Re-assessing the role of credit unions in community development: a case study of Derry Credit Union, Northern Ireland

2002 ◽  
Vol 37 (3) ◽  
pp. 249-259 ◽  
Author(s):  
D. Heenan
Keyword(s):  
Northern Ireland ◽  
Community Development ◽  
Credit Unions ◽  
Credit Union

Religion and Politics: The Case of Northern Ireland

2007 ◽  
Author(s):  
Brian Walker
Keyword(s):  
Northern Ireland ◽  
Western Europe ◽  
Religion And Politics ◽  
Independent Factor ◽  
Considerable Influence ◽  
Academic Literature ◽  
The Subject ◽  
Role Of Religion

This article looks at the role of religion in politics. Northern Ireland provides not only a good case study for this issue but also an opportunity to see how the subject has been approached in academic literature over the last forty years. It is argued here that religion can be a modern day, independent factor of considerable influence in politics. This has been important not only in Northern Ireland but also elsewhere in Western Europe in the twentieth century. This reality has been largely ignored until recently, partly because the situation in Northern Ireland has often been studied in a limited comparative context, and partly because of restrictive intellectual assumptions about the role of religion in politics.

scholarly journals Bridging the Gap? Government Subsidized Lending and Access to Capital

2013 ◽  
Vol 2 (1) ◽  
pp. 98-128 ◽  
Author(s):  
Kristle Romero Cortés ◽  
Josh Lerner
Keyword(s):  
Community Development ◽  
Financial Institutions ◽  
Regression Discontinuity ◽  
Financial Institution ◽  
Credit Unions ◽  
Credit Union ◽  
First Year ◽  
Public Funds ◽  
Union Activity

The consequences of providing public funds to financial institutions remain controversial. We examine the Community Development Financial Institution (CDFI) Fund’s impact on credit union activity, using hitherto little studied U.S. Treasury data. The CDFI Fund grants increase lending at credit unions by 3%. For every dollar awarded, 45 additional cents are loaned out to borrowers in the first year, and up to an additional $1.60 is loaned out within three years. Delinquent loan rates also increase slightly. Our panel results are supported by a broadband regression discontinuity analysis. Politics does not seem to play a role in allocating funding. (JEL G28)

scholarly journals Credit unions, co-operatives, sustainability and accountability in a time of change

2019 ◽  
Vol 46 (2) ◽  
pp. 309-323 ◽  
Author(s):  
Akis Kleanthous ◽  
Robert A. Paton ◽  
Fiona M. Wilson
Keyword(s):  
Financial Crisis ◽  
Credit Unions ◽  
State Intervention ◽  
Credit Union ◽  
Content Type ◽  
Stakeholder Relationships ◽  
Study Approach ◽  
Governance Model ◽  
First Time

Purpose The financial crisis of 2008 resulted in calls for change. Commentators suggested that co-operatives, in particular credit unions, could provide accountability and sustainability through their open governance and mutual status. However, such suggestions assumed that co-operative principles and practice continued to underpin the efficacy of co-operative banking, and that credit unions, one of the most prevalent forms of co-operative banking, could offer a viable financial alternative. Instead, in the case of Cyprus, the financial crisis and the associated aftershocks triggered the nationalisation and demutualisation of credit unions. This prompted the researchers to question both the viability of a co-operative banking future and the extent to which co-operative principles were shaping decision making, governance, accountability and sustainability. The paper aims to discuss these issues. Design/methodology/approach A case study approach was adopted to explore the degree to which co-operative principles still shaped credit union thinking and stakeholder relationships. Findings As is the case elsewhere within the co-operative movement, the findings point the fact that governance is weaken by the low membership participation and that the principles are no longer universally applied. Credit unions, if not co-operative banking, may not offer the financial assurances that commentators have called for. Moreover, the guiding principles may no longer be embedded within the fabric of the movement. Practical implications Findings are important for practitioners/supervisory body as they highlight possible impacts on co-operative’ future and especially on their governance model and level of autonomy and independence in case of state intervention. Originality/value The research undertaken is original as it is the first time credit unions in Cyprus were examined for adherence to co-operative principles.

REACHING ACROSS THE DIVIDE – THE ROLE OF CULTURAL EVENTS IN PEACEBUILDING

2020 ◽  
Author(s):  
Adrian Devine ◽  
Bernadette Quinn ◽  
Frances Devine
Keyword(s):  
Northern Ireland ◽  
Risk Taking ◽  
Cross Culture ◽  
Cultural Expression ◽  
Shared Experiences ◽  
Cultural Event ◽  
Community Dialogue ◽  
The City

