scholarly journals The Study of Internal Control and over-investment on Corporate Credit Risk

2016 ◽  
Vol 91 ◽  
pp. 109-113 ◽  
Author(s):  
Chaohui Xu ◽  
Zongfang Zhou
Keyword(s):  
Credit Risk ◽  
Internal Control ◽  
Corporate Credit

Estimating Multi-Period Corporate Credit Risk - A Cash Flow Based Approach

2004 ◽  
Author(s):  
Hsien-Hsing Liao ◽  
Tsung-Kang Chen ◽  
Chia-Wu Lu
Keyword(s):  
Credit Risk ◽  
Cash Flow ◽  
Corporate Credit

scholarly journals Corporate Credit Risk Premia

2018 ◽  
Author(s):  
Antje Berndt ◽  
Rohan Douglas ◽  
Darrell Duffie ◽  
Mark Ferguson
Keyword(s):  
Credit Risk ◽  
Risk Premia ◽  
Corporate Credit

scholarly journals The Effect of Credit Risk and Capital Adequacy on the Profitability of Rural Banks in the Philippines

2017 ◽  
Vol 64 (1) ◽  
pp. 83-96 ◽  
Author(s):  
Rufo Mendoza ◽  
John Paolo R. Rivera
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Internal Control ◽  
Management Practices ◽  
The Philippines ◽  
Capital Adequacy ◽  
Control Measures ◽  
Credit Risk Management ◽  
Bank Profitability ◽  
Regulatory Bodies

Abstract This paper examines the credit risk and capital adequacy of the 567 rural banks in the Philippines to investigate how both variables affect bank profitability. Using the Arellano-Bond estimator, we found out that credit risk has a negative and statistically significant relationship with profitability. However, empirical analysis showed that capital adequacy has no significant impact on the profitability of rural banks in the Philippines. It is therefore necessary for the rural banks to examine more deeply if capital infusion would result in higher profitability than increasing debts. The study also implies that it is imperative for the banks to understand which risk factors have greater impact on their financial performance and use better risk-adjusted performance measurement to support their strategies. Rural banks should establish credit risk management that defines the process from initiation to approval of loans, taking into consideration the sound credit risk management practices issued by regulatory bodies. Moreover, rural banks need to enhance internal control measures to ensure the strict implementation of internal processes on lending operations.

Corporate Credit-Risk Dynamics

2000 ◽  
Vol 56 (4) ◽  
pp. 67-81 ◽  
Author(s):  
Lea V. Carty
Keyword(s):  
Credit Risk ◽  
Corporate Credit ◽  
Risk Dynamics
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