scholarly journals The Impact of Commercial Rainfall Index Insurance: Experimental Evidence from Ethiopia

2020 ◽  
Vol 102 (4) ◽  
pp. 1154-1176
Author(s):  
Shukri Ahmed ◽  
Craig McIntosh ◽  
Alexandros Sarris
2013 ◽  
Vol 45 (1) ◽  
pp. 109-124 ◽  
Author(s):  
Denis Nadolnyak ◽  
Dmitry Vedenov

In this article, possible use of climate forecasts in rainfall index insurance of hay and forage production is considered in a geographical area (southeast United States) relatively heavily impacted by the El Nino Southern Oscillation (ENSO). Analysis of the stochastic properties of rainfall, yields, and the ENSO forecasts using the copula technique shows that the forecast impact depends on the proximity to the Gulf Coast where the impact of the ENSO is more pronounced and earlier in the year. Stochastic modeling shows that the use of skillful long-term climate forecasts by the insured producers creates intertemporal adverse selection that can be precluded by offering forecast conditional premiums. The impacts on the efficiency of the rainfall index insurance and results of sensitivity analysis with respect to model parameters are discussed.


Author(s):  
Minnappa Prabhu ◽  
Gowdara Kotreshwar

The purpose of this paper is to explore the factors influencing the design and the development of Rainfall Insurance scheme for coffee plantation. The method used is qualitative design with some quantitative elements. Data were collected through a field survey of 390 growers who have purchased the rainfall insence contracts. Factor Analysis, Principal Component Analysis, Kaiser-Meyer-Olkin, Bartletts Test of Sphericity, and Kaisers Varimax rotation were used to measure the sample adequacy and to extract the factors affecting the rainfall index insurance. In this study several variables impacting rainfall index insurance have been identified for factor analysis. On the basis of Varimax with Kaiser Normalization, eight factors have emerged. These include: Rainfall Risk, Trigger Rainfall, Sum Insured, Rainfall Risk Protection, Basis Risk, Claim Settlement, Payout, and Premium. The study highlights the impact of factors on the performance of RISC. The findings reveal the need for redesign and recasting existing Rainfall Insurance Scheme for efficient risk management in coffee industry. The findings of study reinforce the need for better understanding of the factors impacting Rainfall Insurance Scheme for coffee performance. The study is useful in generating inputs for redesigning Rainfall Insurance Scheme for coffee by insurers.


2021 ◽  
Vol 1863 (1) ◽  
pp. 012018
Author(s):  
Muhammad Azka ◽  
Fauziyyah ◽  
Primadina Hasanah ◽  
Syalam Ali Wira Dinata

Author(s):  
Andrea Morone ◽  
Rocco Caferra ◽  
Alessia Casamassima ◽  
Alessandro Cascavilla ◽  
Paola Tiranzoni

AbstractThis work aims to identify and quantify the biases behind the anomalous behavior of people when they deal with the Three Doors dilemma, which is a really simple but counterintuitive game. Carrying out an artefactual field experiment and proposing eight different treatments to isolate the anomalies, we provide new interesting experimental evidence on the reasons why subjects fail to take the optimal decision. According to the experimental results, we are able to quantify the size and the impact of three main biases that explain the anomalous behavior of participants: Bayesian updating, illusion of control and status quo bias.


Life ◽  
2021 ◽  
Vol 11 (8) ◽  
pp. 728
Author(s):  
Eguzkine Ochoa

Assisted reproductive technologies (ART) are the treatment of choice for some infertile couples and even though these procedures are generally considered safe, children conceived by ART have shown higher reported risks of some perinatal and postnatal complications such as low birth weight, preterm birth, and childhood cancer. In addition, the frequency of some congenital imprinting disorders, like Beckwith–Wiedemann Syndrome and Silver–Russell Syndrome, is higher than expected in the general population after ART. Experimental evidence from animal studies suggests that ART can induce stress in the embryo and influence gene expression and DNA methylation. Human epigenome studies have generally revealed an enrichment of alterations in imprinted regions in children conceived by ART, but no global methylation alterations. ART procedures occur simultaneously with the establishment and maintenance of imprinting during embryonic development, so this may underlie the apparent sensitivity of imprinted regions to ART. The impact in adulthood of imprinting alterations that occurred during early embryonic development is still unclear, but some experimental evidence in mice showed higher risk to obesity and cardiovascular disease after the restriction of some imprinted genes in early embryonic development. This supports the hypothesis that imprinting alterations in early development might induce epigenetic programming of metabolism and affect long-term health. Given the growing use of ART, it is important to determine the impact of ART in genomic imprinting and long-term health.


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