This paper assesses whether or not a cultural event can play a peacebuilding role during the post violence phase of conflict. Cultural expression has long been a contentious issue in Northern Ireland, no more so than in Derry/Londonderry, the city at the centre of this study. Adopting a qualitative approach, the authors used the city’s Fleadh Cheoil (2013) event as a case study and found that it served three of the seven-peacebuilding functions outlined by Paffenholz and Spurk (2010): social cohesion, in-group socialisation and intermediation/facilitation. The findings suggest that the event enabled positive change by building ‘bridges’ and developing intercommunal trust and cross culture understanding. This did not happen by chance and nor was it unproblematic. However, inclusivity was a core objective and the event was planned and managed accordingly. This required strong leadership, risk taking, sensitivity and a willingness to negotiate and compromise. In turn, this created the conditions for cross community dialogue that had ramifications beyond the cultural realm. Whilst this paper has demonstrated how a cultural event can play a role in peacebuilding, it does not suggest that culture events are a panacea for sectarianism, bias or conflict in Northern Ireland or elsewhere. However, if planned properly they can contribute to the peacebuilding process by providing an opportunity for people to navigate difficulties and develop shared experiences in complex and challenging conditions. These can help build trust, tolerance, understanding and confidence that enable divided societies to co-exist more peacefully.

Community Development and Faith-Based Organizations

2015 ◽  
pp. 172-207
Author(s):  
Stephanie Wrightman
Keyword(s):  
Public Health ◽  
Community Development ◽  
Catholic Church ◽  
Work Experience ◽  
Faith Based ◽  
Leading Role ◽  
Timor Leste ◽  
State Actors

This chapter is a reflection of analyses, experiences and research on the opportunities and challenges of working with faith-based organisations (FBO's) in the context of global health. The purpose of this chapter is to demonstrate the important role that FBO's have with state and non-state actors in the development of communities in complex contexts. The role of FBO's in development are demonstrated in reference to the Author's work experience with FBO's, which form case studies in East Africa, and Timor Leste. Further analyses through literature build on these experiences to demonstrate the leading role FBO's can have with state and non-state actors, and the effects on public health. In the case study of Timor Leste, suggestions are proposed to overcome challenges and build on the opportunities of state and non-state actors incorporating the Catholic Church into health programs.

Social Policy in a Divided Community: Reflections on the Opsahl Report on the Future of Northern Ireland

1994 ◽  
Vol 4 (1) ◽  
pp. 27-50 ◽  
Author(s):  
Ruth Lister
Keyword(s):  
Social Policy ◽  
Northern Ireland ◽  
Young People ◽  
Community Development ◽  
Minority Groups ◽  
Voluntary Sector ◽  
Children And Young People ◽  
The Future ◽  
Oral Evidence

This paper offers an account of some of the written and oral evidence presented to the Opsahl Commission established to enquire into possible ways forward for Northern Ireland. It examines issues about social policy raised by the contributors to the Commission, in particular in the areas of poverty and exclusion, children and young people, the role of women, community development and the voluntary sector, and the position of minority groups. Lastly, it relates these crucial aspects of social policy to concepts of citizenship in the context of the future for Northern Ireland.

Examining the Effects of Cameroon Cooperative Credit Union League (CamCCUL) on Satisfaction of Members in Affiliated Credit Unions

2019 ◽  
pp. 1-10
Author(s):  
Neba Noela Buwah ◽  
Emmanuel I. Akpan ◽  
Chofor Joyvice
Keyword(s):  
Secondary Data ◽  
Credit Unions ◽  
Credit Union ◽  
Bottom Line ◽  
Cross Sectional ◽  
Augmented Dickey Fuller ◽  
Cross Sectional Design ◽  
Corporate Parenting ◽  
Intensity Of Competition

Aim: This study set out to examine the effects of Cameroon Cooperative Credit Union League (CamCCUL) on the satisfaction of members in affiliated Credit Unions. In a world where heightened competition keeps elevating the pivotal role of customer as economic bottom line-drivers, exploring the role corporate parenting plays on both intermediary and ultimate customers is a timely development in research on customer satisfaction. Study Design: An exploratory and cross-sectional design was adopted, including 138 Credit Unions. This stratified random sample was optimally established using the Taro Yamane formula. Place and Duration: This study was conducted between April 2016 and November 2018, with secondary data collected for a forty years period, 1973 to 2015 (with mitigation for missing data). Methodology: Secondary data for this study was obtained from CamCCUL archives. Augmented Dickey Fuller and Philip Perron tests revealed that the data was stationary for all the variables used. The Jacque-Bera test showed normality and Durbin Watson showed no autocorrelation. Tables were used to present the data obtained while the multiple regression was technique of analyses. Conclusion: The findings revealed that CamCCUL affects 84.34 percent of closed accounts in its affiliated Credit Unions induced by membership dissatisfaction.The researcher therefore recommends that the Ministry of Finance should facilitate the creation of additional leagues which will help to increase the intensity of competition among leagues. Additionally, the Credit Unions should be granted the opportunity to choose to be affiliated or remain autonomous even with supplementary conditions to ensure financial security for their members.

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