Education's Public Service Loan Forgiveness (PSLF) program. This article discusses the current landscape of loan forgiveness options including trends in PSLF for rising neurology trainees, and implications for choices in specialization, employment, practice location, and the pursuit of an academic career. We further provide guidance on how to navigate the various loan forgiveness options that neurology residents and fellows may consider.

Beyond Mediocrity: The Dialectics of Crisis in the Continuing Miseducation of Black Youth

2017 ◽  
Vol 87 (2) ◽  
pp. 161-185 ◽  
Author(s):  
Brian D. Lozenski
Keyword(s):  
African American ◽  
Achievement Gap ◽  
Black Youth ◽  
First Century ◽  
Self Determination ◽  
American Education ◽  
African American Education ◽  
Educational Decisions ◽  
Early Twenty ◽  
Education Debt

In this essay, Brian D. Lozenski explores why Gloria Ladson-Billings's 2006 pronouncement of the nation's “education debt,” as opposed to “achievement gap,” has not gained traction in the national discourse around educational disparity. He contends that education debt is a more nuanced, historically based, and generative framing of racialized educational disparity, which has been marginalized by the narratives of crisis in education, specifically with black youth, that necessitate a frantic urgency allowing for ahistorical, quick-fix solutions to complex problems. Through a tracing of four major epochs in African American education, including the mid-nineteenth-century era of slavery statutes, Reconstruction, post–Brown v. Board, and today's early twenty-first-century “crisis,” of the underachievement of black youth in schools, the author considers how African American education has always been precarious and, thus, able to be labeled a “crisis.” Using a combination of synchronic (snapshot) and diachronic (longitudinal) analyses, he demonstrates how the achievement gap logic does not allow us to address historical constructions of contemporary disparity. Lozenski concludes the essay by suggesting that African American self-determination, and not the reification of the nation-state through state-centered reform efforts, should be the driving force behind educational decisions that impact black youth.

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