scholarly journals Financial Challenges and Capacity among African Refugees in the Southern USA: A Study of Socio-demographic Differences

2021 ◽  
Author(s):  
Youn Kyoung Kim ◽  
Arati Maleku ◽  
Younghee Lim ◽  
Njeri Kagotho ◽  
Jennifer Scott ◽  
...  
Keyword(s):  
Social Work ◽  
Financial Literacy ◽  
Self Efficacy ◽  
Financial Stress ◽  
Vulnerable Groups ◽  
Demographic Differences ◽  
African Refugees ◽  
Data Disaggregation ◽  
Financial Anxiety ◽  
Financial Challenges

Abstract Refugees’ successful integration into US society requires adaptation to economic, financial and social norms. Despite the importance of considering financial challenges (financial stress and financial anxiety) and financial capacity (financial literacy and financial self-efficacy) in reaching personal financial goals, literature examining the relationship between financial challenges and capacity—critical in refugee resettlement and integration—is sparse and fragmented. This study explored financial challenges and capacity amongst resettled African refugees (N = 130) in the southern USA using data from a larger community-based participatory research study that used a mixed-methods approach. We explored socio-demographic differences in financial stress, financial anxiety, financial literacy and financial self-efficacy across African refugee subpopulation groups. Our study highlights the importance of social work advocacy for data disaggregation, which helps establish the scope of the problem, unmask subpopulation differences and make vulnerable groups more visible to facilitate the development of tailored programmes and services to reach economic integration goals. We provide social work implications for data disaggregation in the current corona virus context, which will leave long-term financial scars on refugee subpopulations.

scholarly journals Financially Sustainable Families: Integrated Social Work Praxis

2021 ◽  
pp. 39-49
Author(s):  
B. S. Sachin ◽  
K. Saravana ◽  
C. Rajashekar ◽  
B. Ramesh
Keyword(s):  
Social Work ◽  
Financial Literacy ◽  
Single Subject ◽  
Single Subject Research ◽  
The Family ◽  
Work Intervention ◽  
Poor Families ◽  
Financial Anxiety ◽  
Structural Poor ◽  
Rural Appraisal

Financial life of a family is very crucial. However less importance is given for financial literacy among structural rural poor, hence the interventional study was taken up to address the gap with Social Work Intervention. The researcher proposed In-Basket technique (one of the technique practiced in Participatory Rural Appraisal (PRA)) to spread financial literacy. The Present study was interventional in nature hence, Single Subject Research design (AB Model) was adopted to assess baseline and intervention phases of level of financial anxiety among families. Three structural poor families were chosen for study in Kunte village.Nelamangala block, Bengaluru rural District, Baseline assessment was done by using structured Financial Anxiety Assessment scale, Intervention was done by using In-basket technique. Considerable changes found after intervention in the level of financial anxiety of the family members.

scholarly journals Financial Anxiety and Resilience among Rural Poor: An Exploration of Social Work Implication

2021 ◽  
pp. 28-34
Author(s):  
Sachin B S ◽  
Ramesh B ◽  
Saravana K ◽  
Rajashekar C
Keyword(s):  
Social Work ◽  
Financial Literacy ◽  
Occupation Number ◽  
Sampling Technique ◽  
Vital Role ◽  
Poor People ◽  
Rural Poor ◽  
Main Challenge ◽  
Financial Anxiety ◽  
Financial Social Work

Purpose of the Study: Financial literacy is the main challenge for the rural population of India. It also plays a vital role in the economic outlook. In India, many poor people do not have a bank account, and only a few understand the concept of financial literacy. Due to lack of financial literacy many rural poor experience financial anxieties hence the present study was taken up to know the financial anxiety and resilience behavior among rural poor. Methodology: The present study adopted the descriptive research design 62 respondents were selected for data collection from poor rural households by adopting the purposeful sampling technique in the Kodigenahalli Gram Panchayat jurisdiction. The present study was carried to assess the level of financial anxiety and its relationship with socio-demographical aspects. Main Findings: The present study found that financial anxiety is experienced by the rural poor, and there is a correlation between education, occupation, number of household members with financial anxiety of the respondents. Implication: The researcher proposed the need for Social Work Intervention to address financial anxiety and financial literacy. The novelty of the study: The present study has described the level of financial literacy and financial anxiety that exists among the rural poor in Karnataka (India) and explored the scope of Financial Social Work in addressing financial literacy and financial anxiety. Financial Social Work changes the conversation about money. It provides a different way of thinking about money and it offers a better way of working with clients around the role of money in their lives, problems and issues.

