Deutsche Bank and the Road to Basel III

2017 ◽  
pp. 1-20
Author(s):  
George (Yiorgos) Allayannis ◽  
Gerry Yemen ◽  
Andrew C. Wicks ◽  
Matthew Dougherty
Keyword(s):  
Financial Management ◽  
Banking Sector ◽  
Early Stage ◽  
Regulatory Reform ◽  
Basel Iii ◽  
Factors Affecting ◽  
The Road ◽  
Global Industry ◽  
Universal Bank

This public-sourced case was named the best finance case of 2013 in the 24th annual awards and competition sponsored by The Case Centre. It was designed for and works well in the latter portion of a GEMBA Financial Management and Policies course and in the early stage of a second-year MBA elective Financial Institutions and Markets course. The case is set in mid-2012 as the new co-CEOs of Deutsche Bank are about to speak in an analyst call. Students are the decision makers and have the opportunity to evaluate the various factors affecting a bank's situation in a changing global industry, such as leverage and credit quality, as well as to discuss the implications on Deutsche Bank and the banking sector more broadly of Basel III, the global regulatory reform. The students also have the opportunity to conduct a valuation of the bank. Investors were anxious to know whether the new co-CEOs would discuss the strategy of how Deutsche Bank planned to meet the new regulatory requirements, what effect Basel III would have on the company's profitability, and what lines of business it would focus on going forward in a new banking environment. They also wanted to know more about the benefits of the 2010 majority stake investment in Postbank, a German commercial bank. In class, this discussion also allows for a broader examination of the universal bank model and the role of banks within society.

scholarly journals Big Data Analytics in urology: the story so far and the road ahead

2021 ◽  
Vol 13 ◽  
pp. 175628722199813
Author(s):  
B. M. Zeeshan Hameed ◽  
Aiswarya V. L. S. Dhavileswarapu ◽  
Nithesh Naik ◽  
Hadis Karimi ◽  
Padmaraj Hegde ◽  
...  
Keyword(s):  
Big Data ◽  
Data Analytics ◽  
Early Stage ◽  
Big Data Analytics ◽  
Positive Trend ◽  
The Road ◽  
Healthcare Data ◽  
Urological Disorders ◽  
Different Sources

Artificial intelligence (AI) has a proven record of application in the field of medicine and is used in various urological conditions such as oncology, urolithiasis, paediatric urology, urogynaecology, infertility and reconstruction. Data is the driving force of AI and the past decades have undoubtedly witnessed an upsurge in healthcare data. Urology is a specialty that has always been at the forefront of innovation and research and has rapidly embraced technologies to improve patient outcomes and experience. Advancements made in Big Data Analytics raised the expectations about the future of urology. This review aims to investigate the role of big data and its blend with AI for trends and use in urology. We explore the different sources of big data in urology and explicate their current and future applications. A positive trend has been exhibited by the advent and implementation of AI in urology with data available from several databases. The extensive use of big data for the diagnosis and treatment of urological disorders is still in its early stage and under validation. In future however, big data will no doubt play a major role in the management of urological conditions.

Factors Affecting Women Leadership to Reach Top Management and Its Impact on the Economy

2018 ◽  
pp. 87-119
Author(s):  
Adel Ismail Al-Alawi ◽  
Nehal Fareed El Naggar
Keyword(s):  
Banking Sector ◽  
Response Rate ◽  
Arab World ◽  
Factors Affecting ◽  
Banking Institutions ◽  
Male Supremacy ◽  
Response Rate Data ◽  
Retail Banks ◽  
Depth Interviews

In today's dynamic organizations, as women climb up the corporate ladder, they don't seem to sustain and even might become extinct on the way upwards. In developing countries, especially in the Arab world, females have been regarded as the inferior of the species in a strictly male-dominated culture where they have been denied access to roles and positions open only to men, as male supremacy is the norm. This is a descriptive study based on mixed methods aiming to understand the role of women in the banking sector in the Kingdom of Bahrain. In-depth interviews were conducted with 5 female decision makers in the Bahraini banking sector to take their perspective on the topic with a total of 450 online questionnaires that were distributed to 26 banking institutions representing both conventional and Islamic retail banks with a response rate of 200 respondents with a valid response of 147 representing 33% response rate. Data were analyzed using both descriptive and inferential analyses; techniques such as tabulation, percentages, and charts have been employed.

scholarly journals Assessment of debt counselling services: A case of Gauteng, South Afrca

2017 ◽  
Vol 9 (1) ◽  
pp. 194-208 ◽  
Author(s):  
Kgomotso H. Masilo ◽  
Johan Marx
Keyword(s):  
Financial Management ◽  
Management Education ◽  
Early Stage ◽  
Well Being ◽  
Descriptive Statistics ◽  
Management Skills ◽  
Counselling Services ◽  
High Level

The high level of over-indebtedness in Gauteng is cause for concern. The number of consumers applying for debt counselling as well as the registered debt counsellors is increasing. The study on which this article reports aimed at exploring and describing the role of debt counselling in terms of personal financial well-being of consumers in Gauteng. Fifteen debt counsellors were interviewed and 300 consumers were surveyed. Data was analysed using descriptive statistics. There was no evidence that consumers who received debt counselling improved in their financial standing. It was observed that both debt counsellors and consumers lacked financial management skills. It was concluded that, while debt counselling is important, it does not necessarily improve the financial well-being of consumers. It is recommended that financial management skills should serve as a pre-requisite for debt counselling registration and consumers be introduced to personal financial management education at an early stage of their lives.

