Secure OTP and Biometric Verification Scheme for Mobile Banking

Author(s):  
Chang-Lung Tsai ◽  
Chun-Jung Chen ◽  
Deng-Jie Zhuang
Author(s):  
Dongmei Sun ◽  
Qiang Li ◽  
Tong Liu ◽  
Bing He ◽  
Zhengding Qiu

Biometric verification of has turned out to be progressively well known as of late. With the improvement of cloud computing, database owners are enthused to outsource the enormous size of biometric information and verification activity to the cloud to dispose of the costly capacity and calculation costs, which anyway carries potential dangers to clients' security. This article presents an proficient and protection saving biometric verification outsourcing plan. In particular, the biometric information is encoded and redistributed to the cloud server. To execute a biometric verification, the database owner encodes the query information and submits it to the cloud. The cloud performs verification tasks over the encoded database and returns the outcome to the database owner. A careful security examination shows the proposed plan is secure regardless of whether aggressors can produce verification demands and intrigue with the cloud. Contrasted and past conventions, trial results demonstrate the proposed plan accomplishes a better presentation in both preparation and verification systems.


2008 ◽  
Vol 67 (19) ◽  
pp. 1777-1790 ◽  
Author(s):  
C. Cruz-Ramos ◽  
R. Reyes-Reyes ◽  
J. Mendoza-Noriega ◽  
Mariko Nakano-Miyatake ◽  
Hector Manuel Perez-Meana

Author(s):  
Sultan Y. As-Sultan ◽  
◽  
Ibrahim Ahmed Al-Baltah ◽  
Fua’ad Hassan Abdulrazzak ◽  
◽  
...  

Author(s):  
Dinh Thi Thanh Van ◽  
Nguyen Thuc Trang

Financial inclusion and startup are two topics, which recently get attention of academic researchers and policy makers in Vietnam. One of the important factors for setting up a successful startup is the financial capability of the owners. Therefore, financial inclusion has a strong correlation with startup establishment. This article tested the effects of several factors in financial index (findex) developed by World Bank on startup establishment in some OECD countries. The result showed that borrowing from friends and relatives along with from credit institutions and opening a debit account at banks have  significant impacts on startup establishment in these countries. Finally, the article presented several recommendations for policy makers to stimulate the startup growth in Vietnam in the next time. Key words startup, financial inclusion, startup establishment References 1. Colman Msoka (2015), “Financial inclusion and microfinance in Tanzania”, Inclusive growth: Tanzania Country Report2. Endeavor-GEM, 2011, “High-Impact Entrepreneurship Global Report”3. Eric Ries, 2012, “The Lean Startup” book”, http://www.stpia.ir/files/The%20Lean%20Startup%20.pdf 4. European Startup Monitor, 2015, “European Startup Monitor 2015”, http://europeanstartupmonitor.com/fileadmin/presse/download/esm_2015.pdf 5. Jennifer Dahlin Ivarsson (2014), “Mobile-banking and entrepreneurship: Is there a link? A case study on South Africa”, Nationalekonomiska Institutionen, Box 7082, ISSN 0283 – 15896. Maher Al-Mahouq (2010), “Success factors of small and medium-sized enterprises(SMEs): The case of Jordan”, Anadol University jourmal of social sciences, Cilt/Vol.: 10 – Say/No:1-16 (2010)7. Mohammed S.Chowdhury (2013), “Success factors of entrepreneurs of small and medium sized enterprises: Evidence from Banladesh”, Business and Economic Research, ISSN 2162 – 4860, 2013, Vol.3, No.2.8. OECD, 2015, “Entrepreneurship at a Glance 2015”9. Roman Angela, 2011, “SME’s sector access to finance: An overview”10. Yao Wang, 2014, “What are the biggest obstacles to growth of SMEs in developing countries? An empirical evidence from an enterprise survey”, JED 210 Paper


Author(s):  
BABA MESHACH ◽  
MOSES DOGONYARO NOEL ◽  
LEGBO YISA VICTOR ◽  
MAJEEDAH OMOBOLANLE OLATUNDE ◽  
◽  
...  

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