Supporting the poor but skilled artisans by making assets available to them: an empirical investigation in rural India

2005 ◽  
Vol 17 (1) ◽  
pp. 45-66 ◽  
Author(s):  
Arindam Banik ◽  
Pradip K. Bhaumik
1978 ◽  
Vol 17 (3) ◽  
pp. 380-382
Author(s):  
M. Javed Akbar Zaki

To many social theoreticians, the population explosion, particularly in the developing nations presents a crippling threat to their developmental pro¬cesses. Their argument's validity rests mainly on the assumption that expected economic progress is swallowed up by unbalanced rise of numbers in the population. The book being reviewed deals mainly with this subject matter and is divided into two parts, each containing three articles contributed by various researchers. Part one, 'The Social context of Fertility Decision' is focused on analyzing the role of factors affecting fertility at the micro-level decision making process. The first article 'Fertility decision in rural India' by Vinod Jainath, examines the applicability to rural India of various models of the process of fertility decision making and finds most of these wanting with respect to the Indian social situation. While analyzing the fertility patterns of Rural India, he points out the positive need for larger families among the poor small farmers mainly due to labour supply considerations. The author argues that unemployment and under¬employment actually motivate the poor to have more children as it better ensures their economic security in their old age. As the chances of gaining employ¬ment for their offspring diminish, they are induced to increase the total number of children in order that atleast one will be able to support them. Thus a vicious circle of poverty arises in large families because of each of the parents wanting to increase their children's chances of employment by ultimately reducing the overall employment opportunities even further and exacerbating their poverty.


Author(s):  
Ann M. Bisantz ◽  
Alex Kirlik

Recent studies of decision making have suggested that the poor performance typically demonstrated by traditional decision making research is due not to failures on the part of the human, but failures of the empirical studies to test performance in representative situations. In particular, some researchers have studied how experience in an uncertain environment can improve performance. We describe research designed to test the effect of explicit environmental experience on performance on a rule verification task. Participants performed a rule verification task after receiving related experience in the task environment. Results indicated that performance was very similar to that on traditional tasks of this type, in contrast to research which suggested that knowledge of uncertainty should impact performance.


2016 ◽  
Vol 4 (2) ◽  
pp. 233
Author(s):  
Oltiana Muharremi ◽  
Filloreta Madani ◽  
Erald Pelari

<p class="Default"><em>Microfinance is defined as any activity involving the offering of financial services such as loans, savings and insurance to individuals with low income.</em><em> </em><em>Creating social value includes reducing poverty and having a better impact to improve living conditions through capital for micro-enterprises; insurance and savings deposits for reducing risk and boosting consumption. Worldwide microfinance actors promote access to basic financial services by developing new tools, a variety of products and the adoption of an integrated banking access.</em></p><p class="Default"><em>Initially, microfinance was largely gender neutral: it sought to provide credit to the poor who had no assets to pledge as collateral. It quickly emerged, however, that women invested their business profits in ways that would have a longer-lasting impact on their families and communities. Consequently women became fundamental to the success of the microfinance model as a poverty alleviation tool. The purpose of this article is to examine the impact of microfinance loans in improving the lives of women borrowers, as well as in strengthening their social influence and the microcredit impact in promoting savings. This study is based on an empirical investigation of 384 structured questionnaires and surveys directed at microfinance institutions and their clients in the regions of Vlore and Fier, Albania.</em></p>


Author(s):  
Evi Aninatin Nimatul Choiriyah ◽  
Abdul Kafi ◽  
Irma Faikhotul Hikmah ◽  
Imam Wahyudi Indrawan

As a pillar of Islam and an instrument for poverty alleviation, zakat is perceived as aneffective tool for tackling the problem of poverty in the Muslim world. However,whether zakat is effective in improving indicators of both quantity and quality ofpoverty is still a question requiring empirical investigation. This study is aims toempirically investigate the role of impactful zakat in poverty alleviation as indicated bythe BAZNAS prosperity index (Indeks Kesejahteraan BAZNAS or IKB), at provinciallevel in Indonesia. This study covers annual data from 28 provinces in Indonesia forthe years 2017 and 2018. Data analysis uses a panel-data approach, with threeindicators of poverty – the poverty headcount ratio (P0), poverty gap index (P1), andpoverty severity index (P2) – as dependent variables. The study finds that higherBAZNAS IKB, used as a sign of impactful zakat, significantly reduces P0 but hasinsignificant effect on P1 and P2. The results of this study imply that zakat managersshould put emphasis on the poorest section of the poor population to enableimprovements in poverty indicators through zakat utilization.


2008 ◽  
Vol 3 (2) ◽  
pp. 209-230 ◽  
Author(s):  
Tej K. Bhatia ◽  
Mukesh Bhargava

Due to globalization and the need to seek out new markets (sometimes labelled as business to 4-billion [B2-4B]), rural marketing is gaining new importance in India as well as across the globe. This article examines three facets: the marketing, linguistic and advertising of these markets. Our study shows that global companies are engaged in devising new strategies to market their products. Indian media planners have pioneered new media forms (for example, Video Vans) combining conventional and non-conventional advertising to meet the challenge of reaching rural India. The result is that messages are customized effectively to meet their audiences’ regional sensibilities and tastes. The main focus of this study is on the analysis of the messages in the ‘unconventional’ media and wall advertising. We base our study on an empirical investigation of over 2,000 ads in rural settings. The ads include commercial, social and service advertisements. The findings indicate that the advertisers favour the ‘cooperative’ view as opposed to the ‘competitive’ view. They mix languages and scripts to optimize the strength and appeal of their messages. The strengths and limits of the ‘standardization’ versus ‘adaptation’ strategies are accounted for with special reference to the structural properties of wall ads. The directions for future research are outlined.


2007 ◽  
Vol 2 (1) ◽  
pp. 69-88 ◽  
Author(s):  
Senada Smajic ◽  
Sergio Ermacora

Poverty amongst Female-headed Households in Bosnia and Herzegovina: an empirical analysisThis paper conducts an empirical investigation of whether female-headed households (FHHs) are over-represented amongst the poor compared to male-headed households in Bosnia and Herzegovina (BiH), measured through the consumption dimension of poverty. Apart from self-reported and demographic definitions of headship, which do not make reference to the economic support provided for a household, households whose headship is assigned according to economic definition are included in the analysis. Moreover, the heterogeneity of FHHs is recognised in our study. In this way, the study avoids the main pitfalls associated with similar studies. Since the relationship between poverty and headship has regional and ethnic characteristics, the specific characteristics of BiH in this context are taken into account. Finally, given that our analysis did not find evidence of FHHs being disadvantaged in terms of household consumption, it cannot be argued that policy measures targeting FHHs would be a useful approach to reducing poverty in Bosnia and Herzegovina.


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