scholarly journals Accounting for operational risk in credit institutions while improving the bank’s economic security

2020 ◽  
pp. 59-70
Author(s):  
Natalya Filimonova ◽  
Ol'ga Luskatova ◽  
Marina Roberts
Keyword(s):  
Banking Sector ◽  
Banking System ◽  
Operational Risk ◽  
Economic Security ◽  
Credit Institution ◽  
Factors Affecting ◽  
Operational Risks ◽  
System Methodology ◽  
Credit Institutions

The article considers the economic security of the banking system as an integral part of the national security of the country. Approaches to the assessment of the concept and factors of economic security of credit institutions are studied, the state of the banking sector for the period 2018—2020 is analyzed, development problems and factors affecting the level of economic security of banks are identified. The role of accounting for operational risks in ensuring and improving the economic security of a credit institution is described using the example of Sberbank. Measures to limit operational risk are presented, and the effectiveness of proposals is calculated using the CAMELS rating system methodology.

scholarly journals ANALISIS FAKTOR EKSTERNAL DAN PERFORMANCE INDIKATOR BPRS INDONESIA TERHADAP PEMBIAYAAN SEKTOR PERDAGANGAN, HOTEL DAN RESTORAN

2018 ◽  
Vol 6 (2) ◽  
pp. 74-89
Author(s):  
Achmad Adhi Wiyono ◽  
Sri Mulatsih
Keyword(s):  
Performance Indicators ◽  
Banking Sector ◽  
Regulatory Capital ◽  
Economic Sectors ◽  
Monthly Data ◽  
Factors Affecting ◽  
Vector Error Correction ◽  
Vector Error ◽  
Financing Performance

The trade, hotels and restaurants sector is one of the economic sectors that have an important role in the growth of the national economy. However, the development of trade, hotels and restaurants are still not optimal, is evidenced by the continued decline in the proportion of financing in this sector. The main problem of the trade, hotels and restaurants in Indonesia is limited access to capital and the regulatory capital faced by the microfinance sector, so that the necessary role of the banking sector one of them through the BPRS. The purpose of this study to analyze performance indicators and external factors affecting BPRS financing for trade, hotels and restaurants in Indonesia. This study uses a model of Vector Error Correction with monthly data from January 2011 to July 2016. The results showed that the BI rate, inflation, PaR and DPK significant effect on the financing of trade, hotels and restaurants, whereas no significant effect Leverage. Keywords: BPRS, Financing, Performance, Trade hotel and restaurant.

scholarly journals Factors influencing the implementation of Basel III: An empirical analysis of the UAE banks

2021 ◽  
Vol 16 (1) ◽  
pp. 152-167
Author(s):  
Rama Rezq Aljaber ◽  
Hussein A. Hassan Al-Tamimi
Keyword(s):  
Central Bank ◽  
Banking Sector ◽  
Capital Adequacy ◽  
Basel Iii ◽  
Senior Managers ◽  
Implementation Processes ◽  
Effective Implementation ◽  
Current Implementation ◽  
Expected Benefits

Basel III accord was introduced in 2010 to support banks facing the sever effect of the 2007–2008 financial crisis in terms of liquidity and capital adequacy. The importance of this paper stems from the investigation of the implementation of this Accord in the UAE, and what are the reasons behind the effective implementation. While some previous studies on the UAE have examined Basel Accord, no studies have so far examined the effective implementation of Basel III. In this study, a modified questionnaire was used, a total of 90 bank senior managers responded to the questionnaire and their responses were used to answer the research questions and hypotheses. The results of the regression analysis support the hypotheses proposing a significant positive relationship between implementation effectiveness and expected benefits and availability of resources needed. The results of the analysis did not support the influence of the variables of awareness, the role of management, and the role of the central bank. Based on the findings of this study, three recommendations were made. First, to promote the effective implementation of the Basel Accords in the UAE’s banking sector. Second, banks should review current implementation processes and plans to ensure that employees understand the requirements for implementing Basel III. And third, the UAE Central Bank should be more involved in setting a framework for implementing regulations to ensure the effective implementation of Basel III.

scholarly journals ANALISIS FAKTOR EKSTERNAL DAN PERFORMANCE INDIKATOR BPRS INDONESIA TERHADAP PEMBIAYAAN SEKTOR PERDAGANGAN, HOTEL DAN RESTORAN

2018 ◽  
Vol 6 (2) ◽  
pp. 74-89
Author(s):  
Achmad Adhi Wiyono ◽  
Sri Mulatsih
Keyword(s):  
Performance Indicators ◽  
Banking Sector ◽  
Regulatory Capital ◽  
Economic Sectors ◽  
Monthly Data ◽  
Factors Affecting ◽  
Vector Error Correction ◽  
Vector Error ◽  
Financing Performance

The trade, hotels and restaurants sector is one of the economic sectors that have an important role in the growth of the national economy. However, the development of trade, hotels and restaurants are still not optimal, is evidenced by the continued decline in the proportion of financing in this sector. The main problem of the trade, hotels and restaurants in Indonesia is limited access to capital and the regulatory capital faced by the microfinance sector, so that the necessary role of the banking sector one of them through the BPRS. The purpose of this study to analyze performance indicators and external factors affecting BPRS financing for trade, hotels and restaurants in Indonesia. This study uses a model of Vector Error Correction with monthly data from January 2011 to July 2016. The results showed that the BI rate, inflation, PaR and DPK significant effect on the financing of trade, hotels and restaurants, whereas no significant effect Leverage. Keywords: BPRS, Financing, Performance, Trade hotel and restaurant.

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