Industrial Pension Systems in the United States and Canada. Murray W. LatimerTrade Union Pension Systems and Other Superannuation and Permanent and Total Disability Benefits in the United States and Canada. Murray W. Latimer

1934 ◽  
Vol 8 (4) ◽  
pp. 724-724
Author(s):  
Mollie Ray Carroll
Keyword(s):  
United States ◽  
The United States ◽  
Disability Benefits ◽  
Pension Systems

“Why can’t I Have the Office Jobs?”: Immigrant Latinx Transgender Peoples’ Experiences with Seeking Employment

2021 ◽  
pp. 089484532110629
Author(s):  
Roberto L. Abreu ◽  
Kirsten A. Gonzalez ◽  
Louis Lindley ◽  
Cristalís Capielo Rosario ◽  
Gabriel M. Lockett ◽  
...  
Keyword(s):  
United States ◽  
Thematic Analysis ◽  
Community Sample ◽  
The United States ◽  
Disability Benefits ◽  
Structured Interviews ◽  
Future Directions ◽  
Transgender People ◽  
Job Opportunities ◽  
Positive Experiences

Research has documented the experiences of transgender people in seeking employment. To date, no scholarship has explored the experiences of immigrant Latinx transgender people seeking employment in the United States. Using an intersectionality framework, the present study aimed to uncover the experiences of immigrant Latinx transgender people as they sought employment in the United States. A community sample of 18 immigrant Latinx transgender people from a large metropolitan city in Florida engaged in semi-structured interviews. Thematic analysis revealed five themes related to participants’ experiences seeking employment, including: (1) discrimination, (2) limited options, (3) positive experiences, (4) momentary de-transition, and (5) disability benefits as financial relief. Future directions such as exploring ways in which immigrant Latinx transgender people resist discrimination while seeking job opportunities are discussed. Implications for practice and advocacy such as advocating for equitable employment policies that acknowledge the intersectional experiences of this community are presented.

Financialisation and the Pension System: Lessons from the United States and the Netherlands

2017 ◽  
Vol 15 (4) ◽  
pp. 554-584 ◽  
Author(s):  
Natascha van der Zwan
Keyword(s):  
United States ◽  
The Netherlands ◽  
Pension System ◽  
The United States ◽  
Pension Funds ◽  
The State ◽  
Investment Strategies ◽  
Private Pensions ◽  
Labour Unions ◽  
Pension Systems

Financialisation and the Pension System: Lessons from the United States and the Netherlands The articles explores the financialisation of private pensions in the United States and the Netherlands. It proposes two distinct arguments. First, the article shows that both the American and the Dutch pension systems stand out internationally for their high degrees of capitalisation and the absence of substantive investment restrictions for pension funds. The article posits that both pension systems are highly financialised, yet the process of financialisation has proceeded along different historical paths and within different institutional contexts. Secondly, the article maintains that the financialisation of pension systems is accompanied by its own political dynamics. In both political economies, different groups of actors (employers, labour unions, financial professionals) have made claims over the growing concentration of pension assets. Here, particular emphasis is given to the role of the state. It shows how since the mid-1970s, both American and Dutch pension funds have altered their investment strategies, abandoning public debt as the dominant investment category. The article explains this change in terms of the rising popularity of modern portfolio theory and the immense growth of pension capital in need of new investment options. As austerity politics have made governments more dependent on financial markets, pension funds have become more assertive in leveraging their assets and demanding political reform which are in the interest of the financial industries. Financialisation has thus fundamentally altered the balance of power between the state and financial market actors.

Disability Benefits in Conjunction with Life Insurance Policies

1930 ◽  
Vol 61 (2) ◽  
pp. 214-267
Author(s):  
L. K. File
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States ◽  
Disability Benefits ◽  
Insurance Policies

In Canada and in the United States the writing of disability coverage in connection with life insurance policies is a matter of great importance, and the demand on the part of the insuring public for this additional coverage in a life contract is a marked feature of underwriting conditions in those countries.