Social Work Self-Efficacy Scale

2002 ◽  
Author(s):  
Gary Holden ◽  
Thomas Meenaghan ◽  
Jeane Anastas ◽  
George Metrey
Keyword(s):  
Social Work ◽  
Self Efficacy

Financial capabilities development: essential discourse in social work

2019 ◽  
Vol 46 (10) ◽  
pp. 1234-1246
Author(s):  
Lambert K. Engelbrecht ◽  
Abigail Ornellas
Keyword(s):  
Sustainable Development ◽  
Social Work ◽  
Financial Literacy ◽  
Community Education ◽  
Work Practice ◽  
Well Being ◽  
Social Work Practice ◽  
Content Type ◽  
Vulnerable Households ◽  
Definition Of

Purpose Within a neoliberal environment, financial vulnerability of households has become an increasing challenge and there is a requirement of financial literacy education, a necessary activity to facilitate sustainable development and well-being. However, this is seldom a mainstream discourse in social work deliberations. The paper aims to discuss these issues. Design/methodology/approach First, introducing the neoliberal impact on financial well-being and capability for vulnerable households, the authors’ postulation is substantiated on a seven-point argument. The contexts of financially vulnerable households are sketched. Second, a conceptualisation of financial literacy is offered, and third, perspectives on and approaches to financial literacy as a fundamental capability are presented. This is followed by a theoretical foundation of community education as a practice model in social work to develop financial capabilities. In the fifth place, prevailing practices of Financial Capabilities Development (FCD) programmes are offered. Subsequently, the implications of a neoliberal environment for social work practice are examined. Findings The revised global definition of social work encourages the profession to understand and address the structural causes of social problems through collective interventions. As a response, it is argued that community education towards FCD of vulnerable households within a neoliberal environment should be an essential discourse in social development. Originality/value The authors reflect on the significance of FCD, highlighting its contribution towards human security and sustainable development. Although this paper draws on Southern African contexts, the discourse finds resonance in other contexts across the world.

Self-Efficacy Regarding Social Work Competencies

2015 ◽  
Vol 27 (5) ◽  
pp. 594-606 ◽  
Author(s):  
Gary Holden ◽  
Kathleen Barker ◽  
Sofie Kuppens ◽  
Gary Rosenberg
Keyword(s):  
Social Work ◽  
Educational Outcomes ◽  
Self Efficacy ◽  
Empirical Work ◽  
Preliminary Evidence ◽  
Efficient Manner ◽  
Replication Studies ◽  
Large Numbers ◽  
Social Work Programs ◽  
Work Education

Purpose: The need for psychometrically sound measurement approaches to social work educational outcomes assessment is increasing. Method: The research reported here describes an original and two replication studies of a new scale ( N = 550) designed to assess an individual’s self-efficacy regarding social work competencies specified by the Council on Social Work Education as part of the accreditation of social work programs. Results: This new measure, the Self-Efficacy Regarding Social Work Competencies Scale (SERSWCS), generally performed in line with our expectations. Discussion: The SERSWCS is a measure that is based on substantial theoretical and empirical work, has preliminary evidence regarding the psychometric properties of the data it produces, can be used with large numbers of students in an efficient manner, is neither expensive or subject to user restrictions, and provides views of outcomes that have utility for pedagogical considerations at multiple curricular levels.

scholarly journals Analysis of Factors Affecting Financial Well Being Millennial Generation in Batam

2020 ◽  
Vol 2 (1) ◽  
pp. 33
Author(s):  
Yandi Suprapto
Keyword(s):  
Financial Literacy ◽  
Millennial Generation ◽  
Negative Relationship ◽  
Financial Stress ◽  
Well Being ◽  
Financial Behavior ◽  
Financial Socialization ◽  
Factors Affecting ◽  
The People ◽  
Socialization Agents

The purpose of this study is to determine whether financial behavior, financial socialization agents, financial attitude,  financial stress, and financial literacy can influence financial well being in millennial generation in Batam City. Financial well being is described when a person is able to prosper in the field of financial finance. Welfare is reflected in the ability to meet and manage all needs and desires. While millennial is the most current generation so that it can be a hope and reflection of a country. This research method begins with the distribution of questionnaires to the people of Batam city aged 15-19 years. Data were collected as many as 300 respondents then processed with multiple regression research models using SPSS. Variable financial literacy, financial attitude and financial socialization agents provide a significant positive relationship to financial well being. Meanwhile financial stress has a significant negative relationship with financial well being. Then for financial behavior variables show no significant relationship to financial well being.

scholarly journals The Impacts of Socioeconomic Crisis in Portugal on Social Protection and Social Work Practices

2021 ◽  
Vol 13 (23) ◽  
pp. 13198
Author(s):  
Inês Casquilho-Martins
Keyword(s):  
Social Work ◽  
Social Workers ◽  
Social Problems ◽  
Social Protection ◽  
Social Inequalities ◽  
Social Work Practice ◽  
Fundamental Rights ◽  
Social Intervention ◽  
Vulnerable Groups ◽  
Structured Interviews

The effects of the international crisis brought economic and financial risks, as well as consequences for human, social and sustainable development. This study aims to analyse the effects of social intervention with families since the 2008 crisis in Portugal. Through a qualitative approach, we conducted semi-structured interviews with social workers (23), to identify the main impacts of the crisis and the adopted social intervention practices. We highlight a new increase in social problems and the growth of vulnerable groups facing an unprepared social protection system. The Portuguese case reveals that the effects of austerity have shown a decline in the welfare and benefits system, leading to worsened social problems, such as increased poverty and unemployment, as well as social inequalities. Social Work was required to respond to these consequences, although organisational contexts and austerity measures constrained practitioners’ autonomy. By reflecting on this critical period, we seek to contribute to better social protection and assistance models in the face of the current and future crisis. In this sense, Social Work practice ensures a means to guarantee fundamental rights and social justice, preparing social workers and social intervention for new challenges in crisis contexts.

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