Empirical analysis on the relationship between the entry of foreign banks and risk-taking behavior of Chinese commercial Banks

2011 ◽  
Author(s):  
Li Min ◽  
Guo Xuwen ◽  
Zhang Lijing ◽  
Sen Yanyan
Keyword(s):  
Empirical Analysis ◽  
Risk Taking ◽  
Commercial Banks ◽  
Foreign Banks ◽  
Risk Taking Behavior ◽  
The Relationship

scholarly journals Risk-Taking Behavior and the Consumption of Alcohol Mixed with Energy Drink among Australian, Dutch and UK Students

2021 ◽  
Vol 18 (10) ◽  
pp. 5315
Author(s):  
Sean J. Johnson ◽  
Sarah Benson ◽  
Andrew Scholey ◽  
Chris Alford ◽  
Joris C. Verster
Keyword(s):  
Alcohol Consumption ◽  
The Netherlands ◽  
Risk Taking ◽  
Positive Relationship ◽  
Energy Drinks ◽  
Energy Drink ◽  
Energy Drink Consumption ◽  
Risk Taking Behavior ◽  
The Relationship ◽  
Level Of Risk

The relationship between risk-taking behavior, alcohol consumption and negative alcohol-related consequences is well known. The current analyses were conducted to investigate whether alcohol mixed with energy drink (AMED) is related to risk-taking behavior and if there is a relationship between the amount of energy drink mixed with alcohol consumed, risk-taking behavior and negative alcohol-related consequences. Data from N = 1276 AMED consuming students from the Netherlands, UK and Australia who completed the same survey were evaluated. The analysis revealed that, compared to AMED occasions, on alcohol only (AO) occasions significantly more alcohol was consumed and significantly more negative alcohol-related consequences were reported. On both AO and AMED occasions, there was a strong and positive relationship between amount of alcohol consumed, level of risk-taking behavior and number of reported negative alcohol-related consequences. In contrast, the level of risk-taking behavior was not clearly related to energy drink consumption. Across risk-taking levels, differences in the amount of energy drink consumed on AMED occasions did not exceed one 250 mL serving of energy drink. When correcting for the amount of alcohol consumed, there were no statistically significant differences in the number of energy drinks consumed on AMED occasions between the risk-taking groups. In conclusion, alcohol consumption is clearly related to risk-taking behavior and experiencing negative alcohol-related consequences. In contrast, energy drink intake was not related to level of risk-taking behavior and only weakly related to the number of experienced negative alcohol-related consequences.

Sexual Coercion in the College Population: A Form of Risk-Taking Behavior

2017 ◽  
Vol 35 (23-24) ◽  
pp. 5276-5291
Author(s):  
Alisa R. Garner ◽  
Laura C. Spiller ◽  
Patrick Williams
Keyword(s):  
Decision Making ◽  
Risk Taking ◽  
Sexual Coercion ◽  
Sensation Seeking ◽  
Outcome Expectation ◽  
College Population ◽  
Risk Taking Behavior ◽  
Reckless Behavior ◽  
Decision Making Model ◽  
The Relationship

The purpose of this study was to examine whether a decision-making model of risk-taking behavior, specifically impulsivity, positive and negative outcome expectation, and sensation seeking, can be extended to motivation for perpetration of sexual coercion. Participants included 276 sexually active college students between the ages of 18 and 25 years old who completed a set of questionnaires: (a) Sexual Experiences Survey, (b) Sensation Seeking Scales, (c) Cognitive Appraisal of Risky Events, (d) Barratt Impulsiveness Scale, and (e) Reckless Behavior Questionnaire. Multiple regression analyses were utilized to examine the relationship between these decision-making models and sexually coercive behaviors. General risk-taking behaviors were positively correlated with acts of sexual coercion, r = .16, p < .01. The predictor variables accounted for a significant amount of the variance in sexual coercion, R2 = .11, F(4, 246) = 7.57, p < .01. Only sensation seeking contributed unique variance to our model of sexual coercion, β = .27, t = 4.06, p < .01. Interventions to reduce sexual coercion may be more successful if they target those high in risk-taking. Similarly, prevention efforts informed by research on how to engage and hold the attention of sensation seeking youth may be more successful.

CEO Overconfidence and the Effects of Equity-Based Compensation on Strategic Risk-Taking in the U.S. Restaurant Industry

2014 ◽  
Vol 42 (2) ◽  
pp. 224-259 ◽  
Author(s):  
Kwanglim Seo ◽  
Amit Sharma
Keyword(s):  
Risk Behaviors ◽  
Empirical Analysis ◽  
Risk Taking ◽  
Restaurant Industry ◽  
Positive Relation ◽  
Comprehensive Understanding ◽  
Strategic Risk ◽  
Strategic Risk Taking ◽  
The Relationship ◽  
The U.S

The purpose of this study was to investigate (a) the moderating effect of CEO overconfidence on the relationship between equity-based compensation and strategic risk-taking and (b) the relationship between franchising and strategic risk-taking in the U.S. restaurant industry. Given wide use of a franchise system among U.S. restaurant firms, an understanding of the association between equity-based compensation and strategic risk-taking relative to CEOs’ risk behaviors seems particularly important. We conducted our empirical analysis in the U.S. restaurant industry using a sample of 659 firm-year observations from 1992 to 2013. Our findings showed that (a) overconfident CEOs, while holding equity-based compensation, tended to take on more strategically risky investments, and (b) there was a positive relation between franchising and risk-taking. Considering the behavioral and industry-specific characteristics, study findings could provide a more comprehensive understanding of how equity-based compensation influences strategic risk-taking in the U.S. restaurant industry.

