Re-engineering a Credit Card Authorization System for Maintainability and Reusability of Components – A Case Study

Author(s):  
Kyo Chul Kang ◽  
Jae Joon Lee ◽  
Byungkil Kim ◽  
Moonzoo Kim ◽  
Chang-woo Seo ◽  
...  
Keyword(s):  
2016 ◽  
Vol 6 (3) ◽  
pp. 98 ◽  
Author(s):  
Mahiswaran Selvanathan ◽  
Uma Devi Krisnan ◽  
Wong Chui Wen

In Malaysia, there is a notable increase in the number of bankruptcy cases. The personal bankruptcy trend has become one of the major concern to the government. The purpose of this research is to study the factors lead to personal bankruptcy. This research tested the few factors effect on personal bankruptcy based on Klang Valley residents. The research used a quantitative approach and data was gathered from survey questionnaire. The questionnaire measurement quantify the respondent’s response with the help of five point Likert scale. Respondents was designated to respond on the questionnaire by simple random sampling techniques. Data collected was analyzed using Pearson correlation coefficient and multiple regression analysis. The data has been presented in the form of tables. Relationship that were assessed; credit card debts, money management, financial literacy and non-performing loan effects towards personal bankruptcy. The finding shows that there are positive relationship between money management, financial literacy and non-performing loan. 


2017 ◽  
Vol 9 (4) ◽  
pp. 28-33
Author(s):  
Abdelaziz Musbah ◽  
Mira Kartiwi

It has been commonly reported that e-commerce (electronic commerce) offers viable solutions to businesses in meeting the challenges of an environment that is undergoing changes. This study seeks to explore the factors that influence the adoption decision of Business-to-Consumer (B2C) e-commerce, using Sudan as a case study. The mixed method design was adopted in two stages in which both exploratory and descriptive research approaches were undertaken. Data was collected from enterprises by questionnaire and through the analysis of research and semi-structured interviews. The findings revealed that most enterprises in the country are still in the initial stages of adoption of B2C e-commerce despite the wide growth of Internet use among enterprises in Sudan. Many factors could be responsible for the low usage of e-commerce among the enterprises in Sudan. Technical barrier is seen as the major barrier that affects the adoption of B2C e-commerce. However, this is accompanied by regulatory and legal barriers. One of the factors that inhibit e-commerce adoption in SMEs in Sudan is the lack of Internet security. Other factors include limited use of web portals and Internet banking by enterprises. The use of credit card and visa card is prohibited in Sudan due to the sanction from the United States of America. However, these issues resulted in all type of transactions that involves carrying cash. This makes it risky for customer who carry huge sum of money. In order to improve B2C e-commerce adoption technologies, this study plays a significant role to organizations and supporting organizations, especially those operating in countries with a unique situation like Sudan.


2020 ◽  
pp. 1470-1484
Author(s):  
Dan DeFilippi ◽  
Katina Michael

This chapter provides a single person case study of Mr. Dan DeFilippi who was arrested for credit card fraud by the US Secret Service in December 2004. The chapter delves into the psychology of a cybercriminal and the inner workings of credit card fraud. A background context of credit card fraud is presented to frame the primary interview. A section on the identification of issues and controversies with respect to carding is then given. Finally, recommendations are made by the convicted cybercriminal turned key informant on how to decrease the rising incidence of cybercrime. A major finding is that credit card fraud is all too easy to enact and merchants need to conduct better staff training to catch fraudsters early. With increases in global online purchasing, international carding networks are proliferating, making it difficult for law enforcement agencies to be “policing” unauthorized transactions. Big data may well have a role to play in analyzing behaviors that expose cybercrime.


2021 ◽  
Vol 14 (3) ◽  
pp. 353
Author(s):  
Muhammad Kamran ◽  
Tonmoy Choudhury ◽  
Hadrian Geri Djajadikerta ◽  
Ferry Jie

Sign in / Sign up

Export Citation Format

Share Document