Public Pension Reforms in the United States and Japan

1991 ◽  
Vol 24 (1) ◽  
pp. 100-126 ◽  
Author(s):  
JUNKO KATO
Keyword(s):  
United States ◽  
The United States ◽  
Public Pension ◽  
Political Strategy ◽  
Political Systems ◽  
Pension Systems ◽  
Reform Legislation ◽  
Short Period ◽  
Democratic Systems ◽  
Policy Proposals

In the early 1980s, facing the financial crises in their public pension systems, the governments of both the United States and Japan proposed reform. In each case the reform efforts failed. A few years later policy proposals by special commissions led to the enactment of reform legislation in both countries. No major political upheavals occurred in the intervening years; but in both cases, failure turned into success in a short period. The article demonstrates that similar shifts in political strategy (the use of special commissions) produced parallel outcomes (the benefits cut reforms). This study points to the universal components of political strategy in democratic systems at the same time as it emphasizes the distinctive feature of the American and Japanese political systems.

scholarly journals The Revenue Demands of Public Employee Pension Promises

2014 ◽  
Vol 6 (1) ◽  
pp. 193-229 ◽  
Author(s):  
Robert Novy-Marx ◽  
Joshua Rauh
Keyword(s):  
United States ◽  
Social Security ◽  
Local Governments ◽  
The United States ◽  
Policy Changes ◽  
Tax Base ◽  
Asset Return ◽  
Pension Systems ◽  
State And Local ◽  
The Cost

We calculate increases in contributions required to achieve full funding of state and local pension systems in the United States over 30 years. Without policy changes, contributions would have to increase by 2.5 times, reaching 14.1 percent of the total own revenue generated by state and local governments. This represents a tax increase of $1,385 per household per year, around half of which would go to pay down legacy liabilities while half would fund the cost of new promises. We examine sensitivity to asset return assumptions, wage correlations, the treatment of workers not currently in Social Security, and endogenous geographical shifts in the tax base. (JEL H55, H75, J26, J45)

On Disability Benefits

1932 ◽  
Vol 63 (2) ◽  
pp. 138-172
Author(s):  
H. P. Clay
Keyword(s):  
United States ◽  
Life Insurance ◽  
The United States ◽  
Past Experience ◽  
Point Of View ◽  
Special Point ◽  
Disability Benefits ◽  
Insurance Policies

It is nearly two years since the submission of a paper to the Institute by Mr L. K. File, B.A., F.I.A., F.A.S., entitled “Disability Benefits in Conjunction with Life Insurance Policies,” dealing with the business very largely from the point of view of Canada and the United States. To-night Mr E. E. Rhodes, F.I.A., F.A.S., F.A.I.A. and an Honorary Fellow of this Institute, contributes a paper in which he discusses the business in America from a special point of view. The object of this paper is to outline the present practices and past experience of the Life Offices willing to write Disability benefits in this country, and to discuss the value and scope of the benefits.

scholarly journals Understanding the Increase in Disability Insurance Benefit Receipt in the United States

2015 ◽  
Vol 29 (2) ◽  
pp. 123-150 ◽  
Author(s):  
Jeffrey B. Liebman
Keyword(s):  
United States ◽  
Disability Insurance ◽  
The United States ◽  
Good Time ◽  
Disability Benefits ◽  
Trust Fund ◽  
Disability Benefit ◽  
Insurance Benefit ◽  
Working Age ◽  
Congressional Action

The share of working-age Americans receiving disability benefits from the federal Disability Insurance (DI) program has increased significantly in recent decades, from 2.2 percent in the late 1970s to 3.6 percent in the years immediately preceding the 2007–2009 recession and 4.6 percent in 2013. With the federal Disability Insurance Trust Fund currently projected to be depleted in 2016, Congressional action of some sort is likely to occur within the next several years. It is therefore a good time to sort out the competing explanations for the increase in disability benefit receipt and to review some of the ideas that economists have put forth for reforming US disability programs.

The consolidation of state-administered public pension systems in U.S. states

2015 ◽  
Vol 27 (4) ◽  
pp. 455-481 ◽  
Author(s):  
David S. T. Matkin ◽  
Gang Chen
Keyword(s):  
United States ◽  
Logistic Regression ◽  
Significant Variation ◽  
The United States ◽  
Public Pension ◽  
Financial Health ◽  
Pension Systems ◽  
Preliminary Support ◽  
The Way

There is significant variation in the way state-administered pension systems are structured in the United States. Some states, for example, consolidate their pension activity into a few larger systems while others sponsor several smaller ones. In this paper we (1) identify arguments in favor of and against system consolidation, (2) measure levels of consolidation in state-administered pension systems, and (3) use logistic regression to examine whether levels of consolidation are associated with indicators of the financial health of state pensions. Our results provide preliminary support for claims that the size and concentration of pension activity are positively associated with measures of the financial health of state pensions.

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