THE EFFECTS OF MOOD AND OPENNESS-TO-FEELING TRAIT ON CHOICE

2007 ◽  
Vol 35 (3) ◽  
pp. 351-358 ◽  
Author(s):  
Shih-Chieh Chuang ◽  
Chwen-Li Chang
Keyword(s):  
Risk Taking ◽  
Negative Mood ◽  
Positive Mood ◽  
Mood States ◽  
Individual Personality ◽  
Risk Taking Behavior ◽  
The Individual ◽  
Relationship Of ◽  
The Relationship

How do mood states influence risk-taking and choice? This study was conducted to demonstrate and explain the relationship of mood, risk-taking, and choice. The results showed that participants were more likely to systematically display risk-taking behavior when in a negative mood than when in a positive mood. The mood effect was moderated by openness to feelings (OF) in the individual personality.

scholarly journals State Ownership and Risk-Taking Behaviour: Evidence from Malaysia’s Banking Industry

2020 ◽  
Vol 15 ◽  
pp. 65-94
Author(s):  
Ai-Xin Lee ◽  
Chee-Wooi Hooy
Keyword(s):  
Corporate Governance ◽  
Board Of Directors ◽  
Significant Role ◽  
Risk Taking ◽  
Commercial Banks ◽  
Banking Industry ◽  
State Ownership ◽  
Government Ownership ◽  
Corporate Governance Mechanisms ◽  
The Relationship

This study investigates state ownership on risk-taking behaviour in Malaysia’s banking industry. Using the panel of Malaysian commercial banks, this paper examines whether banks’ risk-taking is affected by Malaysian government ownership through the five largest investment arms of Malaysia (GLICs). The findings show that state-owned banks exhibit higher risk-taking behaviour compared to the private-owned banks in terms of loans. There is evidence that a higher degree of state ownership has a more significant impact on banks’ risk-taking behaviour. We also investigate the relationship with corporate governance mechanisms. The findings suggest that the composition of board of directors somehow plays a significant role in the governance of banks.

scholarly journals Role of Managerial Competencies and Risk-Taking Behavior in Financial Service Outreach of Microfinance Banks in Pakistan

2019 ◽  
Vol 15 (2) ◽  
pp. 25-42
Author(s):  
Fozia Taj ◽  
Keyword(s):  
Risk Taking ◽  
Positive Relationship ◽  
Financial Service ◽  
Primary Data ◽  
Managerial Competencies ◽  
Managerial Risk ◽  
Calculated Risk ◽  
Risk Taking Behavior ◽  
The Relationship

This study aims to investigate the relationship between the managerial risk-taking, managerial competencies and financial service outreach of microfinance banks in Pakistan. Primary data was collected from 36 branches of microfinance banks (MFBs) in nine cities. The unit of investigation is the branch manager and senior credit officer of each MFB branch. Descriptive statistics, correlation and regression, are used for data analysis. This study found a positive relationship between financial service outreach of MFBs and managerial competencies; financial service outreach also has a positive relationship with the risk-taking behavior of managers. There is a positive relationship between risk-taking behavior and financial service outreach of banks. The risk-taking behavior partially mediates the relationship between the managerial competencies and financial service outreach. The magnitude of the relationship between managerial competencies and outreach is significant, and its magnitude reduces when there is the mediation of managerial risk-taking behavior between them. Thus, managerial competencies, along with risk-taking behavior are the keys drivers of financial service outreach of MFBs. This study informs MFB’s top management and policymakers that competencies of managers and their calculated risk-taking propensities determined outreach performance of the MFBs.

scholarly journals Research on the Impact of Financing Liquidity on Risk-taking of Commercial Banks

2019 ◽  
Vol 267 ◽  
pp. 04012
Author(s):  
Yumeng Bu
Keyword(s):  
Risk Taking ◽  
Financial Crises ◽  
Commercial Banks ◽  
Mutual Influence ◽  
Risk Exposure ◽  
External Financing ◽  
Internal Financing ◽  
The Impact ◽  
The Relationship ◽  
Bank Risks

Insufficient liquidity and maturity mismatches lead to bank risks and financial crises. After Basel III included the net stable funding ratio into regulatory indicators, the relationship between the liquidity indicators represented by the net stable capital ratio and the bank's risk exposure triggered discussions among domestic and foreign scholars. This paper uses the data of China's commercial banks, mainly discussing the mutual influence of internal financing liquidity and external financing liquidity on the risk exposure of banks, and then putting forward some suggestions on how to reduce bank risks through financing liquidity.

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