How to say? Voice analytics of debt collection strategies

2021 ◽  
Author(s):  
Ziyao Huang ◽  
Yutao Yang ◽  
Chengcheng Liao ◽  
Peiyuan Du
Keyword(s):  
Debt Collection ◽  
Collection Strategies

Tax debt as a threat to the economic security of the Russian Far East

2020 ◽  
Vol 13 (2) ◽  
pp. 216-242
Author(s):  
V.A. Yakimova ◽  
A.A. Orekhova
Keyword(s):  
Russian Far East ◽  
Consumer Price Index ◽  
Far East ◽  
Federal District ◽  
Economic Security ◽  
Factors Affecting ◽  
Correlation And Regression Analysis ◽  
Debt Collection ◽  
Far Eastern ◽  
The Russian Far East

Subject. The article addresses the tax liabilities of taxpayers registered in the subjects of the Far Eastern Federal District, which should be paid to the consolidated budget of the Russian Federation, as well as the factors of the said debt growth. Objectives. Our aim is to assess the level of tax debt of regions of the Russian Far East and identify the correlation between the factors and the amount of tax debt. Methods. The study rests on methods of analysis, generalization, grouping, systematization, and the correlation and regression analysis. Results. We analyzed the level of tax debt for the entire Far Eastern Federal District and by region, identified factors affecting the growth of tax debt therein. The paper assesses the structure of tax debt by type of taxes and activity of debtors. The unveiled factors may help control changes in the size of tax debt in the Russian Far East and develop effective measures to improve the debt collection. Conclusions. The study shows that there is an increase in the tax debt in the regions of the Russian Far East, in the VAT in particular. The factor analysis revealed that the volume of sales of wholesale enterprises, investment in fixed capital, the consumer price index have the largest impact on the amount of tax debt.

scholarly journals Image collection strategies for single particle cryoEM

2021 ◽  
Vol 27 (S1) ◽  
pp. 1904-1906
Author(s):  
Farzad Jalali-Yazdi ◽  
Eric Gouaux
Keyword(s):  
Single Particle ◽  
Image Collection ◽  
Collection Strategies

scholarly journals Regulatory Arbitrage and Non-Judicial Debt Collection in Central and Eastern Europe - Tax Sheltering and Potential Money Laundering

2020 ◽  
Vol 0 (0) ◽  
Author(s):  
Catalin-Gabriel Stanescu ◽  
Camelia Bogdan
Keyword(s):  
Eastern Europe ◽  
Money Laundering ◽  
Central And Eastern Europe ◽  
Regulatory Arbitrage ◽  
Legal Provisions ◽  
Regulatory Standards ◽  
Debt Collectors ◽  
Illegal Activities ◽  
Collection Practices ◽  
Debt Collection

AbstractNon-judicial recovery of debts is now rampant in Central and Eastern Europe (CEE). The reason is two-fold. On the one hand, the significant number of defaults in the poorer areas of Europe makes the CEE region a very attractive market for debt-collection. On the other hand, the activity is almost entirely unregulated, especially regarding abusive debt collection practices. The CEE region still lacks mature, strong, and experienced supervisory agencies that could tackle borderline activities. This enables companies involved in debt collection to comply easily with the minimal legal provisions and to circumvent the actual purpose of the law, including through tax sheltering and money laundering. The main argument developed in the paper is that the debt collection system it is designed to maximize profits, minimize tax base and, potentially, can serve as money laundering mechanism. The system functions in a triadic relationship: the debt-seller (a credit institution), the debt-buyer (usually an investment company), and the debt-administrator (a debt-collection agency, either fully owned by, or under the control of the debt-buyer), where debt portfolios are purchased at huge discounts (varying between 90 and 95% of face value). By revealing the mechanism used by debt-collectors, the paper calls for legislative intervention to seal the gap and ensure adequate taxation of debt-collection activities. The nature of regulatory arbitrage involved relates both to tax law as well as to regulatory standards, such as licensing requirements. Debt buyers benefit from the EU passport rule, make high returns on their 'investments' and optimize their taxes on profits obtained. Debt administrators perform their activity at almost no liability and no tax payable to the state. This mechanism creates favorable premises for money laundering and financing of illegal activities, as the web of offshore companies behind the debt-buyer renders the verification of the origin of their investment money extremely difficult. Using Romania as a case study, the paper addresses not only the aforementioned practices and risks, but also the potential reasons behind the state's inability either to adopt adequate legislation, or to enforce it. In doing so, the paper employs empirical evidence regarding the activity of ten Romanian debt collection agencies and relevant case law thereof. The paper concludes with the authors' proposal for a potential solution, which can be extended beyond Romania.

The effect of debt collection laws on access to credit

2021 ◽  
Vol 195 ◽  
pp. 104320
Author(s):  
Charles Romeo ◽  
Ryan Sandler
Keyword(s):  
Access To Credit ◽  
Debt Collection

The Establishment of a Dominant Interpretive Framework in Language Intervention

1997 ◽  
Vol 28 (3) ◽  
pp. 288-296 ◽  
Author(s):  
Jack S. Damico ◽  
Sandra K. Damico
Keyword(s):  
School Culture ◽  
Data Collection ◽  
Language Intervention ◽  
Speech Language Pathologists ◽  
Therapeutic Discourse ◽  
Therapeutic Encounter ◽  
Collection Strategies ◽  
Patterns Of Interaction ◽  
Interpretive Framework ◽  
The Way

One aspect of therapeutic discourse that has not been fully investigated in language intervention is the way that interactional dominance is established and maintained within the therapeutic encounter. Using various data collection strategies, therapeutic discourse from 10 language intervention sessions was collected and analyzed. By employing an analytic device known as the "dominant interpretive framework," the interactional styles and strategies of two speech-language pathologists were investigated. Data revealed several systematic patterns of interaction that constrained the ranges of interaction between the clinician and the client. Several implications regarding client empowerment, mediation, and assimilation into the school culture are discussed.

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