Mutual authentication in securing mobile payment system using encrypted QR code based on public key infrastructure

2016 ◽  
Author(s):  
Ariana Tulus Purnomo ◽  
Yudi Satria Gondokaryono ◽  
Chang-Soo Kim
Keyword(s):  
Mutual Authentication ◽  
Public Key Infrastructure ◽  
Payment System ◽  
Public Key ◽  
Mobile Payment ◽  
Qr Code

Utilizing national public-key infrastructure in mobile payment systems

2008 ◽  
Vol 7 (2) ◽  
pp. 214-231 ◽  
Author(s):  
Marko Hassinen ◽  
Konstantin Hyppönen ◽  
Elena Trichina
Keyword(s):  
Public Key Infrastructure ◽  
Public Key ◽  
Mobile Payment ◽  
Payment Systems

Mobile Payment

2011 ◽  
pp. 2619-2625 ◽  
Author(s):  
Gyõzõ Gódor ◽  
Zoltán Faigl ◽  
Máté Szalay
Keyword(s):  
Mobile Communications ◽  
Reference Model ◽  
Public Key Infrastructure ◽  
Public Key ◽  
Mobile Payment ◽  
Wireless Devices ◽  
Electronic Signatures ◽  
Electronic Transactions ◽  
Bank Transfer ◽  
Legislative Framework

The widespread usage of new telecommunication technologies implies the demand on payment via Internet since the ’90s. First, these solutions were applied only by pioneer users, while average men still chose traditional payment methods such as payment by cash, cheque, or bank transfer. In the latest decade, the notable improvement of mobile communications allowed the provision of customized services. A new payment method has appeared which is called mobilepayment. Consequently, increasing number of banks provide access to their services via mobile equipment. Reliable network security is an essential prerequisite for the expansion of the rapidly growing world of electronic payment. Public key infrastructure (PKI) offers the capabilities needed to provide this security. Establishing trust in a wireless public key infrastructure (WPKI) is crucial for the success of applications that will exploit the opportunities created by handheld wireless devices. This trust is based on the reliability of the technology but also on a carefully implemented system of laws, policies, standards, and procedures. The development of trusted electronic transactions is motivated by legislation. The EU adopted a legislative framework to guarantee the security and acceptance of electronic signatures in 1999. The U.S. adopted legislation for the recognition of electronic signatures in national and global trade in June 2000 (Sievers, 2000). This article deals with mobile payment and mobile banking services and focuses particularly on the mobile side of the system. First, we introduce the technological background necessary for developing m-services, and we define the m-payment reference model. After that, the differences between chip-card and software based implementations will be presented. Finally, we conclude the article and summarize the main terms used in the article.

Efficient Mobile Payment System Using a near Field Communication (NFC)

2012 ◽  
Vol 263-266 ◽  
pp. 2785-2791
Author(s):  
Yun Seok Lee ◽  
Eun Kim ◽  
Sung Jin Kim ◽  
Min Soo Jung
Keyword(s):  
Mobile Devices ◽  
Hash Function ◽  
Near Field ◽  
High Strength ◽  
Payment System ◽  
Public Key ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Symmetric Key ◽  
Lightweight Authentication

Today, users can access in the network environments anywhere and anytime through a mobile devices. These environments also can be able to perform mobile payment through these devices anytime and anywhere. Especially, in case of a recently being spotlighted NFC can operate high-strength crypto algorithms unlike the existing RFID. And also, this supports the technology as ‘Tag to Device’, ‘Device to Device’. Recently, various studies are being actively researched about the mobile payment system through these NFC devices. In case of existing papers are performed payment steps using most of a Public Key(PKI) or Symmetric-Key based heavy crypto algorithms, therefore, can be slow than how to use a hash-function and XOR. And also, environment construction of tracing, storing and managing about payment information is not strong. In this paper, to solve these problems, we were able to improve on performing time by lightweight authentication method using a hash function and XOR algorithms. And also, we designed that data about the payment information safe can be stored into the USIM File System. Thus, because of this method, we propose a scheme that can be traced about the deny payment.

scholarly journals The Combining Method of Fingerprint and QR Code as Mutual Authentication for Mobile Payment

2017 ◽  
Vol 10 (3) ◽  
pp. 345-356 ◽  
Author(s):  
Ariana Tulus Purnomo ◽  
Chang-Soo Kim ◽  
Yudi Satria Gondokaryono ◽  
Ilkyeun Ra
Keyword(s):  
Mutual Authentication ◽  
Mobile Payment ◽  
Qr Code
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